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SNAP EBT Aduan Stamps a Wowia denam Card Skimming so wɔ Deposit Day: Hokwan a Wɔde Si ananmu ne Wo Kaad a Wobɛto EBT Edge mu

Ɛsono dodow a wɔde ma ntɛm ara wɔ ɔman biara mu. Kratafa yi de 911, nɔma a wɔde ma United States ne Canada na edi dwuma. Aman afoforo pii de 112, 999, anaa nɔma foforo di dwuma. Hwehwɛ nɔma a ɛwɔ wo man mu.

Sɛ wosɔre wɔ wo ɔsram biara ɔman sika a wode asie anɔpa anaasɛ wugyina sotɔɔ a wɔtɔn nneɛma wom ho a wokura teaseɛnam a aduan ahyɛ mu ma ama wo mma, na wote sɛ sika sohwɛfo no ka sɛ wo Supplemental Nutrition Assistance Program (SNAP) anaa Temporary Assistance for Needy Families (TANF) Electronic Benefit Transfer (EBT) sika a aka no yɛ $0.00, yɛ ofie tebea a egye ntɛmpɛ a ɛyɛ hu. Wɔ United States nyinaa no, aman ntam nsɛmmɔnedifo akuw a wɔahyehyɛ de magnetic-stripe skimming overlays a ɛyɛ tratraa kɛse ne mfoninitwa mfiri nketenkete a wɔde pinhole gu mu sisi ntwea so bodegas, sotɔɔ ahorow a wɔde wɔn ho, dɔla sotɔɔ ahorow, ne aguadidan akɛse mu akwan a wɔn ankasa de wɔn ho hyɛ mu no mu. Sɛ wo swipe wo EBT card na wo punch wo 4-digit Personal Identification Number (PIN) adapɛn bi a atwam no a, akorɔmfo no kyere wo Track 2 magnetic stripe data ne PIN, twɛn kosi simma pɔtee a wo man no bɛsan de wo ɔsram biara aduan ne sika mfaso (a mpɛn pii no wɔ 00:01 da a woahyɛ da ayɛ sɛ wode sika bɛto hɔ no), na fa kaad a wɔayɛ no sɛnea wɔpɛ anaa script ahorow a wɔde afiri ayɛ di dwuma de yi w’abusua sika a aka no ɔha biara mu nkyem 100 wɔ sotɔɔ ahorow a ɛwɔ akyirikyiri kilomita ɔhaha pii mu ansa na woanyane mpo.

Esiane sɛ EBT kaad da so ara de ne ho to 1970 mfe no mu magnetic-stripe mfiridwuma a ɛyɛ agyapade so sen sɛ wɔde EMV chips a wɔabɔ no kokoam bedi dwuma wɔ ɔman biara mu nti, ɛkame ayɛ sɛ sikakorabea ahobammɔ ho mmara a wɔde di dwuma wɔ amanne kwan so (te sɛ Electronic Fund Transfer Act’s Regulation E) ntua SNAP aduan stamp a wowiae no ankasa gye sɛ aban anaa ɔman no mmara pɔtee bi a ɛfa mfaso a wɔde besi ananmu no di dwuma. Nanso, ɛnsɛ sɛ woma ɔkɔm de w’abusua anaa woma akorɔmfo kwan ma wowia sika a wode asie ɔsram a edi hɔ no. Ɛdenam magnetic stripe a asɛe no a wobɛtwa mu ntɛm ara, wo mantam no akyi aguadi ho abakɔsɛm a wobɛhwɛ so, de aban adwumayɛbea Electronic Benefit Theft Claim akɔdan aban wɔ mmara kwan so bere a wɔde ama no mu, na wode "Freeze Card" ne "Block Out-of-State & Online Transactions" nsakrae a ahintaw no ayɛ adwuma wɔ wo mantam no EBT mobile portal (FIS) a ahintaw no mu ebtEDGE anaa Conduent ConnectEBT), wobɛtumi agyae skimmers no daa na woanya aduane a egye ntɛmpɛ ne sika a wɔde besi ananmu nnɛ. Sɛ skimmerfo akasakasa wɔ sotɔɔ bi mu dan honam fam ahunahuna anaa basabasayɛ a, frɛ wo mpɔtam hɔ nɔma a egye ntɛmpɛ (911 wɔ United States ne Canada no, . 112 wɔ Europa Aman Nkabom no nyinaa mu, . 999 wɔ United Kingdom) anaa hwɛ yɛn nɔma ahorow a egye ntɛmpɛ akwankyerɛfo. Sɛ wopɛ mfaso a ɛfa ho ne nkwagye a egye ntɛmpɛ a, hwɛ ɔmanfo mfaso: SNAP, EBT, Medicaid, ne mmoa a wɔde ma wɔ ɔkwan a ɛkɔ akyiri so a wonni address, . ananmusifo payee a ɔrewia wo SSI anaa SSDI check, na afie a wonni mpofirim: nnɔnhwerew 48 a edi kan ne dabere a egye ntɛmpɛ.

