In-Person Cash Courier, Gold Bar, ne Bail Sika Nsisi a Wobegyae¶

Adetɔfo nsisi a ɛrenya nkɔanim ntɛmntɛm na ɛhwere ade kɛse wɔ wiase no nnyina telefon so a wɔde mena anaa akyɛde nkrataa nkutoo so bio: ɛba awiei bere a onipa ankasa bi bɔ w’anim pon mu anaasɛ ohyia wo wɔ baabi a wɔde kar sisi sɛ ɔrekɔfa mpaboa adaka a sika wom, sika kɔkɔɔ a wɔde hyɛ mu, anaa sikakorafo check. Aman ntam nsɛmmɔnedi akuw a wɔahyehyɛ de adwene mu akode abien a ɛyɛ hu di dwuma de hyɛ wɔn a wɔayɛ wɔn basabasa no ma wɔsɛe wɔn nkwa sika a wɔde asie: Nana Bail ne Gag-Order Scam (beae a nne bi a wɔayɛ no sɛnea AI ayɛ anaasɛ ɛresu ka sɛ banana bi na ɔde kar akwanhyia a ɛyɛ hu bae na ohia sika a wɔde bɛma "asɛnnibea somafo" ntɛm ara) ne Aban Safe-Custody / Gold Bar Scam (baabi a asisifoɔ a wɔyɛ wɔn ho sɛ aban ananmusifoɔ, sikakorabea nsisi ho nhwehwɛmufoɔ, anaa tech support ma wɔn a wɔayɛ wɔn basabasa no gye di sɛ wɔn sikakorabea akontaabuo no asɛe na ɛsɛ sɛ wɔdane no honam fam sika kɔkɔɔ nnua anaa sika a wɔde ahyɛ mu a wɔde ma sum ase nkrabea bi ma "Department of the Treasury vault protection").

Esiane sɛ honam fam sika ne sika kɔkɔɔ a wɔde yɛ sika kɔkɔɔ no yɛ nea wontumi nhwehwɛ mu koraa bere a efi wo nsam no, honam fam nsa a wode bɛma no a wubegyae no ne ade biako pɛ a ɛho hia sen biara a wode wo ho bɛhyɛ mu. Mmarahyɛ baguafo a wɔwɔ wiase nyinaa si mmara bi a edi mũ, a ɛnyɛ nea ɛyɛ soronko so dua: asɛnnibea, bail bondsman, polisifo dwumadibea, sikakorabea, anaa aban adwumayɛbea biara nni ɔman biara mu a ɔnsoma obi a ɔde nneɛma kɔma, rideshare driver, anaa sum ase nanmusifo kɔ fie anaa baabi a wɔde kar sisi da sɛ ɔnkɔgye sika anaa sika kɔkɔɔ. Nanso esiane sɛ ebia onipa a ɔbɛba wo pon ano no yɛ obi a onnim karkafo a ɔde kar a wɔde fa nneɛma a wɔde fa nneɛma mu anaasɛ nsɛmmɔnedifo sika afurum a okura akode nti, ɛnsɛ sɛ wobɔ mmɔden da sɛ wobɛkyere ɔman ba bi a ɔyɛ honam fam wɔ wo abrannaa so. Sɛ woto wo pon mu, frɛ no ba awiei, wo busuani no a wobɛhwɛ sɛ ɛyɛ nokware, na woafrɛ polisifo ma wɔagye nea ɔde no kɔ no kwan a, ɛbɔ wo honam fam ahobammɔ ne sika a wode besie wɔ wo nkwa mu nyinaa ho ban.

