Nuwɔametɔnyenye alo Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe viɖewo nu tsotso kple fexexe si gbɔ eme¶

Lɛta si tso wò dukɔa ƒe hadome nugblẽfexeha alo nuwɔametɔwo ƒe dɔwɔƒe (abe Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒe si le United States, Dɔwɔƒe si Kpɔa Dɔwɔwɔ Kple Dzudzɔxɔxɔledɔmenyawo Gbɔ le United Kingdom, Service Canada, alo Services Australia / Centrelink) gbɔ ʋuʋu si gblɔ be wole wò nuwɔametɔnyenye alo dzudzɔxɔxɔledɔme ƒe gakpekpeɖeŋu siwo nèxɔna ɣleti sia ɣleti la nu tsom, alo bia tso asiwò be nàxe ga gbogbo aɖe si nye 10,000 va ɖo 50,000 USD "Fexexe si gbɔ eme" la, nye agbe ƒe tɔtrɔ nudzɔdzɔ kpata. Le aƒe siwo ɖoa ŋu ɖe Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe Nuwɔametɔwo ƒe Nugblẽfexeɖoɖo (SSDI), Dedienɔnɔ ƒe Gakpɔkpɔ Kpekpeɖeŋu (SSI), Medicare, alo Medicaid ŋu be woatsɔ axe fe ɖe aƒe, nuɖuɖu, kple atikewɔwɔ si léa agbe ɖe te gome la, ne wotso wo nu kpata alo wogbugbɔa viɖe siwo woxɔna le wo si la doa ŋɔdzi na wo be woabui enumake.

Nusi ame akpa gãtɔ menya o enye be hadomekpekpeɖeŋunana ƒe nuwuwu kple fexexe si gbɔ eme ƒe asiɖeɖe le eŋu la nɔa te ɖe dukplɔse me se sesẽ siwo ku ɖe ʋɔnudrɔ̃nyawo ŋu (siwo ƒo ke ɖe to ɖe United States ƒe Ʋɔnudrɔ̃ƒe Kɔkɔtɔ ƒe nufiafia ɖedzesi Goldberg v. Kelly kple dukɔa ƒe se siwo le 42 U.S.C. 423(g) kple 20 CFR 404.1597a / 20 CFR 404.1597a / 416.1336) ƒe xexlẽme. Ne èwɔ nu le ɣletigbalẽ ŋkeke 10 ƒe se ƒe fesre vevi aɖe me (tsɔ kpe ɖe ŋkeke 5 ŋu hena posu ɖoɖo ɖe wò) le atikewɔwɔ alo esi menye atikewɔwɔ o ƒe nuwuwu ƒe gbeƒãɖeɖe xɔxɔ vɔ megbe la, gome le asiwò le se nu be wòazi dɔwɔƒea dzi be wòayi edzi axe wò ɣleti sia ɣleti ƒe gakpekpeɖeŋu kple Medicare/Medicaid ƒe nugblẽfexeɖoɖo ƒe alafa memama 100 esime wole nyagbugbɔgadrɔ̃a tsom. Nenema ke Request for Waiver of Overpayment Recovery (Form SSA-632) si wotsɔ de agbalẽ me le se nu la, etɔa viɖewo xɔxɔ le ɖokuiwò si vaseɖe esime dɔwɔƒea nawɔ wò ŋutɔ wò takpekpe. Mɔfiame sia kplɔa wò afɔɖeɖe ɖesiaɖe to viɖe siwo le se nu ƒe yiyi dzi ɖeɖeɖa me, nyagbugbɔgadrɔ̃ le Nuwɔametɔwo ƒe Totoɖeme si Yi Edzi (CDR) alo dɔwɔwɔ ƒe dɔwɔwɔ nu tsotso ŋu, kple fexexe si gbɔ eme ƒe didi be yeatutu alo aɖo seɖoƒe nɛ.