Yɛ eyi mprempren

  1. Print anaa screenshot wo EBT nkitahodi 10 a etwa to no ntɛm ara wɔ aban kwan so ɔman no portal (ebtEDGE.com anaasɛ ConnectEBT.com) anaasɛ denam nɔma a wɔde yɛ adwuma a ɛwɔ wo kaad no akyi a wobɛfrɛ so. Kyerɛw da pɔtee, bere nsɔano, dɔla sika, sotɔɔ din, ne kurow/ɔmantam a wobɛtwe wo ho biara a wɔmma ho kwan ansa na woatwa kaad no mu, efisɛ ɔman no portal ahorow bi de kaad no abakɔsɛm dedaw sie bere a wɔagyae kaad bi no.
  2. Frɛ wo mantam EBT Adetɔfo Dwumadibea nɔma (a wɔatintim wɔ wo kaad no akyi) mprempren ara na bɔ kaad no ho amanneɛ "Stolen / Compromised via Skimming," twa kaad nɔma dedaw a ɛwɔ ahinasa 16 no mu, na kra EBT kaad foforo a ɛwɔ PIN foforo koraa a ɛwɔ ahinasa 4. Sɛ wopɛ sɛ wotwa akorɔmfo no magnetic a wɔayɛ no cloned no mu PIN a ɛwɔ kaad a ɛwɔ hɔ dedaw no so **nsakra kɛkɛ a nsensanee a ɛyɛ nsensanee; sɛ wɔtwa PAN (Primary Account Number) a ɛwɔ ahinasa 16 no mu na wɔsan de ma a, ɛma honam fam clone card biara a skimming ring no yɛe no yɛ nea enni mu.
  3. Nantew kɔ wo mpɔtam hɔ County Department of Social Services / Human Services adwumayɛbea hɔ nnɛ kɔfa EBT kaad a wɔtɔn no aduruyɛdan mu ("Instant Issue / Vault") a wɔde besi ananmu na fa "Electronic Benefit Theft / Skimming Replacement Claim Form" a wɔde wɔn nsa ahyɛ ase no kɔ. Ntwɛn adwuma nnafua 7 kosi 10 na woanya krataa a wɔde mena sɛ w'abusua nni aduan biara nnɛ a; ɛkame ayɛ sɛ ɔmantam yiyedi adwumayɛbea biara betumi atintim anaa de vault EBT kaad a wɔmfa nkyerɛwde biara nka ho ama wo wɔ agyede mfɛnsere so wɔ simma 15 mu bere a woada mfonini ID adi pɛn no.
  4. Fa wo Ɔman EBT Skimming Replacement Claim a ɛyɛ aban de no kɔ wo man no amanneɛbɔ mfɛnsere a ɛyɛ katee no mu (mpɛn pii no ɛyɛ kalenda nnafua 10 kosi 30 fi da a wubehu korɔn no). Fa wo nkitahodi screenshots a ɛkyerɛ nneɛma a woatɔ kɛse wɔ ɔman no akyi anaa anadwo fã no bra. Wɔ aban ne ɔman EBT a wɔde besi ananmu nhyehyɛe ase no, sɛ wopa amanneɛbɔ bere a etwa to no da koro mpo a, ɛhwere hokwan a wowɔ sɛ wunya mfaso a wode besi ananmu no.
  5. Twe wo mantam no EBT ahobammɔ app a ɛyɛ aban de no (ebtEDGE denam FIS so anaasɛ ConnectEBT by Conduent, never a third-party budget app) na dane ON "Freeze Card," "Block Out-of-State Transactions," ne "Block Internet Transactions." Fa wo EBT card no to nwini mu nnɔnhwerew 24 da biara, nnafua 7 dapɛn biara, yi freeze no mu simma 60 pɛ bere a wugyina hɔ wɔ grocery register no so, afei san fa freezing no ntɛm ara bere a receipt no atintim no.
  6. Brɛ Emergency Pantry Referral, Local Discretionary General Assistance Voucher, anaa WIC Emergency Formula/Food Package wɔ mantam no mfɛnsere so nnɛ bere a wo EBT a wode besi ananmu no da so ara wɔ hɔ. Ɔman adwumayɛbea ahorow gye baabiara fi nnafua 5 kosi 30 de bu skimming nsɛm ho atɛn bisa intake worker no County Emergency Food Voucher ntɛm ara, frɛ ** .211**, anaa frɛ USDA Ɔman Ɔkɔm Hotline wɔ 1-866-348-6479 ma da koro no ara nneɛma a wɔde tɔ nneɛma a egye ntɛmpɛ.

Danger

Nea enti a wo PIN a wobɛsesa no nkutoo di nkogu sɛ wo fon no wɔ atoro "Third-Party EBT Tracker App" a wɔde ahyɛ mu a: Wɔn a wogye SNAP ɔpepem pii de mobile apps a ɛnyɛ aban de a ɛyɛ nnipa foforo (a ɛwɔ din te sɛ "Providers," "Propel," anaa generic "EBT Balance Check" apps) di dwuma denam wɔn man EBT portal username ne password a wɔkyerɛw gu third-party app no ​​mu. Sɛ wode official state processor app (FIS ebtEDGE anaa Conduent ConnectEBT) nkutoo na ɛto wo kaad no mu na sesa wo PIN a, ɛnkyɛ wo login credentials no mma app biara a ɛto so abiɛsa da, na woankliki text-message phishing links a ɛkyerɛ sɛ "Wɔatoto wo EBT card no mu da, klik ha na hwɛ sɛ wo PIN no yɛ nokware." State human services agencies will never text or call sɛ wobɛbisa wo PIN a ɛwɔ ahinasa 4 anaa kaad nɔma a ɛyɛ ahinasa 16 a edi mũ.

Gyinaesi dua: Triage ntɛm ara bere a wo SNAP anaa TANF EBT balance no akɔ

flowchart TD
    A["EBT Card Declined anaasɛ Balance Kyerɛ $0.00 wɔ Deposit Day"] --> B["Hwɛ Adwuma Abakɔsɛm denam Ɔman no Portal (ebtEDGE / ConnectEBT) anaa Automated Phone Line so"]
    B --> C{"Dɛn Nti na Sika a Aka no Yɛ $0.00?"}
    C -->|"1. Swipes a wɔmma ho kwan (e.g., anadwo fã adetɔ kɛse, bodegas a ɛwɔ ɔman no akyi, anaa intanɛt so nneɛma a woankra) ."| D["ELEKTRONIC MFASOƆ WIA (SKIMMING / CLONING / PHISHING) ."]
    C -->|"2. Zero deposit posted ɔsram yi (no swipes a wɔmma ho kwan, mfaso kɛkɛ kɛkɛ amma da)"| E["ADMINISTRATIVE CASE CLOSURE (SAR-7 a wɔayera / Asram Nsia Amanneɛbɔ anaa Adansedie a Wɔsan de Ma) ."]
    D --> F["Screenshot date, bere, aguadifo din, kurow/ɔman, ne dɔla dodow pɔtee a wɔde swipe biara a ɛyɛ nnaadaa"]
    F --> G["Frɛ EBT Adetɔfoɔ Dwumadibea ntɛm ara na CANCEL card a wɔasɛe no + nantew kɔ County Office mu ma Instant-Issue Vault Card"]
    G --> H["Fa Ɔman Ɛlektrɔnik Mfasoɔ Korɔnbɔ Krataa a wode wo nsa ahyɛ aseɛ no mena wɔ nnafua 10 kɔsi aduasa ntam + Polisifoɔ Amanneɛbɔ sɛ wo man hwehwɛ a"]
    H --> I["Fa ebtEDGE anaa ConnectEBT app a ɛyɛ aban de no hyɛ mu: Ma FREEZE CARD nyɛ adwuma + Siw Out-of-State & Online Swipes ano ansa na wode sika a edi hɔ no akɔto hɔ"]
    E --> J["Nantew kɔ County Welfare Office mu nnɛ de Periodic Report a ɛba akyiri no kɔma na hwehwɛ sɛ wɔsan de Mfasoɔ no Ba ntɛm ara"]

Sɛnea nhyehyɛe EBT skimming rings wia wo mfaso horow wɔ 12:01 AM wɔ deposit da

Mfiridwuma pɔtee a wɔde yɛ EBT skimming no ntease a wobɛte ase no kyerɛkyerɛ nea enti a wo honam fam kaad no da so ara wɔ wo sika kotoku mu dwoodwoo bere a obi a ɔwɔ Miami, Brooklyn, Los Angeles, anaa Chicago asɛe sika nkyɛe no mu $850 wo aduan stamp ahorow no mu wɔ simma abiɛsa mu.