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Yɛ eyi mprempren¶

Sɛ obi a ɔfrɛ wo no ahyɛ wo anaa abusua muni bi sɛ nyi honam fam sika, ntɔ sika kɔkɔɔ nnua, anaasɛ nsiesie nneɛma bi mma "bail courier," "court officer," anaa "federal agent" a ɔreba wo fie anaa beae a wohyiam a, yɛ anammɔn asia yi ntɛm ara:

1. To w’anim pon mu, tena wo fie mu, na mfa sika, sika kɔkɔɔ, anaa nneɛma a wɔde ahyɛ mu biara nhyɛ obiara nsa: Mfa wo nan nsi wo abrannaa so da anaasɛ mfi adi nkɔ ɔkwan bi a wɔde sika anaa sika kɔkɔɔ a wɔde ahyɛ mu no so da. Ma wo ahum pon ne deadbolt no ntoto mu sɛ mpo kar a wɔde fa nnipa, taksi, anaa kar a wɔde fa nnipa mu si wo kar kwan so dedaw a.
2. Twe telefon no ntɛm ara, sɛ mpo nea ɔfrɛ wo no hunahuna wo sɛ wɔbɛkyere wo anaasɛ "court gag order": Nsisifo ma wɔn a wɔayɛ wɔn basabasa no tra cellular line a wɔabue so nnɔnhwerew pii sɛnea ɛbɛyɛ a wontumi mfrɛ wɔn abusua anaasɛ wɔne sikakorabea adwumayɛfo nkasa nokwarem. Mia end-call button kɔkɔɔ no so anaa dum wo fon no koraa simma abien na ama woagyae adwene mu tew a wɔatew wɔn ho no.
3. Mfa honam fam nhyia, nsiw kwan, anaa mmɔ mmɔden sɛ wode nkra no bɛto wo pon ano da: Onipa a wɔsoma no sɛ ɔmmɛgye adaka no betumi ayɛ nsɛmmɔnedifo sika afurum a sɛ wɔde no kɔ kɔn mu a obetumi ayɛ basabasa, anaasɛ Uber/Lyft nkrafo a ne ho nni asɛm a wɔfaa no denam package-delivery app a wɔmmɔ din so a onni adwene biara sɛ nsɛmmɔnedi bi rekɔ so. Hwɛ na fa mfoninitwa afiri a ɛwɔ abansoro so anaa ɔpon ano dɔn so hwɛ nea ɔde kar no kɔma no ne wɔn kar no ho mfonini katee.
4. Frɛ wo mpɔtam hɔ ntɛmpɛ nɔma ntɛm ara sɛ obi a ɔde nsɛm kɔma nkurɔfo wɔ kwan so anaa wo fie akyi a: Trɛ wo mpɔtam hɔ ntɛmpɛ nɔma (911 wɔ United States ne Canada, 112 wɔ European Union nyinaa, 999 wɔ United Kingdom) anaa hwehwɛ yɛn nɔma ahorow a egye ntɛmpɛ directory a wɔde kyerɛw nsɛm. Ka kyerɛ nea ɔde kɔma no sɛ: "Nsisifo a wɔahyehyɛ no rekɔ me fie mprempren wɔ [Address] sɛ ɔrekɔfa [Amount] a ɛyɛ sika/sika kɔkɔɔ. Wɔato me mu dwoodwoo. Mesrɛ wo soma patrol officers ma wɔnkɔfa kar a wɔde fa nneɛma no."
5. Hwɛ wo banana anaa w’abusua muni denam wɔn telefon nɔma a wonim no anaa obusuani foforo a wobɛfrɛ no tẽẽ so: Sɛ nea ɔfrɛɛ no no kae sɛ wo ba anaa wo banana da afiase anaa ayaresabea a, frɛ saa busuani no mobile nɔma a wɔakora so, wɔn awofo, anaa wɔn sukuu/adwumam fi telefon foforo so. Sɛ mpo na ɛnne a ɛwɔ nsisi frɛ no mu no te sɛ wo banana no a, abusua nne a wɔde yɛ sikɔne abiɛsa no hwehwɛ sɛ woyɛ sohyial media video tiawa bi.
6. Sɛ wode nneɛma bi ahyɛ obi a ɔde nneɛma kɔma obi dedaw anaasɛ wode adaka bi afa FedEx, UPS, anaa DHL so amena wɔ nnɔnhwerew 48 a atwam no mu a, frɛ polisifo ne nea ɔde nneɛma kɔ no no nsisi a wɔde siw kwan ntɛm ara: Ma polisifo wo pon ano dɔn so mfoninitwa afiri mfonini ne simma pɔtee a wode bɛfa nneɛma, na sɛ wode fa nneɛma a wɔde fa nneɛma so de mena a, frɛ nea ɔde nneɛma kɔ no ahobammɔ dwumadibea no ne nɔma a wɔde di akyi no ma wɔmfa nni dwuma ntɛm ara Package Intercept Kura ansa na wɔde adaka no akɔma.