Wɔ esia fifia¶

1. Kpɔ ŋkeke si tututu wota ɖe dɔwɔƒea ƒe lɛtaa ƒe ɖusime le etame be nàkpɔ wò Ŋkeke 10 ƒe "Se ƒe Viɖewo Yi Edzi" ƒe ɣeyiɣi mamlɛa ta: Togbɔ be ɣletigbalẽ ŋkeke 60 (tsɔ kpe ɖe posu ŋkeke 5 ŋu) le asiwò be nàtsɔ nya ɖe nyametsotso si le ete la ŋutɔ ŋu hã la, be na wò ɣleti sia ɣleti ƒe gaxɔgbalẽviwo kple Medicare/Medicaid nayi edzi anɔ sisim madzudzɔmadzudzɔe le nyagbugbɔgadrɔ̃ɣia Biabia be woagbugbɔ ŋku alé ɖe eŋu KPLEE wò Se ƒe Viɖe ƒe Yiyi Tiatia le ɣletigbalẽ ŋkeke 10 me tso esime nèxɔ gbeƒãɖeɖea (Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒea tsɔe be èxɔ lɛtaa le ŋkeke 5 megbe tso ŋkeke si wota ɖe edzi, si ana wò ɣletigbalẽ ŋkeke 15 ƒe ƒuƒoƒo tso ŋkeke si dzi woda gbeƒãe dzi).
2. Kpɔe ɖa be gbeƒãɖeɖea nye "Viɖe ƒe Nuwuwu / Nuwuwu" (si atɔ te gaxɔgbalẽvi siwo woaxe le etsɔme) alo "Fexexe si gbɔ eme ƒe Nyatakaka" (si bia be woagbugbɔ ga si woxe xoxo): Ame geɖe siwo xɔe la xɔa gbeƒãɖeɖe eveawo le ɣeyiɣi ɖeka me. Ele be nàkpɔ ha eveawo siaa gbɔ ɖe vovo: atsɔ Nyabiase be woagbugbɔ ŋku alé ɖe eŋu (Agbalẽvi SSA-561 alo Agbalẽvi SSA-789) atsɔ awɔ avu kple viɖekpɔkpɔ ƒe nuwuwu alo aʋli ho le akɔntabubu/nyateƒenya si ku ɖe fexexe si gbɔ eme ŋu, eye nàtsɔ Bibia be woaɖe asi le fexexe si sɔ gbɔ wu ƒe gbugbɔgaxɔ ŋu (Agbalẽvi SSA-632) ne menye wòe da vo o eye màte ŋu axe fe si nèxe wògbɔ eme o.
3. Ne èxɔ Fexexe Gã ƒe Nyatakaka la, tsɔ SSA-632 (Biabia be woaɖe asi le eŋu) ƒe agbalẽvi alo bia be woaɖo ga si woaxe na wò ɣleti sia ɣleti ƒe alafa memama 10 / 10 USD enumake: Le Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒe ƒe ɖoɖo si li fifia nu la, le SSDI ƒe fexexe si gbɔ eme ƒe ɖoɖo yeye nu la, woɖoa ga si woxena le wo ɖokui si ƒe seɖoƒe na wò ɣleti sia ɣleti ƒe viɖe ƒe alafa memama 10 (alo USD 10, si lolo wu, si sɔ kple SSI ƒe se 10 le alafa me ƒe seɖoƒe le 20 CFR 416.571 te), eye zi alesi nètsɔ Nubiabia be Woaɖe Asi Le Nu Ŋu (Agbalẽvi SSA-632) alo Nubiabia be Woagabu eŋu (Agbalẽvi SSA-561) hafi woadze gaxɔgbalẽviwo xɔxɔ gɔme (alo le ɣeyiɣi ɖesiaɖe me le gaxɔgbalẽviwo xɔxɔ me), ele be dɔwɔƒea natɔ te viɖewo katã xɔxɔ enumake vaseɖe esime wowu nyametsotso kple ame ŋutɔ ƒe takpekpe nu (20 CFR 404.506(b)) ƒe nyatakakadzraɖoƒea.
4. Mègagbugbɔ bia kple nuwɔametɔnyenye ƒe dɔbiagbalẽvi yeye gbeɖe ne ɖeko wotso wò viɖe siwo li fifia nu le Nuwɔametɔwo ƒe Totoɖeme si Yi Edzi (CDR) dzi teti koe nye ema: Ne ètsɔ dɔbiagbalẽvi yeye gbãtɔ yi ʋɔnui tsɔ wu be nàtsɔ nya ɖe wò dzudzɔ ŋu le ŋkeke 10/ŋkeke 60 ƒe fesrea me axɔ wò gomenɔamesi be Se ƒe Viɖewo Yi edzi, atso wò ga si nèkpɔna fifia ɣleti sia ɣleti kple lãmesẽnyawo gbɔ kpɔkpɔ le a Ƒe 1 va ɖo ƒe 2 lala, eye wòlɔ̃ ɖe edzi be wò nuwɔametɔnyenye si nèwɔ va yi la wu enu. Nyagbugbɔgadrɔ̃ le dɔa nu tsotso ŋu gbã ɣesiaɣi.
5. Zɔ yi wò nutoa me gbeadzidɔwɔƒea ŋutɔŋutɔ alo nàɖo wò nyagbugbɔgadrɔ̃a ɖe wò nutoa me ƒe gbeadzidɔwɔƒe to Posted Mail dzi kple Trɔtrɔxɔgbalẽvi si Wobia: Esi wònye be ŋkeke 10 ƒe viɖekpɔkpɔ dzi yiyi ƒe fesrea toto fia be nàbu wò ɣleti sia ɣleti ƒe fetu esime nèle lalam ɣleti geɖe be woadrɔ̃ nyaa, tsɔ asi tsɔ wò nyagbugbɔgadrɔ̃ kple edziyiyi ƒe tiatiawɔgbalẽvi siwo nède asi na la yi na wò nutoa me Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe gbeadzidɔwɔƒe ƒe kplɔ̃ eye nàbia fotokɔpi si dzi woŋlɔ ŋkekea ɖo hafi nàdo go (alo nàtsɔe aɖo ɖe Internet dzi kple PDF ƒe kpeɖodzigbalẽvi si wota).
6. Di kpekpeɖeŋu enumake ne viɖe ƒe ɖeɖeɖa he susu ƒe lãmesẽkuxi vɛ alo do ŋɔdzi na atikewɔwɔ si alé ame ƒe agbe ɖe te: Nuwɔametɔwo ƒe kpekpeɖeŋu si bu la nye nusi xɔ aƒe ɖe ame me ŋutɔ. Ne wò alo wò lɔlɔ̃tɔ aɖe le seselelãme ƒe fuɖename sesẽ aɖe me la, ƒo ka alo nàŋlɔ lɛta na 988 Suicide and Crisis Lifeline (le United States kple Canada) femaxee alo nàte ɖe xaxa me ƒuƒoƒo si le mia gbɔ ŋu. Ne atike alo elektrikŋusẽ si bu kpata na atikewɔwɔ kpata aɖe do mo ɖa la, ƒo ka na wò nutoa me xexlẽdzesi kpata (911 le United States kple Canada, 112 le Europa Dukɔwo ƒe Habɔbɔ bliboa me, 999 le United Kingdom) alo kpɔ míaƒe... xexlẽdzesi siwo wozãna kpata nyatakakadzraɖoƒe.

Nyametsotso ƒe ɖoɖowɔɖi: nuwɔametɔwo ƒe viɖe ƒe nuwuwu alo fexexe si gbɔ eme ƒe asitɔtrɔ¶