1. Honam fam skimmer overlay ne pinhole mfoninitwa afiri afiri

  • Nea enti a EBT kaad yɛ mmerɛw soronko: Aguadi sikakorabea credit ne debit kaad dan kɔɔ encrypted EMV (Europay, Mastercard, ne Visa) dynamic smart chips bɛboro mfe du a atwam ni. Bere biara a wode EMV chip card bɛhyɛ mu anaasɛ wobɛbɔ so no, chip no ma wonya cryptographic code a wɔde di dwuma pɛnkoro a wontumi nsan mfa nyɛ atoro kaad. Nea ɛne eyi bɔ abira no, ɛkame ayɛ sɛ ɔman biara EBT kaad a ɛwɔ United States (gye California ne Oklahoma, a wofii ase de EMV chip EBT kaad dii dwuma wɔ afe 2024 ne 2025 mu) da so ara de unencrypted static magnetic stripe (Magstripe) di dwuma.
  • Sɛnea skimmer no kyere wo kaad: Nsɛmmɔnedifo a wɔahyehyɛ wɔn ho nantew kɔ sotɔɔ ahorow a adagyew nnim mu, mmeae a wɔtɔn pɛtro, wɔn a wɔtɔn nnuan a wɔde wɔn ho, ne mpo adaka akɛse a wɔde wɔn ho to nneɛma mu na wɔtwetwe plastic a wɔatintim 3D skimmer bezel overlay tẽẽ wɔ sotɔɔ no Ingenico anaa Verifone credit card terminal a ɛwɔ mmara mu no atifi tẽẽ wɔ nea ennu sikani 3 mu. Bere a wode wo EBT kaad no fa slot no mu no, magnetic akenkan ti a ahintaw a ɛwɔ atoro bezel no mu no kyerɛw raw binary data no wɔ Track 1 ne Track 2 a ɛwɔ wo magnetic stripe no so. Bere koro no ara mu no, mfoninitwa afiri ketewaa bi a ɛwɔ pinhole a wɔde asie keypad kokoam kyɛm no mu (anaasɛ rɔba keypad a wɔde kata wo nsateaa ase) no kyerɛw PIN a ɛwɔ ahinasa 4 a wokyerɛw no.
  • Nea enti a akorɔmfo no twɛn adapɛn anaa asram pii ansa na wɔabɔ: Skimming rings nsɛe wo balance da a wobɛtwe wo card wɔ corner store (bere a ebia woayɛ saa nkutoo $14 gyaw wɔ ɔsram no awiei). Mmom no, wɔn softwea no gyina w’asɛm no nɔma, Social Security Number, anaa awoda no digits a etwa to so decode wo state EBT a wɔde ma ho nhyehyɛe no mu. Wɔyɛ wo Track 2 data no ho nhyehyɛe wɔ plastic fitaa magnetic cards a ɛnyɛ hwee ("plastic fitaa") so anaasɛ wɔde gu ɛlɛtrɔnik POS emulator mu, na wɔtwɛn kosi sɛ 00:01 (12:01 AM) wɔ wo ɔsram biara reload da pɔtee. Wɔ sikani kakraa bi mu bere a ɔman no kɔmputa no de wo $292 to $1,750+ ɔsram biara SNAP ne TANF kyekyɛ, adwumayɛfo no swipe wo cloned card wɔ complicit store a ɛwɔ kilomita ɔhaha pii, anaasɛ wɔkra nneɛma pii a wɔde bɛfa wɔ Intanɛt so, na wɔpopa w’abusua aduan sikasɛm nhyehyɛe nyinaa bere a woada no.

2. Sɛnea wobɛhwɛ Point-of-Sale (POS) terminal biara mu honam fam ansa na woabɔ wo EBT kaad no

Ansa na wobɛtwe wo EBT kaad no akɔ sotɔɔ a wɔtɔn nneɛma a ɛyɛ mmerɛw, bodega, anaa aguadidan kɛse bi mu da no, yɛ saa 5-second physical skimmer check yi:

Terminal Faako a Wɔde Di Dwuma Sɛnea Terminal a Ɛwɔ Mmara kwan so Te Frɛmfrɛm Kɔkɔɔ a Ɛkyerɛ Skimmer Overlay a Mmara Mma Ho Ban Adeyɛ Ntɛm ara Sɛ Wuhu Skimmer bi a
1.1. Akyi Plastik Frame / Bezel . Flush, nhama a ɛyɛ den; plastic a ɛyɛ den a wɔde abata gyinabea a ɛdannan no ho denneennen; brand logo (Verifone, Ingenico) a ɛyɛ crisp na biribiara nsiw kwan Nnua a ɛyɛ akɛse; siw LED a ɛyɛ ahabammono a ɛhyerɛn a ɛnyɛ contact-less agyiraehyɛde no kwan; wiggles, shifts, anaa lifts up bere a wode wo nsateaa nnadewa twe anoano no Ntwe wo kaad no. Twe plastic frame no ntwea so denneennen; wɔde foam tape a ɛwɔ afã abien kura atoro nkataso so na ɛpopae ntɛm ara
2.1. Kaad Akenkanfo Slot Smooth biako-track kwan a wɔfa so hyɛn mu; kaad no twetwe kɔ mu na efi mu ba a enni akasakasa Nnompe a ɛware kɛse a ɛpuepue wɔ kaad no so; card te nka sɛ ɛyɛ den, ɛyɛ nnam, anaasɛ ɛtwetwe dade demmire a ɛto so abien a ɛwɔ slot no mu Twa w’adwuma no mu ntɛm ara, fi sotɔɔ no mu, na frɛ mpɔtam hɔ polisifo a wɔnyɛ ntɛmpɛ sɛ wɔmbɔ POS skimmer bi amanneɛ
3.1. PIN Keypad Plastik bɔton a ɛyɛ crisp na ɛyɛ den a ɛwɔ click feedback a ɛda nsow; Braille nsensanee a wɔama so wɔ 5 key Rɔba a ɛyɛ spongy, ɛyɛ den, anaasɛ ɛyɛ mushy a ɛda nsafe no so petee; nɔma ahorow te hɔ a ɛne frame a atwa ho ahyia no yɛ pɛ wɔ ɔkwan soronko so Mfa wo PIN nhyɛ keypad a ɛte sɛ spongy so da. Sɛ woabɔ wo nsa dedaw a, fa wo nsa foforo kata keypad no so koraa na sesa wo PIN no ntɛm ara wɔ ɛno akyi
4.1. Privacy Shield / Kanea a ɛwɔ soro Plastik ntaban kyɛm a ɛyɛ den a ɛtwa keypad no ho hyia a ntokuru biara nni ase Nketewa a ne kɛse yɛ mm 1 ( .0.04 in) pinhole a wɔatu wɔ kokoam kyɛm no anofafa a ɛwɔ soro no mu (a wode micro-camera a ɛkyerɛ wo nsateaa so asie) . Mia wo nsa a ɛnyɛ typew no so koraa tratraa wo nsateaa a wode kyerɛw so ("the roof-hand shield") bere biara a wode wo PIN a ɛwɔ digit 4 bɛhyɛ mu no

Anamɔn-anamɔn protocol a wɔde bɛkɔ akɔfa EBT skimming replacement claim

Sɛ wɔwia wo SNAP aduane mfasoɔ anaa TANF/General Assistance sika mfasoɔ wɔ kɔmputa so denam skimming, cloning, anaa phishing so a, ɛsɛ sɛ wo ne wo mantam anaa mantam nnipa dwumadie adwumakuo no hyɛ aseɛ ntɛm ara Electronic Benefit Theft Replacement Claim.