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Sika courier ne sika kɔkɔɔ bar interception gyinaesi dua¶

Sɛ obi a ɔwɔ telefon so hwehwɛ honam fam sika anaa dade a ɛsom bo, anaasɛ wuhu sɛ abusua muni bi a ne mfe akɔ anim resiesie nneɛma a wɔde bɛkɔ akɔfa no a, di gyinaesi nhyehyɛe yi akyi ntɛm ara.

flowchart TD
    Trigger["Ɔfrɛfo Hwehwɛ Sika a Wɔde Di Dwuma, Sikakɔkɔɔ Nnua, anaa Sikakorabea Check de Ma Bail, Mmara kwan so Ka, anaa Aban Sikakorabea Ahobammɔ"] --> StageCheck{"1. Stage bɛn na asɛm no wɔ mprempren?"}
    StageCheck -->|"A. Da so ara wɔ telefon so anaa sikakorabea / bullion dealer ansa na woayi afi mu"| StopBank["Fa Telefon no Twe Ntɛm ara; Ka Nokware no Kyerɛ Bank Teller anaa Bullion Dealer: ‘Obi a Ɔfrɛɛ Me Ka kyerɛɛ Me sɛ Mentwe Eyi’."]
    StageCheck -->|"B. Sika anaa Sikakɔkɔɔ Wɔ Fie Dedaw; Courier Wɔ Ɔkwan So Anaasɛ Wɔ Abɔnten"| LockHome["Lock Apon & Mfɛnsere Nyinaa; MMA Ɔpon no Mmua; Fa Sika/Sikakɔkɔɔ Sie baabi a Wonhu Wɔ Ofie no Mu"]
    StageCheck -->|"C. Wɔde Package no maa obi a ɔde nsɛm kɔma nkurɔfo wɔ Simma 1 kosi 60 a etwa to no mu"| JustLeft["Frɛ 911 / 112 / 999 Ntɛm ara; Fa Kar Ho Nkyerɛkyerɛmu, Akwankyerɛ a Ɛfa Akwantu, ne Video a Ɛbɔ Ɔpon ano Ma"]
    StageCheck -->|"D. Wɔde Sika anaa Sikakɔkɔɔ Wɔ Adaka mu denam FedEx, UPS, USPS, anaa DHL so"| ShippedBox["Frɛ Carrier Security Desk Ntɛm ara na Tracking Number ma Emergency Package Intercept; Frɛ Polisifo"]
    StopBank --> VerifyFam["Frɛ Abusua no muni Tẽẽ wɔ Wɔn Nɔma a Wɔakora So no so na woahu sɛ wɔyɛ Ahobammɔ"]
    LockHome --> Call911["Frɛ 911 / 112 / 999: Bɔ Nsisi a Ɔyɛ Nkɔmmɔbɔ a Ɔreba W’address no ho amanneɛ ma Polisifo Nkwagye"]
    Call911 --> CourierType{"2. So nea ɔde nkra kɔ wo pon mu no bɔ wo pon mu ansa na polisifo aba?"}
    CourierType -->|"Yiw: Courier wɔ abrannaa so"| NoConfront["MMA WƆN Bue Ɔpon anaasɛ Nhyia Nkrasɛm; Kasa Fa Kamera anaa Mfɛnsere So: 'Polisifo Wɔ Ɔkwan So, Fi hɔ Mprempren'."]
    CourierType -->|"Dabi: Polisifo na wodi kan ba"| PoliceTrap["Tena Mu Kosi sɛ Asraafo a Wɔhyɛ Atade Besi Onii a Woyɛ no So dua; Fa Call Logs, Secret Code Asɛmfua, ne Nsɛm a Wɔakyerɛw Ma"]
    NoConfront --> RecordPlate["Kyerɛw Courier Anim, Kar Yɛ, ne Tumi Krataa wɔ Doorbell Camera so ma Detectives"]
    JustLeft --> BankReturn["Fa Sika anaa Sikakɔkɔɔ Biara a Aka no San Kɔ Sikakorabea Ahobammɔ Adaka a Wɔagye Atom Ntɛm ara"]
    ShippedBox --> FileIC3["Fa Ɔmanfo Amanneɛbɔ Kɔ Mpɔtam hɔ Polisifo, FBI IC3 (U.S.), anaa Action Fraud (UK) nkyɛn ."]