flowchart TD
    Start["Woxɔ Hadomegbenɔnɔ ƒe Dedienɔnɔ / Nuwɔametɔwo ƒe Nuwuwu alo Fexexe Gã ƒe Nyatakaka"] --> NoticeType{"Afɔ Kae Dɔwɔƒea Le Ðem?"}
    NoticeType -->|"Viɖewo ƒe Nuwuwu / Nuwuwu (Checks Stopping) ."| CessReason{"Nukatae Wole Viɖewo Ðem Ðem?"}
    CessReason -->|"Atikewɔwɔ Dzudzɔ (Nuwɔametɔwo ƒe Totoɖeme si Yi Edzi / CDR Nyawo Gbɔgblɔ Siwo Wònyo Ðe Edzi) ."| Medical10Day["Wɔ Nu Le Ŋkeke 10 Me (+5 Mail Days): Fa SSA-789 (Nuwɔametɔwo ƒe Nyasese) ƒe Agbalẽvi + Tia Se ƒe Viɖekpɔkpɔ Yi Edzi"]
    CessReason -->|"Dzudzɔ si Menye Atikewɔwɔ o (SSI ƒe Gakpɔkpɔ/Dɔwɔnu Siwo Gbɔna alo SSDI ƒe Dɔwɔna si me Viɖe Geɖe Le) ."| NonMed10Day["Wɔ Nu Le Ŋkeke 10 Me (+Ŋkeke 5 Siwo Woɖo Ðe Posu): Fa Agbalẽvi SSA-561 (Gbugbɔ Bubu) + Tia Goldberg-Kelly Viɖe Yi Edzi"]
    Medical10Day --> ChecksFlow["Ɣleti sia Ɣleti ƒe Ga Viɖewo ƒe 100% + Medicare/Medicaid Yia Edzi Madzudzɔmadzudzɔe le Nyagbugbɔgadrɔ̃ɣi"]
    NonMed10Day --> ChecksFlow
    NoticeType -->|"Fexexe si Gbɔ eme ƒe Didi (Dɔwɔƒe Gblɔ be Yexe Fe Gã Na Wò) ."| DisputeOrWaive{"Ðe Ga Si Woxe Wu / Nyateƒenya la Mesɔ Oa, ALOO Ðe Nàte Ŋu Ate Ŋu Axee Ko?"}
    DisputeOrWaive -->|"Akɔntabubu alo Nyateƒenya la Mesɔ O (Mèkpɔ Ga Ma Alo Fe Mama O)"| FileRecon["File Form SSA-561 (Nyabiase be Woagabu eŋu) Le Ŋkeke 60 Me (Le Ŋkeke 30 Me Be Woaxe Mɔ Ðe Nusiwo Woatsɔ Axe Mɔ Na Gbãtɔ Nu)"]
    DisputeOrWaive -->|"Ga home Nyuie, Gake Menye Wòe Mewɔ Vodada O Eye Màte Ŋu Axe Fe O"| FileWaiver["File Form SSA-632 (Biabia be woaɖe asi le fexexe si sɔ gbɔ wu fexexe ŋu) Ɣesiaɣi (Ɣeyiɣi ƒe Seɖoƒe Zero)"]
    DisputeOrWaive -->|"Ɣleti sia Ɣleti ƒe Ðeɖekpɔkpɔ Sue Si Woate Ŋu Aƒle Ko Ko Hiahiã"| File634["File Form SSA-634 (Bibia be woatrɔ asi le fexexe si sɔ gbɔ wu ƒe gbugbɔgaxɔ ƒe agbɔsɔsɔme ŋu) ɖe Cap Withholding dzi le 10 USD/Ɣleti me"]
    FileRecon --> StopClawback["Ele Be Dɔwɔƒea Naɖe Viɖewo Katã Ðeɖeɖa Enumake Vaseɖe esime Wotso nya me le Nyagbugbɔgadrɔ̃ alo Ame ŋutɔ ƒe Takpekpea Ŋu"]
    FileWaiver --> StopClawback

Afɔɖeɖe 1: Bi ɖe Ŋkeke 10 ƒe "Se ƒe Viɖewo Yi Edzi" ƒe sea me (Wò ɖaseɖigbalẽwo dzi yiyi) .¶

Ne Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒe (SSA) tso nya me be yeadzudzɔ alo aɖe wò Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe Nuwɔametɔwo ƒe Nugblẽfexeɖoɖo (SSDI, Tanya II) alo Dedienɔnɔ ƒe Gakpɔkpɔ Kpekpeɖeŋu (SSI, Tanya XVI) ƒe viɖewo dzi akpɔtɔ la, se ƒe gaƒoɖokui eve siwo to vovo kura dzea ƒoƒo gɔme le ŋkeke si wota ɖe wò gbeƒãɖeɖea dzi dzi:

Tsɔtsɔ sɔ kple wo nɔewo: Ŋkeke 10 ƒe Yiyi Gaƒoɖokui kple Ŋkeke 60 ƒe Nyagbugbɔgadrɔ̃gaƒoɖokui¶

Ke ne èʋu lɛtaa le Ŋkeke 18 lia dzi eye nèto ŋkeke 15 ƒe ɣeyiɣi si woɖo ɖi be nàyi edzi la me ya ɖe? ("Nu Nyui" ƒe kekeɖenudɔ)¶

Mègatsi dzodzodzoe ne posu la va tsi megbe alo nèdze dɔ le kɔdzi eye nèto ŋkeke 15 ƒe fesrea ŋu ŋkeke alo kwasiɖa ʋɛ aɖewo o. Le 20 CFR 404.911, 20 CFR 416.1411, kple 20 CFR 404.1597a(g) te la, àte ŋu atsɔ wò nyagbugbɔgadrɔ̃ kple Viɖekpɔkpɔ ƒe Yiyi Tiatia aɖo ɖa kokoko tsɔ kpe ɖe "Nya Nyui Si Tae Nàte Ŋu Atsɔ Atsɔ Ayi Megbe" si woŋlɔ ɖi si ɖe nusita mète ŋu tsɔ nyaa yi ʋɔnui le ŋkeke 10 me o la ɖa.

Nu Nyui si sɔ ƒe kpɔɖeŋu siwo le se nu siwo zi dɔwɔƒea dzi be wòagbugbɔ wò ɣleti sia ɣleti ƒe gaxɔgbalẽvi siwo le edzi yim la aɖo anyi dometɔ aɖewoe nye: - Èdze dɔ vevie, woxɔ wò ɖe kɔdzi, alo nènɔ susuŋudɔwɔwɔ/susu ƒe lãmesẽ ƒe fuɖename aɖe me tom si na mète ŋu kpɔ posuwo gbɔ le ame ŋutɔ ŋkume alo ŋlɔ agbalẽ o. - Wohe posu me posu la ɖe megbe alo wotsɔe yi adrɛs si mesɔ o dzi (dzra agbalẽkotoku si dzi woŋlɔ posu ɖo ne posu ƒe dzesi la nye ŋkeke geɖe le ŋkeke si dzi wota lɛtaa megbe). - Ŋutilã, nukpɔkpɔ, susu, sukudede, alo gbegbɔgblɔ ƒe seɖoƒe le ŋuwò (si me Eŋlisigbe xexlẽ ƒe ŋutetemanɔamesi kple SSA ƒe kpododonu le gbeƒãɖeɖea ɖoɖo ɖe wò gbe si nèbia me hã le). - Ku alo dɔléle sesẽ aɖe nɔ wò ƒometɔ kplikplikpli me, alo dzo, tsiɖɔɖɔ, alo amewo nyanya gblẽ nu le wò aƒeme nuŋlɔɖiwo ŋu.