1. Federal vs. State EBT mfasoɔ a wɔde besi ananmu ho mmara (2023-2026 update) .

  • Amanfoɔ ne Ɔmanfoɔ Ahobanbɔ a wɔde besi ananmu no nteaseɛ: Wɔ aban Consolidated Appropriations Act of 2023 (Section 501 of Division HH) ase no, Congress hwehwɛɛ sɛ aman 50, D.C., ne U.S. nsasesin nyinaa hyehyɛ Electronic Benefit Theft Replacement Procedures a wɔahyɛ da ayɛ de atua afie a wɔwiaa wɔn SNAP mfasoɔ denam card skimming, cloning, ne ɛlɛtrɔnik mfiri a wɔde di dwuma ɔkwammɔne so. Bere a aban tumidi a ɛsan tua SNAP mfaso a wowiae no akɔ Mmarahyɛ Bagua no ntrɛwmu mu bere ne bere mu ne December 20, 2024 owiatɔe a wɔatwa mu (na aman te sɛ California, New York, Maryland, Massachusetts, ne afoforo yɛ mmara a ɔman no tua ho ka a wɔde besi ananmu anaasɛ TANF sika a wɔde tua ho nhyehyɛe ahorow di dwuma), ɛsɛ sɛ woyɛ BERƐ BIARA fa EBT Theft Replacement Claim a wɔakyerɛw wɔ mmara kwan so no kɔ ntɛm ara bere a woahu korɔnbɔ no.
  • Nteaseɛ mmiɛnsa nti a ɛsɛ sɛ wode krataa kɔdan aban nnɛ:
  • Sika Mmoa (TANF / CalWORKs / Bere Tiaa mu Mmoa / Mmoa Kɛse) wɔ ɔman a ɛde ne ho ahyɛde ahorow a ɛfa sikatua ho: Wɔ aman pii mu (te sɛ California EBT 2259 protocol a ɛwɔ Welfare & Institutions Code § 10072 ase), wɔsan tua sika mfaso a wɔawia wɔ kɔmputa so no ɔha biara mu nkyem 100 wɔ ɔman mmara a ɛde ne ho fi aban SNAP sika a wɔde ma ho.
  • In-Store System Mfomsoɔ a Wɔmma ho kwan vs. Skimming: Sɛ oguadini bi gyee wo kaad no ho ka mprenu anaasɛ ɔyɛɛ nsaano krataa a wɔmma ho kwan ho adwuma a, aban EBT mfomsoɔ ano aduru ho mmara (7 CFR § 274.6(f)) hwehwɛ sɛ ɔman no EBT dwumadiefoɔ no de sika bɛto wo akontaabuo mu a biribiara nhyɛ mu.
  • Wo Retroactive Claim Queue a Wobɛkora So: Bere biara a Congress anaa ɔman mmarahyɛ bagua bi bɛpene sika a wɔde bɛtrɛw mu a wɔde bɛsan akɔ akyi ama afie a wɔayɛ no skimmed no, afie a wɔde Electronic Benefit Theft Affidavit / Claim Form a ɛyɛ aban de too gua wɔ bere ano wɔ nnafua 10 kosi 30 a wohu mfɛnsere no mu nkutoo na wonya sika a wɔde bɛto hɔ a wɔde bɛto hɔ ankasa.

2. Mmara 5 a ɛfa EBT Skimming Replacement Claim a edi mu ho

Hwɛ wo mantam no mmara pɔtee bere a worehyehyɛ wo krataa a wode gye sika (te sɛ Form EBT 2259 wɔ California, LDSS-5214 / Online EBT Scam Replacement Application wɔ New York, DHS EBT Theft Claim Form wɔ Pennsylvania/Illinois/Texas/Maryland, anaa wo mantam no ntam krataa a ɛne no sɛ):

Mmara a Wɔde Si Ananmu Standard Agency Ahwehwɛde Mfomso a Ɛtaa Ba a Ɛde Claim Pow Ba Sɛnea Wobɛbɔ Wo Nsɛm a Woka Ho Ban
1.1. Amanneɛbɔ Da a Ɛyɛ Katee Ɛsɛ sɛ wobɔ korɔnbɔ no ho amanneɛ na wode wo krataa a wode wo nsa ahyɛ ase no kɔma wɔ kalenda nnafua 10 kosi 30 (ɛsono ɔman biara mu; s.e., nnafua 30 wɔ aman dodow no ara mu, adwuma nnafua 10 wɔ aman kakraa bi mu) fi da a wuhuu korɔnbɔ no Twɛn adapɛn 6 kosi wo recertification appointment a edi hɔ no mu de ka sɛ wowiaa ɔsram a etwaam no aduan stamps Fa krataa a wode wo nsa ahyɛ aseɛ no kɔma da koro no ara pɛpɛɛpɛ a wobɛhunu sɛ $0.00 sika a aka, na nya krataa a wɔde gye sika a wɔakyerɛw date so wɔ ɔmantam no mfɛnsere so
2.1. Korɔnbɔ a Ɛfata Ɛlektrɔnik korɔnbɔ (magnetic-stripe skimming, card cloning, anaa electronic phishing/scam baabi a wo honam fam kaad no kɔɔ so traa wo nsam) nkutoo na ɛfata sɛ wɔde si ananmu Ka kyerɛ ɔkyerɛwfo no "Obi wiaa me EBT kaad" a wonkyerɛ sɛ wo honam fam kaad no da so ara wɔ wo sika kotoku mu na wɔde ɛlɛtrɔnik skimmed/cloned Kyerɛw pefee wɔ krataa a wɔde gye sika no so: "Ná honam fam EBT kaad a ɛba awiei wɔ [XXXX] no wɔ me nsam bere nyinaa; wowiaa mfaso horow wɔ kɔmputa so denam POS magnetic-stripe skimming/cloning so wɔ aguadifo bi a onni tumi krataa so."
3.1. Honam fam Kaad a Wɔhwere vs. Ɛlektrɔnik Skimming Wɔ aban SNAP mmara ase (7 CFR § 274.6(a)(3)), sɛ wo hwere wo sika kotokuo honam fam anaasɛ woma obi a wo ne no te dan mu/womfoɔ bi fɛm wo honam fam EBT kaad ne PIN a, mfasoɔ a wɔsɛee no ansa na woafrɛ de atwa kaad no mu no **wɔnsesa da Gye a wogye tom wɔ kratasin no so sɛ wode wo kaad ne PIN a ɛwɔ ahinasa 4 maa ofipamfo, wo hokafo dedaw, anaa obusuani bi a afei ɔde kaad no guu mu Mfa wo EBT kaad anaa PIN mma obiara a ɔnyɛ Ananmusifoɔ a wɔama no tumi a wɔakyerɛw ne din wɔ aban kwan so wɔ wo SNAP asɛm no so da
4.1. Nneɛma a Wɔde Di Dwuma Ho Nhwehwɛmu . Ɛsɛ sɛ wokyerɛw da pɔtee, dɔla sika, ne aguadifo beae wɔ nnaadaa swipe biara a woregye ho akyinnye no Kyerɛw "Wɔwiaa bɛyɛ $500 bere bi wɔ ɔsram yi mu" a wɔankyerɛw nnaadaa nkitahodi pɔtee no Print wo nnwuma ho kyerɛwtohɔ fi ebtEDGE.com anaasɛ ConnectEBT.com na fa bata wo krataa a wode wo nsa ahyɛ ase a ɛkyerɛ sɛ wopɛ sɛ wobɔ wo ho ban no ho tẽẽ
5.1. Cap & Frequency a wɔde sesa Wɔ aban nhyehyɛe gyinapɛn ahorow ase no, wɔde skimming asɛm biako a esii ananmu no to sika a wowia ankasa no mu kakraa bi ANAA asram 2 wɔ wo fie ɔsram biara kyɛfa mu, kosi mprenu wɔ aban sikasɛm afe biara mu (Oct 1 - Sept 30) Wo kaad a wobɛma wɔabue mu bere a woatua sika a edi kan no akyi na woayɛ skim ne mprɛnsa so wɔ sikasɛm afe koro no ara mu To wo kaad no mu wɔ ebtEDGE / ConnectEBT mu ntɛm ara bere a woanya wo kaad a wode besi ananmu no akyi sɛnea ɛbɛyɛ a worenkɔ skim ne mprenu so da