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Anatomy a ɛfa nsisi atitiriw anum a wɔyɛ wɔ ankorankoro a wɔde kɔma nkurɔfo ne sika a wɔde hyɛ nkurɔfo mu no ho¶

Nea ɛnte sɛ telefon so nsisi a wɔde di dwuma wɔ amanne kwan so a wɔsrɛ \(1,000 wɔ adetɔnbea akyɛde nkrataa mu no, wɔayɛ honam fam nsisi a ɛfa nsisi a wɔde mena wɔ sikakorabea no ho sɛnea ɛbɛyɛ a wobetwa sikakorabea nsisi anohyeto ahorow a ɛfa telefon so de akɔma afoforo ho na wɔawia **\)20,000 kosi $500,000+ wɔ awia biako mu**. Fa nkyerɛwee anum a ɛwɔ ase hɔ titiriw no toto ho.

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Sɛnea wobehu na wɔagyae nsisi bi a wɔde kɔma ɔwofo anaa ɔhokafo a ne mfe akɔ anim¶

Esiane sɛ nsisifo hunahuna wɔn a wɔayɛ wɔn basabasa no sɛ wɔbɛpira wɔn banana kɛse anaasɛ wɔbɛkyere wɔn ntɛm ara wɔ aban mmara mu sɛ wɔka kyerɛ obiara nti, mpanyimfo a wɔn mfe akɔ anim a wɔkyere wɔn wɔ sika kɔkɔɔ a wɔde di dwuma nna pii anaa sika a wɔde kɔma nkurɔfo mu no taa de frɛ no sie wɔn ankasa hokafo ne wɔn mma a wɔanyinyin. Hwɛ saa suban frankaa kɔkɔɔ asia yi wɔ abusua muni bi mu:

6 signs abusua muni bi rekyerɛkyerɛ abusua muni bi a courier scammer mprempren¶

1. Sɛ wobɛtra telefon a wokura kyin so nnɔnhwerew pii bere a worefi fie hɔ a wode krataa a wɔde kyerɛw nsɛm, checkbook, anaa tote bag: Nsisifo hyɛ wɔn a wɔayɛ wɔn basabasa no ma wɔmfa telefon so frɛ no nkɔ wɔn sika kotoku anaa wɔn atade kotoku mu bere a wɔreka kar akɔ sikakorabea no sɛnea ɛbɛyɛ a ɔdaadaafo no betumi atie nkɔmmɔbɔ no wɔ teller mfɛnsere mu.
2. Kokoamsɛm a wɔde sie mpofirim, ehu, anaasɛ nsɛm a wɔasan ayɛ a wɔde kata so a ɛfa adetɔ kɛse bi ho: Sɛ ɔwofo bi a wakɔ pɛnhyen ka kyerɛ ne hokafo anaa sikakorabea panyin mpofirim sɛ wohia sika $40,000 anaasɛ telefon a wɔde fa telefon so na "atumi atɔ kar a wɔde di dwuma wɔ tete mmere mu," "atua adwumayɛfo bi sika," anaasɛ "wɔboa adamfo bi," nanso ɔpow sɛ ɔde sika a wɔde tua ho ka anaa din a wɔde bɛbɔ ne din biara bɛma a, na wɔrekenkan nkyerɛwee bi a a nsisifo.
3. Unexplained calls or deliveries from precious metals / gold bullion dealers: Receiving a high-value insured FedEx or armoured courier delivery from a gold and silver bullion exchange, or inquiring about wiring funds from a brokerage account to a metals dealer, is the hallmark of the Phase 3 Gold Bar Scam.
4. Preparing a taped cardboard box, shoebox, or manila envelope with a secret code word written on it: Victims are instructed to wrap stacks of $100 bills or gold bars in aluminum foil and duct tape inside a shoebox and write a code word or fake case number on the lid.
5. Software a wɔde di dwuma wɔ akyirikyiri a wɔde ahyɛ wɔn kɔmputa anaa smartphone so: Hwɛ wɔn kɔmputa desktop anaa telefon so app ahorow mu sɛ ebia nnwinnade a wɔde kyɛ screen wɔ akyirikyiri (te sɛ AnyDesk, TeamViewer, UltraViewer, ConnectWise ScreenConnect, anaa Zoho Assist) a atoro "Microsoft/Apple/Norton tech support" frɛfo bi ka kyerɛɛ wɔn sɛ wɔntwe.
6. Wɔde ahoyeraw retwɛn Uber, Lyft, anaa kar a enni agyiraehyɛde wɔ anim mfɛnsere ho: Sɛ w’awofo nam anim pon no ho a okura nneɛma bi bere a ɔrehwɛ wɔn fon so a, fa wo ho gye mu ntɛm ara.

How family members, bank tellers, and rideshare drivers can intervene safely¶

• For family members: Do not scold or shame your relative; panic and embarrassment make victims defensive. Gently take the phone, place it in Airplane Mode so the scammer cannot keep yelling in their ear, sit down together, and immediately call the grandchild (or the real local police non-emergency line) on your own phone to prove that nobody is in jail and no federal warrant exists.
• For bank tellers and brokerage staff: When a customer requests an uncharacteristic large cash withdrawal or wire transfer to a gold bullion dealer and appears nervous or glances at an active cell phone call, ask them directly: "Did someone on the phone tell you that your account is compromised, that bank employees cannot be trusted, or give you a cover story to tell me today?" Showing the customer a printed FBI or police warning flyer about the Gold Bar / Undercover Sting scam often breaks the spell when spoken words fail.
• For Uber, Lyft, taxi, and local package couriers: Criminal rings located overseas routinely use stolen credit cards or disposable accounts on Uber Package (Uber Connect), Lyft, or local courier apps to hire innocent gig drivers to pick up a "bound legal parcel" from a residential porch and deliver it to a vacant house, parking lot, or storage unit where a criminal mule is waiting. If an elderly homeowner hands you a taped shoebox, acts terrified, or asks you for a "secret password" at pickup: do not complete the drop-off to the anonymous parking lot. Drive to the nearest police station or call 911 / 112 / 999 immediately so officers can inspect the transaction and return the victim's life savings.

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How law enforcement conducts a safe courier interception (and your role)¶

If a scammer tells you that a courier is on the way to your house in thirty minutes (or tomorrow afternoon) to pick up cash or gold bars, you have a rare opportunity to help police arrest the money mule network, provided you never put yourself in physical danger.

The Safe Police Interception Checklist¶

• Step 1: Keep all doors locked and call 911 / 112 / 999 immediately: Tell the emergency dispatcher that you are the target of an active in-person fraud courier pickup, give the exact ETA when the courier is scheduled to arrive at your address, and emphasize that you have not opened the door.
• Step 2: Never prepare a real cash package or step outside to hand over a decoy box yourself: Never walk out onto your porch or driveway to confront the courier or play detective. Wait inside your locked home until uniformed officers arrive and take tactical control of the street.
• Step 3: Preserve every digital artifact for detectives: Do not delete the scammer's phone numbers, WhatsApp messages, forged "Federal Reserve / Supreme Court" letters, or the secret code word. Hand your phone (or screenshots of the active texts and courier tracking link) directly to the responding officers.
• Step 4: If police have not arrived when the courier knocks, stay behind your locked door: Look only through a doorbell camera or second-floor window. Capture clear video of the person's face, clothing, and the license plate of the car idling at the curb. Speak through the closed door or camera speaker: "I know this is a fraud. The police have been called and are on this street right now. Leave immediately."