Afɔɖeɖe 2: Alesi Nàwɔ Nyagbugbɔgadrɔ̃ le Atikewɔwɔ Ŋuti Nusɔsrɔ̃ (Continuing Disability Review / CDR) .¶

Ɣeaɖewoɣi (ɣleti 6 va ɖo 18 ɖesiaɖe, ƒe 3, alo ƒe 5 va ɖo 7), Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒea wɔa Nuwɔametɔwo ƒe Numekuku si Yi Edzi (CDR) tsɔ kpɔae ɖa be ègakpɔtɔ nye nuwɔametɔ le atikewɔwɔ me hã.

Wò takpɔkpɔ le se nu le CDR me: "Atikewɔwɔ ƒe Ŋgɔyiyi Ŋuti Numekuku Dzidzenu" (MIRS) .¶

Le Nuwɔametɔwo ƒe Numekuku si Yi Edzi me la, kpeɖodzi ƒe agba si le se nu la le dziɖuɖua dzi, ke menye wò dzi o. Le 42 U.S.C. 423(f) kple 20 CFR 404.1594 / 416.994, Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒea mate ŋu atso wò nuwɔametɔnyenye ƒe viɖewo nu le se nu o negbe ɖe wòtsɔ atikewɔwɔ me kpeɖodzi si ŋu kakaɖedzi le ɖo kpe nu siwo gbɔna dzi evea siaa le Afɔɖeɖe 8 ƒe Atikewɔwɔ ƒe Ŋgɔyiyi Ŋuti Numekuku Dzidzenu (MIRS) te:

1. "Atikewɔwɔ ƒe Ŋgɔyiyi" Vevie Tso esime Wò "Nyametsotso Siwo Wotsɔ Sɔ Kple Wo Nɔewo" (CPD): Ele be dɔwɔƒea natsɔ wò atikewɔwɔ ŋuti nuŋlɔɖi siwo li fifia asɔ kple atikewɔwɔ ŋuti nuŋlɔɖiwo tẽ tso ŋkeke si tututu dzi woda asi ɖe dziwò gbã alo woyi edzi nyitsɔ laa le nuwɔametɔnyenye ta (si woyɔna be Nyametsotso si Wotsɔ Sɔ Kple Wo Nɔewo). Ne wò nɔnɔmea egbea sɔ kple esi wòvɔ̃ɖi wu alesi wònɔ le Nyametsotso si Wotsɔ Sɔ Kple Wo Nɔewo me la, ne ʋɔnudrɔ̃la bubu aɖe egbea susu be mɔɖeɖe gbãtɔa nye dɔmenyonyo gɔ̃ hã la, dɔwɔƒea mate ŋu atso wò viɖewo nu o (negbe se ƒe vovototo siwo mebɔ o abe ametafatafa ene ko).
2. Atikewɔwɔ ƒe Ŋgɔyiyia Do Ƒome Tsã Kple Wò Ŋutete Be Nàwɔ Dɔ Le Viɖe Gãwo ƒe Dɔwɔna (SGA): Ne dzesi ɖeka nyo ɖe edzi vie hã la, ele be dɔwɔƒea naɖo kpe edzi hã be wò Dɔwɔwɔ ƒe Ŋutete Susɔe (RFC) si nèle fifia le wò ŋutilã kple susu ƒe gbɔdzɔgbɔdzɔ siwo katã li fifia me ƒo ƒu (si me nɔnɔme yeye ɖesiaɖe si nèdo mo ɖa tso esime woda asi ɖe edzi) la ɖe mɔ na wò be nàwɔe fifia ɣeyiɣiawo katã ƒe hoʋiʋlidɔ.

Afɔɖeɖe ɖesiaɖe ƒe CDR nyagbugbɔgadrɔ̃ ƒe ɖoɖowɔɖi¶

• Afɔɖeɖe 1: Fa agbalẽvi SSA-789 ("Bibia be woagbugbɔ ŋku alé ɖe eŋu: Nuwɔametɔnyenye ƒe Dzudzɔ") + Agbalẽvi SSA-795 Viɖe Yi Edzi Tiatia le ŋkeke 10 me:
  • Nyagbugbɔgadrɔ̃ le atikewɔwɔ ƒe CDR ƒe nuwuwu ŋu to Agbalẽvi SSA-789 dzi naa gome wò be nàse ame ŋutɔ alo video dzi kpeɖodzinyawo le Nuwɔametɔwo ƒe Nyaselawo ƒe Dɔwɔla (DHO) si le eɖokui si ŋkume le Nuwɔametɔwo ƒe Nyaseƒe (20 CFR 404.914). De dzesi aɖaka siwo tiae be wò ɣleti sia ɣleti ƒe gakpekpeɖeŋu KPLE wò Medicare/Medicaid ƒe viɖewo siaa nayi edzi le nyagbugbɔgadrɔ̃a me (kpekpeɖeŋunana ɖeviwo alo srɔ̃tɔwo hã le eme).
• Afɔɖeɖe 2: Bia wò elektrɔnik nubiagbalẽvi ƒe kɔpi bliboa si me "Comparison Point Decision" (CPD) ƒe atikewɔwɔ ŋuti nuŋlɔɖiwo hã le:
  • Le 20 CFR 404.916(b)(3) nu la, gome le asiwò be nàlé ŋku ɖe wò nuwɔametɔnyenye ŋuti nyatakaka bliboa ŋu ahawɔ eƒe kɔpi hafi woadrɔ̃ nyaa. Ne dɔwɔƒea bu wò Nyametsotso si nye Comparison Point Decision ƒe nuŋlɔɖi gbãtɔwo eye megbugbɔ wo tu le 20 CFR 404.1594©(3)(iii) nu o la, woxe mɔ na dɔwɔƒea be wòagakpɔ atikewɔwɔ me ŋgɔyiyi o.
• Afɔɖeɖe 3: Na wò ɖɔkta si le dɔ wɔm na wò la nakpe "CDR Atikewɔwɔ ƒe Ŋgɔyiyi & Dɔwɔwɔ ƒe Ŋutete Ŋuti Nyatakaka" ɖo:
  • Bia ɖɔkta alo eŋutinunyala bibi si le dɔ wɔm na wò be wòaŋlɔ lɛta kpui aɖe alo RFC agbalẽvi si aɖo kpe edzi be: (1) nenye be atikewɔwɔ me ŋgɔyiyi ɖedzesi aɖe va tso esime wowɔ Nyametsotso si Wotsɔ Sɔ Kple Wo Nɔewo, (2) ŋutilã alo susu ƒe dɔmawɔmawɔ nyuie yeye aɖewo, kple (3) wò dɔwɔwɔ ƒe seɖoƒe tɔxɛwo le anyinɔƒe, tsitretsitsi, nu kɔkɔ, kple susu tsɔtsɔ ɖo nu ŋu me.