Sɛnea wobɛto wo EBT card mu nnɛ sɛnea ɛbɛyɛ a skimmers rentumi nsɛe no bio

Esiane sɛ EBT kaad a wɔde besi ananmu da so ara wɔ magnetic stripe (gye sɛ wote California anaa Oklahoma a wowɔ EMV chip card) nti, akorɔmfo betumi ahwehwɛ wo kaad foforo no mu dapɛn a edi hɔ no ara gye sɛ wode ɛlektrɔnik lock switches a wɔde ahyɛ mu a ɛka EBT processors a wɔde aka wɔn official portals ho no di dwuma.

Anamɔn 1: Hu EBT processor a ɛyɛ aban de a ɛyɛ adwuma wɔ wo man mu

U.S. man biara ne aban EBT dwumadie titire mmienu no mu baako yɛ apam (anaasɛ ɔman no kwan pɔtee bi a ɛwɔ Texas, Massachusetts, New York, ne California). Twe na fa official processor app no nkutoo na fa di dwuma ma wo man no:

  • FIS (ebtEDGE App & . www.ebtEDGE.com): Wɔde di dwuma wɔ aman ne nsasesin bɛboro 30 mu, a Alabama, Alaska, Arizona, California (ebtEDGE + BenefitsCal), Colorado, Columbia Mantam, Florida, Guam, Hawaii, Idaho, Illinois, Kansas, Kentucky, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York (ebtEDGE), North Carolina, North Dakota, Oregon, Rhode Island, South Dakota, Vermont, Virgin Nsupɔw, Washington, Virginia Atɔe Fam, Wisconsin, ne Wyoming.
  • Nsuo a ɛkɔ nsuo mu (ConnectEBT App & . www.ConnectEBT.com): Wɔde di dwuma wɔ Arkansas, Delaware, Georgia, Indiana, Iowa, Louisiana (LifeInCheck EBT), Maine, Maryland, Mississippi, New Jersey, Ohio, Oklahoma, Pennsylvania, Carolina Kesee Fam, Tennessee, Utah, ne Virginia.
  • Ɔman-Specific Official Apps:
  • Texas: Ɔmanpanyin Your Texas Benefits telefon so dwumadi (yourtexasbenefits.com).
  • Massachusetts: Ɔmanpanyin DTA Connect telefon so dwumadi (dtaconnect.eohhs.mass.gov).

Anamɔn 2: Dane ON ahobammɔ switches 3 a wɔde dade ayɛ a ɛwɔ mu no ebtEDGE anaasɛ ConnectEBT

Sɛ wokyerɛw wo EBT card no din wɔ official no mu pɛ a ebtEDGE anaasɛ ConnectEBT app (anaasɛ wɛb portal a ɛwɔ smartphone anaa nhomakorabea kɔmputa biara so), fa saa ahobammɔ abiɛsa yi yɛ adwuma ntɛm ara:

flowchart TD
    A["Bue Ɔman EBT App (FIS ebtEDGE, Conduent ConnectEBT, Wo Texas Mfaso, anaa DTA Connect)"] --> B["Defense 1: Dane ON 'Block Out-of-State Nkitahodi'."]
    B --> C["Defense 2: Dane ON ‘Block Internet / Online Transactions’ (Yi check no simma 2 pɛ bere a wode Amazon/Walmart SNAP order a ɛfata rema no)"]
    C --> D["Defense 3: Klik 'Freeze Card' / 'Lock Card Baabiara' na gyaw no LOCKED 24/7"]
    D --> E["Wɔ Grocery Store Checkout: Fa conveyor belt gu mu -> Bue App -> Klik 'Unfreeze Card' -> Swipe Card & Enter PIN -> Klik 'Freeze Card' ansa na woafi ɔpon no ano"]
    E --> F["Anadwo Ansa na Ɔsram Biara Deposit Da: Sesa wo 4-Digit PIN wɔ 21:00 (9:00 PM) sɛnea ɛbɛyɛ a PIN biara a woa skimed mfiase wɔ ɔsram no mu no bɛyɛ 100% mfaso biara nni so wɔ 00:01 AM"]
  1. Switch 1: "Freeze Card" / "Lock Card Baabiara" (Kɔ so ON 99.9% bere no):
  2. Wɔ mu ebtEDGE, pia wo kaad mfonini no na paw "Freeze Card." Mu ConnectEBT, pia "Lock/Unlock Card" na paw "Lock Me Card Baabiara."
  3. Sɛnea ɛyɛ adwuma: Bere a wo card no ayɛ frozen no, wo bosome biara SNAP ne TANF deposits da so ara load kɔ wo account mu daa wɔ 00:01 wɔ deposit day, na ɔman no credits a wɔsan de ma no yɛ adwuma a wontwa mu. Nanso, mmɔden biara a wobɛbɔ sɛ wobɛtwe kaad no, de cloned card adi dwuma, anaasɛ wobɛhwɛ wɔ intanɛt so no, ɔman no mainframes no pow ntɛm ara, sɛ mpo owifo no wɔ wo kaad nɔma a ɛyɛ digit 16 pɛpɛɛpɛ ne wo PIN a ɛwɔ digit 4 no a.
  4. Sɛnea wobɛtɔ: Gyae wo kaad no wɔ nwini mu ɔsram no nyinaa. Sɛ wugyina sotɔɔ kɛse mu sika a wɔde tɔ nneɛma no so na sikakorafo no ka ne nyinaa kyerɛ wo a, bue app no ​​wɔ wo fon so, pia "Unfreeze / Unlock Card" (a efi ase yɛ adwuma wɔ sekan 1 mu), swipe wo card no, na pia "Freeze / Lock Card" bio ansa na woapia wo grocery cart no afi ɔpon no ano.
  5. Switch 2: "Block Out-of-State Nkitahodi" (Kɔ so ON daa):
  6. EBT skimming korɔnbɔ a wɔahyehyɛ no bɛboro ɔha biara mu nkyem 80 yɛ nea adwumayɛfo a wɔyɛ cloning a wɔyɛ adwuma wɔ amantam afoforo mu na ɛgye sika (sɛ nhwɛso no, wɔde kaad a wɔayɛ no skim wɔ Ohio anaa Virginia no yi sika 12:02 AM wɔ bodega bi mu wɔ New York, Pennsylvania, California, anaa Florida).
  7. Wɔ ebtEDGE (wɔ Akontaabu Nnwuma -> Bɔ Me Akontaabu Ho Ban ase) anaa ConnectEBT (wɔ Lock Card Out of State ase), toggle "Block Out-of-State Nkitahodi" kɔ ON. Swipe biara a ɛwɔ wo kurom mantam no hye akyi no, wɔbɛsiw ano ara kwa.
  8. Switch 3: "Block Internet Transactions" (Kɔ so yɛ ON gye sɛ woreyɛ adwuma denneennen):
  9. Skimmers a wontumi twipe honam fam clone card no taa de wo card nɔma a woawia ne PIN no gu bot a ɛyɛ adwuma mu de tɔ nkokoaa aduan a wɔde ma, ahoɔdennuru, anaa nam pii denam intanɛt so aduan a wɔde kɔma so (Walmart, Amazon, Instacart, ALDI).
  10. Toggle "Block Intanɛt Nkitahodi" kɔ ON mu ebtEDGE. Sɛ wotɔ nneɛma wɔ intanɛt so a, toggle no OFF kɛkɛ simma 60 bere a worebɔ "Place Order," afei toggle no ntɛm ara ON.

Anamɔn 3: "Night-Before-Reload PIN Change" ma wɔn a wɔde di dwuma a wonni smartphone

Na sɛ wunni fie, wote off-grid a wunni smartphone data, anaasɛ wode flip phone titiriw di dwuma na wuntumi mmue app bi wɔ grocery line no mu nso ɛ?

  • Fa Night-Before-Deposit PIN Reset Trick no di dwuma: Ɔman biara EBT kaad wɔ telefon nɔma a wɔde di dwuma 24/7 a wontua hwee wɔ akyi (1-800-... anaasɛ 1-888-...).
  • Efisɛ skimming rings kyere wo PIN wɔ ɔsram no mu na twɛn kosi sɛ 00:01 wɔ wo Monthly Deposit Date so na ama wo sika a wode ahyɛ mu foforo no asɛe no, frɛ automated phone number a ɛwɔ wo card akyi no ntam 20:00 na 23:00 (8:00 PM ne 11:00 PM) anwummere ANSA na wo sika a wode bɛto hɔ ɔsram biara no bɛba, na sesa wo PIN a ɛwɔ digit 4 no kɔ nɔma foforo koraa so.
  • Bere a 00:01 strikes na owifo no automated bot anaa clone crew swipes wo magnetic stripe a wowiae no denam PIN dedaw a wɔkyeree adapɛn abien a atwam ni no so, EBT processor no bɛpow wɔn swipe no "INVALID PIN" na wɔato wɔn terminal no mu bere a woabɔ mmɔden 3 akyi, na woakora sika a wode asie ɔsram biara no ɔha biara mu nkyem 100 so.

Warning

Mfa Awo Afe Nni Dwuma Da (1985), Digits a Wɔsan Yɛ (1111), anaa Nkontaabu a Ɛtoatoa so (1234) sɛ Wo EBT PIN: Automated EBT brute-force scripts di kan sɔ nea onya mu mfaso no awo afe ne 4-digit patterns a wɔtaa yɛ no hwɛ. Paw nɔma a ɛnyɛ nhyehyɛe koraa a ɛwɔ ahinasa 4 a enni baabiara wɔ wo ID krataa anaa Social Security card so, na sesa no anadwo a edi kan ansa na sika biara a wode bɛto hɔ ɔsram biara no.

Aduan a egye ntɛmpɛ ne sika bridge ahode bere a woretwɛn wo EBT card a wode besi ananmu no

Sɛ wɔpopaa wo SNAP ne TANF sika a aka no anɔpa yi a, w’abusua ntumi ntwɛn adwuma nnafua 10 ansa na adwumakuw nhwehwɛmu bi adi. Di anammɔn anan a wɔfa so nya nkwa ntɛm ara yi ho dwuma nnɛ:

  1. Wɔhwehwɛ "County Diversion / Emergency Food Vouchers" wɔ Nnipa Nnwuma Mfɛnsere no so:
  2. Sɛ wode wo EBT Skimming Theft Claim Form no kɔ wo mantam asetena mu nnwuma adwumayɛbea hɔ a, ka kyerɛ ɔhwɛfoɔ no sɛ wɔwiaa wo bosome biara kyɛfa no nyinaa denam ɛlɛtrɔnik skimming so anadwo fã na wo fie no nni aduane biara a aka. Amansin pii hwɛ mpɔtam hɔ Emergency Food Pantry Vouchers, Emergency Grocery Gift Cards, anaa General Assistance Emergency Grants ma wɔn a wɔayɛ wɔn basabasa no mfasoɔ.
  3. Bɔ Wo Rent Ho Ban Sɛ TANF / Sika Mmoa Wɔ Skimmed a:
  4. Sɛ akorɔmfo hwehwɛɛ wo TANF, CalWORKs, anaa General Assistance sika a ɛwɔ hɔ a ɛhia sɛ wode tua dan ka a, bisa mantam no asɛm ho adwumayɛfoɔ no ma ɔmma no Official Agency Verification Letter of Electronic Benefit Theft wɔ mantam krataa so. Fa bi ma wo dan wura ntɛm ara na wɔasiw amanneɛbɔ a ɛbɛma wɔatu wo afie no ano bere a ɔmantam no san de wo sika a wowiae no ma bio no, na bisa Mansin no Mmoa a Wɔde Si Adan a Ɛho Hia Ntɛmntɛm (211).
  5. WIC (Mmea, Nkokoaa, ne Mmofra) Nnuan a Wɔde Ma Ntɛmntɛm ne Aduan a Ɛma Mfaso:
  6. Sɛ wonyinsɛn, woawo akyi, anaa wowɔ abofra a onnii mfeɛ 5 a, wo eWIC kaad no ne wo SNAP EBT kaad no ntam kwan ware koraa. Nantew kɔ wo mpɔtam hɔ County Health Department WIC Clinic mu nnɛ; afie a wɔrehyia aduan ho ahokyere a emu yɛ den anaasɛ wonni afie no fata ma Same-Day Expedited WIC Certification ne formula ne grocery a wɔde ma ntɛm ara.
  7. No-ID / Da koro Mpɔtam Aduan Pantry & Feeding America Network:
  8. Frɛ USDA Ɔman Ɔkɔm Hotline wɔ 1-866-348-6479 (anaasɛ 1-877-842-6273 wɔ Spania kasa mu) Memeneda kosi Fida, anaa frɛ ** .211** sɛ wɔbɛhwehwɛ mmeae a wɔkora nnuan a egye ntɛmpɛ, lɔre ahorow a wɔde fa nneɛma a wɔde yɛ nneɛma, ne adidibea ahorow a wɔde nnuan a ɛyɛ hyew di dwuma nnɛ wɔ baabi a wobetumi anantew anaa bɔs akɔ.