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Emergency financial triage if you already handed over cash, gold, or access¶

If the handoff already took place, whether ten minutes ago or two days ago, execute this six-step emergency triage sequence immediately:

1. Call 911 / 112 / 999 immediately for physical pickups: Even if the courier drove away an hour ago, police Real-Time Crime Centers can run the courier vehicle's license plate (captured on your doorbell camera or a neighbor's camera) through Automated License Plate Reader (ALPR) highway cameras to stop the car or subpoena Uber/Lyft for the exact drop-off address where the courier delivered the package.
2. If you shipped cash or gold via FedEx, UPS, USPS, or DHL, trigger an immediate Carrier Intercept:
3. UPS: Call 1-800-742-5877 or use UPS Delivery Intercept online to halt delivery and return the package to sender.
4. FedEx: Call 1-800-463-3339 and ask for the Fraud / Security Package Reroute Desk with your 12-digit tracking number.
5. US Postal Service (USPS): Contact the US Postal Inspection Service at 1-877-876-2455 and submit a Package Intercept request immediately.
6. If you wired money to a gold bullion dealer and the gold has not yet been picked up by the scammer: Keep the gold bars locked inside a bank safe deposit box or with local police immediately, or if the wire transfer was sent within the last 24 to 48 hours and the bullion has not yet shipped, tell your bank to send an urgent SWIFT / Fedwire Fraud Recall Request and call the bullion dealer's compliance officer to cancel the order.
7. Disconnect your computer from the internet and remove remote-access software: If the scam started with a computer pop-up or tech support call, turn off your Wi-Fi router or unplug the ethernet cable immediately so the scammers cannot watch your screen or drain your accounts while you call your bank. Have a reputable local computer technician remove all remote-control software before logging back into any financial website.
8. Freeze your bank accounts, retirement brokerages, and credit bureaus: Visit your bank branch in person with a family member. Close any checking or savings account whose account number was exposed, revoke any unauthorized wire or power-of-attorney instructions, change all online banking passwords from a clean device, and place a free Security Freeze with the major credit bureaus (Equifax, Experian, and TransUnion).
9. File official national fraud reports to document the loss for tax and restitution purposes:
10. United States: File an immediate report with the FBI Internet Crime Complaint Center (IC3.gov), the Federal Trade Commission (ReportFraud.ftc.gov), and the DOJ National Elder Fraud Hotline at 1-833-372-8311.
11. United Kingdom: Call Action Fraud at 0300 123 2040 (and dial 159 to connect directly and safely to your real bank's fraud department).
12. Canada: Report to the Canadian Anti-Fraud Centre (CAFC) at 1-888-495-8501.
13. Australia: Di nkitaho wɔ Scamwatch (ACCC) ne IDCARE wɔ 1800 595 160.

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Verbal scripts for shutting down callers and coaching family members¶

Whether you are on the phone with a suspected scammer yourself or helping a panicked parent hang up, having exact phrases ready breaks the emotional manipulation immediately:

Script 1: When a caller claims your grandchild or relative is in jail and under a "court gag order"¶

"I do not discuss legal or financial matters on incoming calls. I am hanging up right now to call my grandchild's parents and our local police department directly." (Hang up immediately without waiting for their reply. If they call back repeatedly, switch your phone into Airplane Mode for ten minutes while you call your family on another line.)

Script 2: When a caller claims to be from the FBI, FTC, Treasury, or Bank Fraud Unit and tells you to buy gold bars or withdraw cash¶

"No government agency or bank ever asks citizens to withdraw physical cash or buy gold bars for safe custody. I am hanging up and walking into my local bank branch in person to speak with the branch manager and a uniformed police officer." (Never let the caller transfer you to a "supervisor" or "federal agent" on the same phone line; all voices on that call belong to the same overseas call center.)

