Scams

Scams are an unfortunate reality in today’s world, and they continue to grow in number and sophistication. Fraudsters use many different tactics to deceive people, ranging from technology-based schemes that target computers, phones, or online accounts to traditional scams that rely on intimidation, manipulation, or false promises. Anyone can become a target, and these schemes can lead to financial loss, identity theft, emotional distress, and long-term complications if not handled properly. Understanding how scams work is one of the most important steps you can take to protect yourself and your loved ones.

This section of The Emergency Guide is designed to help you recognize, avoid, and respond to a wide variety of scams. You will learn how to identify common warning signs, such as urgent requests for money, unsolicited messages, demands for personal information, unrealistic promises, or threats meant to create panic. The guide explains how scammers operate in both digital and non-digital environments, including email fraud, phishing attacks, tech support scams, ransomware, investment schemes, imposter scams, charity fraud, door-to-door schemes, and deceptive mail or phone calls.

In addition to prevention, this section provides step-by-step instructions for what to do if you believe you have been targeted or have already provided information to a scammer. Topics include securing compromised accounts, monitoring financial activity, reporting fraudulent charges, contacting relevant authorities, and preventing additional harm. You will also learn how to assist vulnerable individuals, such as seniors or young adults, who may be more at risk of manipulation.

To support long-term safety, this section highlights effective habits that reduce your exposure to scams. These include verifying caller identities, using strong passwords, enabling two-factor authentication, keeping devices updated, and staying cautious about sharing personal information. Practical tools and resources are included to help you remain aware of new or emerging scams that may affect your community.

Whether you are protecting yourself, helping a family member, or responding to a suspicious interaction, this section offers clear information and practical strategies to help you stay safe. With the right knowledge and preparation, you can reduce your risk, recognize scams before they cause harm, and take swift action if you ever find yourself in a difficult situation.