Afɔɖeɖe 3: Alesi Nàwɔ Nyagbugbɔgadrɔ̃ le Dɔwɔwɔ-Dɔwɔwɔ Nutsitsi (Dodokpɔ ƒe Dɔwɔwɔ ƒe Ɣeyiɣi & Viɖe Gã Dɔwɔna) .¶

Ne wole wò SSDI viɖewo nu tsom le esi dɔwɔƒea gblɔ be ètrɔ yi dɔme eye nèkpɔ ga si wu Viɖe Gãwo ƒe Dɔwɔna (SGA) ƒe dzidzenu ta la, ke lé ŋku ɖe dɔwɔƒea ƒe akɔntabubu ŋu le dukɔa ƒe dɔwɔwɔ ƒe dzideƒoname sewo nu (20 CFR 404.1571 va ɖo 404.1592a):

1. Kpɔe ɖa be yexɔ yeƒe Ɣleti 9 ƒe "Dodokpɔ ƒe Dɔwɔɣi" (TWP) kple Ɣleti 3 ƒe "Amenuveve ƒe Ɣeyiɣi" bliboa:
   • SSDI xɔla ɖesiaɖe kpɔ mɔ ado eƒe ŋutete kpɔ be wòawɔ dɔ hena Dodokpɔ ƒe Dɔwɔɣi ɣleti 9 (le ɣleti 60 ƒe fesre si le ʋuʋum me) esime wòle ga si seɖoƒe meli na o kpɔm eye wòle woƒe SSDI ƒe gaxɔgbalẽvi ƒe alafa memama 100 lém ɖe asi. Le TWP ɣleti 9 ƒe nuwuwu megbe la, èŋlɔa ɣleti 36 ƒe Ɣeyiɣi didi si me nèdze (EPE), eye ɣleti gbãtɔ si nètso SGA (tsɔ kpe ɖe ɣleti 2 siwo kplɔe ɖo siwo kplɔ wo nɔewo ɖo) nye Ɣleti 3 ƒe Amenuveve Ɣeyiɣi si wòle be nàwɔ afisi nègaxɔa wò cheque bliboa le.
2. Miɖe "Dɔwɔwɔ ƒe Gazazã Siwo Do Ƒome Kplii" (IRWEs) kple "Dɔwɔƒewo ƒe Kpekpeɖeŋunana" ɖa be woatsɔ atutu gakpɔkpɔ si woate ŋu axlẽ ɖe anyi wu SGA:
   • Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe kɔmpiuta la léa ŋku ɖe wò W-2 fetu bliboa ŋu. Le 20 CFR 404.1576 nu la, ele be SSA ɖe Dɔwɔgazazã Siwo Do Ƒome Kple Nugblẽfexeɖoɖo (IRWEs) (fe siwo woxena ɖekae ɖe atikewɔmɔnu, atikewɔnuwo, mɔzɔzɔ tɔxɛ, aɖaŋuɖoɖo, alo subɔla ƒe beléle si hiã be nàwɔ dɔ ta) ɖa le wò fetu bliboa me hafi adoe kpɔ be ètso SGA hã. Le 20 CFR 404.1574(a)(2) nu la, ne wò dɔtɔ na dzeƒe tɔxɛwo, ɖiɖiɖeme bubuwo, dɔwɔwɔ ƒe dzidzenu siwo bɔbɔ ɖe anyi wu, alo dɔwɔwɔ ƒe hehenala wò ("Kpekpeɖeŋunana / Nɔnɔme Tɔxɛwo") la, ele be woaɖe gakpekpeɖeŋu ma ƒe dɔlar ƒe asixɔxɔ hã ɖa** le Agbalẽvi SSA-821 kple Agbalẽvi SSA-3033, gakpɔkpɔ siwo woate ŋu axlẽ la tutu ɖe megbe le SGA te.
3. Yɔ "Expedited Reinstatement" (EXR) ne wò viɖewo tɔ ɖe dɔwɔwɔ ta eye wòhiã be nàdzudzɔ dɔwɔwɔ ake:
   • Le 42 U.S.C. 423(i) kple 20 CFR 404.1592b, ne wò SSDI alo SSI ƒe viɖewo nu tso le dɔwɔwɔ ƒe fetu si nèkpɔ le ɣleti **60 (ƒe 5) siwo va yi me ta eye wò atikewɔwɔ ƒe nɔnɔmea zi dziwò be nàdzudzɔ dɔwɔwɔ ake la, bia Expedited Reinstatement (EXR) be nàxɔ Ɣeyiɣi kpui aɖe ƒe Gakpekpeɖeŋu si ade ɣleti 6 enumake (kple Medicare/Medicaid) esime SSA le wò atikewɔwɔ ŋuti nyatakaka me tom.

Afɔɖeɖe 4: Alesi nàtutu Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe Fexexe Gã ƒe Nudidi aɖe ɖa alo atɔ te¶

Tsɔtsɔ sɔ kple wo nɔewo: Aʋawɔnu 3 siwo le se nu tsi tre ɖe Hadomegbenɔnɔ ƒe Dedienɔnɔ ƒe Fexexe si Gbɔ eme ŋu¶

Alesi nàwɔ aɖu dzi le Fexexe si Gbɔ eme ƒe asiɖeɖe le eŋu ƒe alafa memama 100 me le SSA-632 ƒe agbalẽvi dzi¶

Le Hadomegbenɔnɔ ƒe Dedienɔnɔ Se ƒe Akpa 204(b) (42 U.S.C. 404(b)) kple 20 CFR 404.506 / 416.550 nu la, ele be SSA ɖe asi le ga si woxe wògbɔ eme ŋu tegbee eye wòatsɔe ake ne èɖo kpe nu eve dzi:

1. Prong 1: Wòe Nye "Vodada Manɔmee" le Fexexe si Gbɔ eme la Hehe vɛ:
   • Ènye "vodada manɔmee" ne ègblɔ fetu alo tɔtrɔwo ɖe game dzi, ɖo ŋu ɖe nyatakaka siwo dziɖuɖua ɖo tso SSA dɔwɔla aɖe gbɔ ŋu, alo ŋutilã, susu, susu, alo gbegbɔgblɔ ƒe seɖoƒewo le asiwò si xe mɔ na nyatakaka nana ƒe se sesẽwo gɔmesese (20 CFR 404.507 kple 404.510).
   • Automatic Administrative Waiver na Fe siwo ƒe home nye 2,000 USD alo esi mede nenema o: Le POMS GN 02250.016 kple SI 02260.015 te la, ne fe si nèxe wògbɔ eme nye 2,000 USD alo esi mede nenema o la, àte ŋu abia Dɔwɔƒe ƒe Asiɖeɖe le Fewo Ŋu enumake to telefon dzi evɔ màkpe Agbalẽvi si nye SSA-632, ƒe ganyawo ƒe axawo ɖo o. negbe ɖe kpeɖodzi aɖe li be vodada le eŋu hafi.
2. Prong 2: Gbɔdzɔe Anye "Aɖu Sea ƒe Taɖodzinu Dzi" ALOO "Atsi tre ɖe Dzɔdzɔenyenye Kple Dzitsinya Nyui Ŋu":
   • "Dɖu Sea ƒe Taɖodzinu dzi" (Ganyawo ƒe Sesẽ, 20 CFR 404.508): Fia be fexexe ana ga si wò aƒea hiã na agbenɔnɔ ƒe gazazã dzrowo kple esiwo hiã (aƒe, nuɖuɖu, nuzazãwo, atikewɔwɔ, ʋuɖoɖo), si me aƒeme ƒe akɔtaɖonu si ƒe home nye 250 USD/ɣleti (POMS GN 02250.100) hã le. Le 20 CFR 404.508© kple 416.553 nu la, ne èxɔ SSI alo ga dukɔa ƒe kpekpeɖeŋu (TANF) fifia la, èto gakuxiwo ƒe dodokpɔa me le ɖokuiwò si le se nu**.
   • "Against Equity and Good Conscience" (20 CFR 404.509): Ne ga si nèdzra ɖo alo fetu si lolo wu le asiwò hã la, SSA ele kokoko be wòaɖe asi le fexexe si gbɔ eme la ŋu ne ètrɔ wò nɔnɔme wòvɔ̃ɖi wu le ŋuɖoɖo ɖe SSA ƒe nya si mesɔ o ŋu (20 CFR 404.510a), alo ne ènye ame tsitsi si wole fe xem na wò ɖe fe si woxe wògbɔ eme si dzɔ ta esi nènye ɖevi sue le dzila Teƒenɔla Fetuxɔla te eye wò ŋutɔ mèxɔ ga si sɔ gbɔ wu la kpɔ o (POMS GN 02210.007).

Afɔɖeɖe 5: SSI ƒe nunɔamesiwo ŋuti sewo kpata (Curing a 2,000 USD bank balance suspension) .¶

Le Dedienɔnɔ ƒe Gakpɔkpɔ Kpekpeɖeŋu (SSI) xɔxɔlawo gome la, ne wotso se ƒe Dɔwɔnu ƒe Seɖoƒe (2,000 USD na ame ɖeka / 3,000 USD na srɔ̃tɔ le 20 CFR 416.1205 te) le ɣletigbalẽ ɣletia ƒe ŋkeke 1 lia dzi la, eʋãa wodzudzɔ dɔwɔwɔ le wo ɖokui si. Zã se ene siawo nàtsɔ adae:

1. Ðo kpe edzi be Gaawo "Woɖe Woƒe / Woɖe Wo Ðe Go" (20 CFR 416.1210 kple 416.1236):
   • Gadzraɖoƒedzikpɔla siwo wowɔna le wo ɖokui si menya afisi wò ga tso o. Tsɔ ɣleti 3 ƒe gadzraɖoƒe ŋuti nyatakakawo yi wò dɔwɔƒe si le mia gbɔ si ɖo kpe edzi be ga si susɔ si wu 2,000 USD la tso ga si woda ɖe eme si wometsɔ de eme o me: Federal Tax Refunds, EITC, and Child Tax Credits (woɖee ɖa na ɣleti 12 blibo le 26 U.S.C. 6409 te), Hadomegbenɔnɔ ƒe Dedienɔnɔ / SSI Retro Back-Pay (wometsɔ 9 blibo o ɣleti le 20 CFR 416.1233 te), FEMA ƒe Afɔkuwo Ŋuti Gakpekpeɖeŋu (woɖee ɖa tegbee), alo va ɖo 1,500 USD le Ameɖiƒe ƒe Ga si Woɖo ɖi me.
2. "Spend-Down" si sɔ Do ŋgɔ na Ɣleti si gbɔna ƒe ŋkeke 1 lia:
   • Esi wònye be wodzidzea SSI ƒe nunɔamesiwo pɛpɛpɛ le 12:00 AM le ɣletigbalẽ ɣleti ɖesiaɖe ƒe ŋkeke 1 lia dzi ta la, àte ŋu azã ga si sɔ gbɔ wu si ɖiɖi wu 2,000 USD hafi ɣletia ƒe dɔwɔŋkeke mamlɛtɔ naɖo ɖe adzɔnuwo alo dɔwɔna siwo sɔ na ɖokuiwò (hayahaya, nuzazãwo, nuɖuɖu, awudodo, aƒeme dzadzraɖo, atikewɔwɔ, fe si le se nu xexe, alo wò ŋutɔ wò ʋu ɖeka). Mègatsɔ ga ana gbeɖe abe nunana ene o, si hea ɣleti 36 ƒe tohehe si woatsɔ ana ame bubu le 42 U.S.C. 1382b© lia me.
3. Tsɔ Ga Si Wodzra Ðo Ðe Gadzraɖoƒe si Sɔ Gbɔ Yi "ABLE Account" si Womexe Adzɔ O Me (Vaseɖe 100,000 USD Exempt):
   • Le dukɔa ƒe ABLE Se (26 U.S.C. 529A) nu la, ne wò nuwɔametɔnyenye dze egɔme hafi xɔ ƒe 26 (ekeke ta va ɖo hafi xɔ ƒe 46 le January 1, 2026), vaseɖe 100,000 USD si le dukɔa ƒe ABLE Account me la, woɖe asi le 100 le alafa me tso 2,000 USD SSI ƒe nunɔamesiwo ƒe seɖoƒe me.
4. Bia "Fexexe Enumake" (Va ɖo 999 USD Egbea) na Dɔwɔƒea ƒe Heheɖemegbe:
   • Ne dɔwɔƒea ƒe dɔwɔwɔ ƒe megbetsitsi na wò ɣleti sia ɣleti ƒe gaxɔgbalẽvi manɔmee eye nèdze ŋgɔ afɔku kpata aɖe na lãmesẽ, nuɖuɖu, alo aƒe la, zɔ yi SSA ƒe gbeadzidɔwɔƒe si le mia gbɔ eye nàbia dɔdzikpɔla aɖe be wòana ŋkeke ɖeka dzi Fexexe Enumake (IP) si ade 999 USD le POMS RS 02801.010 / SI 02004.100 te.