Script 3: Family-wide "Safe Word" protocol to prevent AI voice-cloning traps¶

"Before we talk about any emergency or money, what is our family safe word?" (Establish a simple, memorable, offline family code word during a holiday dinner or family gathering, such as the name of a childhood pet or a specific vacation town, that is never written in texts or social media. Agree as a family that no one will ever wire money, pay bail, or believe a crisis phone call unless the caller speaks the family safe word immediately.)

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Nsɛm a wɔtaa bisa¶

So asɛnnibea, obi a ɔde ne ho to afiase, polisifo dwumadibea, anaa aban adwumayɛbea bi bɛsoma obi a ɔde nkra kɔ me fie sɛ ɔnkɔfa sika anaa sika kɔkɔɔ a wɔde abɔ me da bi?¶

Dabi, da biara wɔ tebea biara mu wɔ ɔman biara mu. Asɛnnibea, ɔtemmufo, ɔmanfo ho banbɔfo biara nni hɔ, polisifo dwumadibea, sikakorabea, anaa aban adwumayɛbea biara (te sɛ FBI, FTC, IRS, anaa Federal Reserve) a ɔnsoma obi a ɔde nkra, rideshare driver, anaa sum ase adwumayɛfo kɔ wo fie anaa baabi a wɔde kar sisi da sɛ ɔnkɔgye sika de gye bail, asotwe, anaa "safe vault custody," na saa ara nso na wɔrenbisa wo da sɛ tɔ honam fam sika kɔkɔɔ bullion bars anaa cryptocurrency. Biribiara a wɔsrɛ sɛ wɔmfa sika anaa sika kɔkɔɔ a wɔn ankasa bɛfa no yɛ nsɛmmɔnedifo nsisi ɔha biara mu nkyem 100.

Ɛbɛyɛ dɛn na ɔdaadaafo bi a ɔwɔ telefon so atumi ayɛ te sɛ me banana anaa m’abusua muni a ɔresu no pɛpɛɛpɛ?¶

Nnɛyi nsisi nkaa de akwan abien di dwuma de daadaa abusuafo a wɔwɔ ɔdɔ: nea edi kan no, wɔde artificial intelligence (AI) nne-cloning software a ehia sɛ wɔde sikɔne abiɛsa tie a wɔatwitwa afi wo banana baguam TikTok, Instagram, anaa YouTube video mu nkutoo na ama wɔatumi ayɛ wɔn nne ne wɔn kasa a wɔde kasa di dwuma; nea ɛto so abien no, wɔde osu a ɛyɛ hu, static, anaasɛ wɔka sɛ "kar airbag no bubuu me hwene" enti w'amemene no hyɛ nne a wunim no ma bere a nkate mu nkɔanim bi rebue ɔfrɛ no. Bere nyinaa to telefon so na frɛ w’abusua muni no tẽẽ wɔ ne telefon nɔma a wonim no so.

Sɛ ɔdaadaafo bi ka kyerɛ me sɛ mindi atoro nkyerɛ me sikakorabea sohwɛfo bere a mereyi sika anaasɛ merebɔ sika de agye sika kɔkɔɔ no a, dɛn na ɛsɛ sɛ meyɛ?¶

Gyina hɔ ntɛm ara na ka nea nea ɔfrɛɛ wo no kyerɛɛ wo sɛ yɛ no ho nokware a edi mũ kyerɛ sikakorabea sohwɛfo ne baa dwumadibea sohwɛfo no. Bere nyinaa nsisifo kyerɛkyerɛ wɔn a wɔayɛ wɔn basabasa no ma wɔka atoro asɛm bi a wɔde kata so wɔ sikakorabea (te sɛ nea wɔka sɛ sika no yɛ nea wɔde siesie fie, kar a wɔagye din, anaa abusua akyɛde) na ɛtɔ mmere bi a wɔkyerɛ sɛ sikakorabea no mu sikakorafo no ankasa yɛ nsɛmmɔnedifo a wɔreyɛ ho nhwehwɛmu, titiriw esiane sɛ wɔatete sikakorabea adwumayɛfo ma wɔahu nsisi a wɔde kɔma nkurɔfo ne sika kɔkɔɔ a wɔde asie na wɔakora sika a wode asie no so nti.