Tip

Bisa "Chip + Tap" EBT Kaad Foforo Ho Nsɛm: Sɛ wote California anaa Oklahoma (anaa ɔman foforo a ɛrebɔ EMV Chip EBT kaad) na wɔde wo magnetic-stripe EBT kaad no ayɛ skimmed a, bisa ɔmantam adwumayɛbea no sɛ wɔmfa EMV Chip / Contactless Tap EBT kaad foforo mma, na bere nyinaa fa chip anaa tap no hyɛ mu na woatua sen sɛ wobɛtwe wo ho.

Mpɔtam hɔ ntɛmpɛ nɔma ne adwumakuw no nhyehyɛe ahorow

Fa aban mpanyimfo ne processors yi di dwuma de bɔ mfaso skimming ho amanneɛ, to wo EBT card mu, na nya aduan a egye ntɛmpɛ nnɛ:

  • Amerika:
  • USDA SNAP Nsisi & EBT Skimming Portal: Kɔ fns.usda.gov/snap/stolen-benefits anaa hwɛ ɔman no EBT hotline directory wɔ ** .fns.usda.gov/snap/state-directory** na ɛyɛ.
  • FIS ebtEDGE Official Cardholder App: Kɔ mu wɔ www.ebtEDGE.com anaa fa ebtEDGE mobile app a ɛyɛ aban de (a FIS yɛ) no hyɛ mu na fa wo kaad no ayɛ nwini na asiw nnwuma a ɛwɔ ɔman no akyi ne intanɛt so no ano.
  • Nsuo a ɛkɔ nsuo mu ConnectEBT Official Cardholder App: Kɔ mu wɔ www.ConnectEBT.com anaa fa ConnectEBT mobile app a ɛyɛ aban de (a Conduent Inc. yɛe) no hyɛ mu na woato wo kaad no mu wɔ baabiara anaa ɔman no akyi.
  • USDA Ɔman Ɔkɔm Hotline: Frɛ 1-866-348-6479 (Twi) anaa ** .1-877-842-6273** (Spanish), anaa frɛ ** .211** (24/7) ma da koro no ara nnuan nnaka a wɔde gu ntɛmpɛ mu.
  • POS Skimmer Mmarahyɛfoɔ Amanneɛbɔ: Fa honam fam skimming overlays a wɔahu wɔ sotɔɔ ahodoɔ mu bɔ wo Local Police Department ne USDA Office of Inspector General (OIG) Hotline wɔ 1-800-424-9121 na ɛyɛ.
  • Canada:
  • Amansin mu Asetena mu Mmoa Kaad a Wotumi De Gu (Ontario Works / ODSP, BC Adwumayɛ ne Mmoa, Alberta Mmoa): Sɛ wo mantam mu mfaso kaad no ayɛ basaa a, frɛ nea ɔde kaad ma no nɔma a ɛwɔ akyi no ntɛm ara (te sɛ RBC Right Pay wɔ 1-888-995-2273 wɔ Ontario) sɛ wobɛma kaad no ayɛ nwini na woagye sika a wɔmma ho kwan no ho akyinnye, na kɔ wo mpɔtam hɔ Provincial Social Assistance Office anaa frɛ ** .211** ma aduan ho krataa a wɔde ma ntɛm ara.
  • Aman Nkabom:
  • NHS Healthy Start Prepaid Card & Universal Credit Accounts: Sɛ wo NHS Healthy Start Mastercard no ayɛ skimmed a, frɛ ** .0300 330 7010** ntɛm ara sɛ wobɛsiw kaad no ano na wode sika asi ananmu. Sɛ wopɛ Universal Credit sikakorabea akontaabu a ayɛ basaa a, fa kaad no to wo sikakorabea app no mu, hwehwɛ sɛ wɔsan de sika no ma wo da a edi hɔ no wɔ UK Payment Services Regulations 2017 ase, na di Citizens Advice (0800 144 8848) ma Local Authority Ofie Mmoa Foto anaa aduane sikakorabea krataa.
  • Europa Aman Nkabom:
  • Asetra mu Yiyedi Kaa Kaad (Germany Bezahlkarte, Italy Carta Dedicata a Te, France Chèque-Service): Frɛ 116 116 (Europa nyinaa kaad-blocking hotline) anaa wo municipal issuer no sɛ wɔbɛma skimmed benefit card a ɛwɔ EU Payment Services Directive (PSD2) ahobanbɔ ase.
  • Australia ne New Zealand:
  • Australia (Services Australia SmartCard) & New Zealand (WINZ Payment Card): Wɔ Australia no, to wo kaad no mu wɔ SmartCard App no mu anaa frɛ 1800 252 604 sɛ wɔde chargeback bɛto hɔ. Wɔ New Zealand no, frɛ Adwuma ne Sika a Wonya wɔ 0800 559 009 sɛ wobɛtwa Payment Card a ɛyɛ ahabammono a wɔagyae mu na woabisa Special Needs Grant ama aduane.
  • India ne Asia-Pacific:
  • India (Aadhaar-Enabled Public Distribution System - AePDS): Sɛ wɔfa biometric nsisi so dane ration hokwan ahorow a, frɛ State Food Helpline a wontua hwee wɔ 1967 anaasɛ 1800-11-0841 ( ) .nfsa.gov.in) na to wo biometrics no mu wɔ official mAadhaar app no mu.

Nsɛm a wɔtaa bisa

Dɛn nti na me SNAP EBT sika a aka no yerae wɔ 12:01 AM wɔ da a mede sika bɛto hɔ bere a me honam fam kaad da so ara wɔ me sika kotoku mu no?