Dukɔwo dome mɔfiame: United Kingdom, Canada, kple Australia¶

• Le United Kingdom (DWP ƒe Sedziwɔwɔ Gbugbɔgabu, Ʋɔnudrɔ̃ƒe ƒe Nyagbugbɔgadrɔ̃wo, kple Fexexe si Gbɔ eme ƒe Gaxɔgbalẽviwo):
  • Ɣleti 1 ƒe Fesre si Woagbugbɔ Bu Nu Ŋu (PIP, Xexeame Katã ƒe Gaxɔgbalẽvi, kple ESA): Ne Dɔwɔwɔ Kple Dzudzɔxɔxɔledɔme Dɔwɔƒe (DWP) tɔ te alo ɖe wò Ame ŋutɔ ƒe Ðokuisifexexe (PIP), Dɔwɔɖui Kple Kpekpeɖeŋunana (ESA), alo Xexeame Katã ƒe Gaxɔgbalẽvi, tsɔ Gbugbɔgabu si Wobia tso Ame Ŋu (MR) ƒe biabiawo (le Ŋlɔ CRMR1 alo to wò Universal Credit journal dzi) le ɣleti 1 ƒe ɣletigbalẽ me tso esime nèxɔ nyametsotsoa (woate ŋu akeke ɖe enu va ɖo ɣleti 13 le wo katã me le dɔléle alo susu nyui aɖe ta).
  • Nyagbugbɔgadrɔ̃ na Ʋɔnudrɔ̃ƒe Gbãtɔ si le eɖokui si (Hadomegbenɔnɔ ƒe Dedienɔnɔ Kple Ðeviwo ƒe Kpekpeɖeŋunana): Ʋɔnudrɔ̃ƒe Gbãtɔ siwo le wo ɖokui si te fli ɖe nuwɔametɔ si le nyaa biam la me eye wotso nya me le nuwɔametɔ si le nyaa biam la ta le PIP kple ESA nya siwo wotsɔ nya ɖe eŋu la dometɔ siwo ade 65 va ɖo 70 le alafa me me. Ne ènya xɔ wò Mandatory Reconsideration Notice (MRN) (na woata kɔpi ŋutɔŋutɔa ɖe standard 21.0 by 29.7 centimeter, alo 8.27 by 11.69 inch, A4 agbalẽ siwo wodzra ɖo meta 1.2 ya teti, alo afɔ 4, tso anyigba ƒe kɔkɔme dzi) dzi ko la, tsɔ wò nyagbugbɔgadrɔ̃ femaxee la yi Internet dzi le gov.uk/appeal-benefit-decision (alo le Form SSCS1) dzi le ɣleti 1 me. Le ESA dɔwɔwɔ ƒe ŋutete ƒe nyagbugbɔgadrɔ̃wo gome la, ne Ʋɔnudrɔ̃ƒea nya lɔ̃ ɖe wò SSCS1 nyagbugbɔgadrɔ̃ dzi ko la, ƒo ka na DWP be nàbia ESA ƒe Assessment Rate (kple GP fit notes) ale be gadodo nadze egɔme ake vaseɖe esime woadrɔ̃ nyaa.
  • DWP ƒe Fexexe si Gbɔdzɔ ƒe Ðeɖekpɔkpɔ dzi ɖeɖe kpɔtɔ**: Ƒo ka na DWP Fewo Dzikpɔkpɔ (0800 916 0647) be nàbia Gakuxiwo Dzi Ðeɖe Akpɔtɔ (si woaɖe ga si woɖe le Xexeame Katã ƒe Fexexe me dzi akpɔtɔ va ɖo alafa memama 5) alo Ðe asi le Fexexe ƒe Fexexe Ŋu le DWP Viɖe Siwo Xexe Gã ƒe Mɔfiame te.
• Le Canada (CPP Nuwɔametɔwo ƒe Gbugbɔgabu, Hadomegbenɔnɔ ƒe Dedienɔnɔ Ŋuti Ʋɔnudrɔ̃ƒe, kple OAS / GIS ƒe Fexexe Gãtɔ):
  • Ŋkeke 90 ƒe Biabia be woagbugbɔ ŋku alé ɖe eŋu (Subɔsubɔdɔ Canada / ESDC): Ŋkeke 90 le ɣletigbalẽ dzi le asiwò tso esime nèxɔ nyametsotsogbalẽ be nàtsɔ Nubiabia be woagbugbɔ ŋku alé ɖe eŋu (Agbalẽvi ISP-1151 na CPP/OAS alo Agbalẽvi INS5210 na EI), eye nàtsɔ ŋkeke 90 ƒe nyagbugbɔgadrɔ̃ na Hadomegbenɔnɔ ƒe Dedienɔnɔ akplɔe ɖo Ʋɔnudrɔ̃ƒe (Ʋɔnudrɔ̃ƒe Gãtɔ). Ne èxe fe si gbɔ eme si tso dɔdzikpɔlawo ƒe vodada gbɔ alo afisi fexexe na gakuxi si mesɔ o la, bia Fexexe si gbɔ eme ƒe tsɔtsɔke (Woŋlɔe ɖa) le Canada Dzudzɔxɔxɔledɔme ƒe Ðoɖo ƒe Akpa 66(3) alo Tsitsi ƒe Dedienɔnɔ Se ƒe Akpa 37(4) te.
• Le Australia (Subɔsubɔhawo Australia / Centrelink Fewo Ðeɖeɖa, Dɔdzikpɔla Siwo Ŋu Mɔɖeɖe Le, Kple ART):
  • Bia Ɖoɖowɔla si ŋu woɖe mɔ ɖo le ŋkuléleɖenuŋu me (ARO) & Fexexe si le lalam be woagbugbɔ ŋku alé ɖe eŋu: Ƒo ka na Services Australia (Centrelink) enumake be nàbia be Totoɖemedɔwɔla si ŋu Mɔɖeɖe le (ARO) nagbugbɔ ŋku alé ɖe eŋu (le kwasiɖa 13 me be woakpɔ megbefetu bliboa ta) eye nàbia be woawɔ Fexexe si le lalam be woagbugbɔ ŋku alé ɖe eŋu (Fexexe ƒe yiyi). Le Hadomegbenɔnɔ ƒe Dedienɔnɔ Se 1991 ƒe Akpa 1237A kple 1237AAD nu la, **ele be woaɖe asi le Centrelink ƒe fe aɖe ŋu **nenye be Commonwealth ƒe dziɖuɖu ƒe vodada ɖeɖeko mee wòtso eye woxɔe le nuteƒewɔwɔ me, alo woate ŋu aɖe asi le eŋu le "Nɔnɔme Tɔxɛwo" nu. Ne ARO melɔ̃ ɖe edzi o la, tsɔ nyaa yi Administrative Review Tribunal (ART) femaxee le art.gov.au.