So ɛsɛ sɛ mebɔ mmɔden sɛ mɛkyere anaa me ne obi a ɔde nkra kɔma no no hyia bere a wɔba m’anim pon ano sɛ wɔrebɛfa nneɛma a wɔde ahyɛ mu no?¶

Dabi, mmue wo pon da anaasɛ mmɔ mmɔden sɛ w’ankasa wubesiw ɔdemafo no kwan wɔ honam fam, de no akɔto afiase, anaasɛ wobɛhyia no. Onipa a ɔba wo fie no yɛ gig-economy ofirikafo a onnim (te sɛ Uber anaa Lyft courier a wɔamfa ne din sɛ ɔnkɔfa nneɛma bi) anaasɛ nsɛmmɔnedifo sika afurum a sɛ wɔde no to kɔn mu a obetumi ayɛ akode na ne ho yɛ hu. Ma w’apon mu yɛ den, frɛ 911, 112, anaa 999 ntɛm ara bere a wuhu sɛ obi a ɔde nneɛma kɔma no rekɔ kwan so ara pɛ, na fa mfɛnsere a wɔato mu anaa mfoninitwa afiri a ɛbɔ apon ano dɔn so kyerɛw krataa a ɔde kɔma no no anim ne kar no ho nkrataa so ma polisifo.

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Sources a wɔhwɛɛ mu¶

• Federal Bureau of Investigation (FBI) Intanɛt so Nsɛmmɔnedi Anwiinwii Asoɛe (IC3, United States): Ɔmanfoɔ Nnwuma ho Amanneɛbɔ a ɛfa Mfiridwuma Mmoa, Sikakorabea a Wɔyɛ Wɔn Ho, ne Aban Courier Gold Bullion Nsisi ho.
• Federal Trade Commission (FTC) ne Consumer Financial Protection Bureau (CFPB, United States): Nananom Bail Nsisi, AI Nne Cloning Kɔkɔbɔ, ne Mpanyimfo Sikasɛm mu Nneɛma a Wɔde Di Dwuma a Wɔde Siw Ano Ho Nhyehyɛe.
• Atemmu Dwumadibea (DOJ) Mpanyimfo Atɛntrenee Dwumadi (United States): Aman Ntam Sika Mule Courier Networks ne Mmarahyɛ Bagua Akwankyerɛ a Wɔbara.
• Ɔman Intanɛt so Ahobammɔ Asoɛe (NCSC) ne Adeyɛ Nsisi / London Kuropɔn Polisifo (United Kingdom): Nsisi a Wɔde Kɔma Nsisi: Sikakorabea Kaad a Wɔgye Ho Mfiri, Ahobammɔ-Akontaabu Nsisi, ne 159 Sikakorabea Hotline Verification.
• Canada Anti-Fraud Center (CAFC) ne Royal Canadian Mounted Police (RCMP, Canada): Nananom Bail Scams a egye ntɛmpɛ ne In-Person Cash Pickup Siw a Wosiw.

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Akwankyerɛ ahorow a ɛfa ho¶

• Nsisi ne nsisi ho mmuae a egye ntɛmpɛ
• Apoobɔ, atirimɔdensɛm, ne agyede ho nsisi a ɛte sɛ nea wɔkyere nkurɔfo sie
• Ɔhɔho wɔ ɔpon no ano, utility impersonator, ne push-in fie ntua
• Atipɛnfo gua so nhyiam ne sika dwowtwa ano a wosiw
• Intanɛt so ntua ne nnipa a wowia wɔn ho nhwehwɛmu
• Emergency nɔma ahorow ho kyerɛwtohɔ