Wo kaad no yɛɛ basaa adapɛn bi a atwam bere a wode wo nsa twitwiw so wɔ sotɔɔ bi a wɔde magnetic-stripe skimmer a mmara mma ho kwan a wɔde kata so ne mfoninitwa afiri a wɔde pinhole anaa keypad akata so a ahintaw ahyɛ mu no. Esiane sɛ EBT kaad a wɔde di dwuma wɔ amanne kwan so no de ne ho to magnetic stripes a encryption so sen ahobammɔ chips a ɛyɛ nnam so nti, akorɔmfo no yɛɛ wo kaad no Track 2 data ne PIN a ɛwɔ digit 4 no ho mfonini guu clone card so na wɔde swiped kɔɔ sotɔɔ bi a wɔka ho anaa intanɛt so wɔ anadwo fã akyi bere tiaa bi bere a sika a wode asie ɔsram biara no duu hɔ no.

Mɛyɛ dɛn ato me EBT card mu sɛnea ɛbɛyɛ a akorɔmfo rentumi nwia me food stamps ɔsram a edi hɔ no?

Twe aban app a wo mantam no EBT processor a wɔayɛ ho apam de ama no: FIS ebtEDGE (www.ebtEDGE.com) anaa Conduent ConnectEBT (www.ConnectEBT.com), anaa Wo Texas Mfasoɔ wɔ Texas ne DTA Connect wɔ Massachusetts. Wɔ aban app no ​​mu no, dane nhyehyɛe abiɛsa ON: Freeze/Lock Card Everywhere, Block Out-of-State Transactions, ne Block Internet Transactions, yi free card no mu simma 60 pɛ bere a wugyina hɔ wɔ grocery checkout register no so.

So me EBT PIN a ɛwɔ digit 4 a mɛsesa anadwo a edi deposit da anim no dɔɔso sɛ ɛbɛma skimmers agyae?

Sɛ wosakra wo PIN a ɛwɔ ahinasa 4 anadwo a edi da a wode sika bɛto hɔ ɔsram biara no anim no siw akorɔmfo a wɔhwehwɛɛ wo PIN dedaw no mu wɔ ɔsram no mfiase no kwan sɛ wobegye wo sika foforo a wode asie no anadwo fã, na ɛma ɛyɛ ahobammɔ a ɛho hia sɛ wunni smartphone a. Nanso, sɛ wɔabɔ wo kaad no mu pɛnkoro dedaw a, ɛsɛ sɛ wotwa kaad nɔma a ɛwɔ ahinasa 16 a wɔasɛe no no mu nso na wunya kaad foforo sɛnea ɛbɛyɛ a akorɔmfo renkura wo akontaabu nɔma a ɛwɔ magnetic-stripe no mu bio.

So metumi anya SNAP aduan stamp anaa TANF sika mfaso a wowiae no de yiyedi adwumayɛbea no asi ananmu?

Bere nyinaa fa Electronic Benefit Theft Replacement Claim a wɔakyerɛw wɔ ɔkwan a ɛfata so kɔ wo mantam mu asetena mu nnwuma adwumayɛbea hɔ ntɛm ara bere a woahu korɔnbɔ no, fa screenshots a ɛfa ɔman no akyi anaa anadwo fã nkitahodi a wɔmma ho kwan no ho ka ho. Aman pii yɛ nhyehyɛeɛ a ɔman no tua ho ka a wɔde besi ananmu ama TANF sika mmoa a wɔawia ne SNAP aduane stamp, na sɛ wode krataa kɔma wɔ nnafua 10 kɔsi 30 a wɔde bɛhunu adeɛ a ɛyɛ katee no mu a, ɛkora hokwan a wowɔ wɔ mmara kwan so sɛ wubenya sika a wɔde besi ananmu ne mantam mu aduane nkrataa a egye ntɛmpɛ no so.

Dɛn nti na ɛsɛ sɛ mepopa "EBT Balance Tracker" apps a ɛto so abiɛsa fi me smartphone so?

Wo mantam aban na ɛnyɛ aban dea apps a ɛnyɛ aban de na ɛhwehwɛ sɛ wode wo mantam EBT portal username, password, anaa card credentials ma private servers. Apps a ɔman no ayɛ ho apam a ɛyɛ aban de (FIS ebtEDGE, Conduent ConnectEBT, Your Texas Benefits, anaa Massachusetts DTA Connect) nkutoo na ɛka ɔman no EBT mainframe no ho tẽẽ ma ɛma kaad a ɛyɛ nwini ntɛm ara ne nea wosiw wɔ ɔman no akyi a wosiw ano a ɛnda wo login credentials adi.

Mɛyɛ dɛn atumi ahu honam fam kaad skimmer wɔ sotɔɔ a ɛwɔ ntwea so anaa aguadidan kɛse bi a wɔde nneɛma gu mu?

Ansa na wobɛtwe wo EBT kaad no, fa plastic frame no mu denneennen twa card reader slot no ho hyia na wosow no; wɔde teyp a ɛwɔ afã abien na ɛkata skimmer a mmara mma ho kwan so na ɛte sɛ nea ɛho ayɛ hare, ɛyɛ kɛse, anaasɛ wɔama so wɔ nhama no so. Hwɛ sɛ LED kanea a ɛyɛ ahabammono no asiw anaa, te nka sɛ ebia PIN keypad no yɛ spongy, na bere nyinaa fa wo nsa a ɛnyɛ hwee no mu tratraa te sɛ ɔdan atifi wɔ wo nsateaa a wode kyerɛw so bere a worehyɛ wo PIN a ɛwɔ digit 4 no mu no.

Akwankyerɛ ahorow a ɛfa ho

Fibea ne aban akwankyerɛ

  • U.S. Department of Agriculture (USDA), Aduan ne Aduandi Dwumadibea (FNS): SNAP Afie Ahobanbɔ a Ɛfa Ɛlektrɔnik Mfasoɔ Korɔnbɔ, Skimming, Cloning, ne Ɔman Replacement Frameworks (7 CFR § 274.6 & Consolidated Appropriations Act Section 501 Guidance).
  • Fidelity National Information Services (FIS): ebtEDGE Cardholder Portal Security Protocols: Akontaabuo a Wɔde Siesie, Ɔman no akyi Nkitahodi a Wɔsiw ano, ne Intanɛt so Nkitahodi a Wɔhwɛ.
  • Conduent Inc.: ConnectEBT State EBT Card Lock/Unlock Baabiara ne Akwankyerɛ a Wɔde Siw Nsisi a Wɔasiw Ano wɔ Ɔman no akyi.
  • California Asetra mu Nnwuma Dwumadibea (CDSS) & New York Mantam Dwumadibea a Ɛhwɛ Bere Tiaa mu ne Mmofra a Wɔadi M dɛm So (OTDA): Ɛlektrɔnik Korɔnbɔ a Wɔde Si Ntam Ntam Nkitahodi (Form EBT 2259 / LDSS-5214) ne EMV Chip EBT Nsakrae Gyinapɛn.
  • U.S. Secret Service & Federal Bureau of Investigation (FBI): Point-of-Sale (POS) Magnetic Stripe Skimming Overlay ne Pinhole Mfoninitwa afiri a Wɔde Hu Afotuo.