Nya siwo wobiaa amewo enuenu¶

Wolé ŋku ɖe dzɔtsoƒewo ŋu¶

• Hadomegbenɔnɔ ƒe Dedienɔnɔ Dɔwɔƒe (SSA, United States): Hadomegbenɔnɔ ƒe Dedienɔnɔ Se ƒe Akpa 204(b) (42 U.S.C. 404(b) Fexexe si gbɔ eme ƒe asiɖeɖe le eŋu), Akpa 223(f) & (g) (42 U.S.C. 423(f)-(g) Atikewɔwɔ ƒe nyonyo me toto ƒe Dzidzenu kple Se ƒe Viɖewo Yiyi), 20 CFR Akpa 404 Subpart F (Fexexe si gbɔ eme, Fexexe si mesɔ gbɔ o, asiɖeɖe le ga si woxɔ ŋu, kple 10 le alafa me ƒe ga si woxena ƒe seɖoƒe) kple akpa sue P (Nuwɔametɔwo ƒe ŋkuléle ɖe nu ŋu si yi edzi, dodokpɔdɔ ƒe ɣeyiɣi, kple IRWEwo), 20 CFR Akpa 416 Akpa sue M (SSI Goldberg-Kelly Ŋkeke 10 ƒe Viɖewo Yi edzi le 20 CFR 416.1336 te), kple Program Operations Manual System (POMS) GN 02250 / GN 02215.185.
• United States ƒe Ganyawo Kple Nuƒlelawo ƒe Ganyawo Takpɔkpɔ Dɔwɔƒe (United States): Akɔntabubu Siwo Me Dukɔa ƒe Viɖe Fexexe Le ƒe Asiɖeɖe le Wo Ŋu (31 CFR Akpa 212: Ɣleti 2 ƒe Gadzraɖoƒe ƒe Takpɔkpɔ si Wowɔ le Ðokuisi si Wobia tso Hadomegbenɔnɔ ƒe Dedienɔnɔ, SSDI, SSI, kple VA ƒe Viɖewo Ŋu) kple 42 U.S.C. 407 ƒe xexlẽme.
• Dɔwɔƒe si Kpɔa Dɔwɔnawo Kple Dzudzɔxɔxɔledɔmenyawo Gbɔ (DWP) & HM Ʋɔnudrɔ̃ƒewo Kple Ʋɔnudrɔ̃ƒewo ƒe Dɔwɔƒe (United Kingdom): Se Siwo Wobia be Woagbugbɔ Abu Nu Ŋu (Agbalẽvi CRMR1), Ʋɔnudrɔ̃ƒe Gbãtɔ (Hadomegbenɔnɔ ƒe Dedienɔnɔ Kple Ðeviwo ƒe Kpekpeɖeŋunana) Nyagbugbɔgadrɔ̃ ƒe Ðoɖowo (Agbalẽvi SSCS1), kple DWP ƒe Viɖewo Xɔxɔ ƒe Mɔfiame si Woaxe Ge Ðe Edzi.
• Dɔwɔɖui kple Hadomegbenɔnɔ ƒe Ŋgɔyiyi Canada (ESDC) & Subɔsubɔdɔ Canada (Canada): Canada Dzudzɔxɔxɔledɔme ƒe Ðoɖo (Akpa 66(3) Fexexe si gbɔ eme ƒe tsɔtsɔke kple Ŋkeke 90 ƒe Gbugbɔgabu ƒe Sewo le Agbalẽvi ISP-1151 dzi), Tsitsi ƒe Dedienɔnɔ Se ƒe Akpa 37(4), kple Hadomegbenɔnɔ ƒe Dedienɔnɔ Ʋɔnudrɔ̃ƒe si le Canada (SST) ƒe Sewo.
• Services Australia & Administrative Review Tribunal (Australia): Hadomegbenɔnɔ ƒe Dedienɔnɔ Se 1991 (Akpa 1237A kple 1237AAD ƒe asiɖeɖe le Centrelink ƒe Fewo ŋu le Dɔwɔnyawo ƒe Vodada kple Nɔnɔme Tɔxɛwo ta), Fexexe ƒe Dɔwɔla si Ŋu Mɔɖeɖe Le (ARO) ƒe Fexexe si Wole Lalam be Woalé ŋku ɖe eŋu ƒe Sewo, kple ART Nyagbugbɔgadrɔ̃ ƒe Ðoɖowo.

Mɔfiame siwo do ƒome kplii¶

• Dɔnɔwo yɔyɔ kple atikewɔwɔ ƒe mɔkeke si wokpɔ ta na xɔxɔ
• Atikewɔwɔ ƒe fewo, dɔmenyohabɔbɔwo dzi kpɔkpɔ, kple kɔdzifewo taʋiʋli
• Lãmesẽnyawo ŋuti nugblẽfexeɖoɖo kple atikewɔwɔ kpata ƒe nugblẽfexeɖoɖo ƒe bu
• Emergency bankruptcy triage kple automatic stay
• Gakuxiwo ƒe sesẽ kpata