Batun-Sale (POS) da Kashewar Tasha Biyan Kuɗi yayin Sa'o'in Kasuwancin Kololuwa¶

Lambobin gaggawa sun bambanta da ƙasa. Wannan shafin yana amfani da 911, lambar ga Amurka da Kanada. Yawancin ƙasashe suna amfani da 112, 999, ko wata lamba. Nemo lambar don ƙasar ku.

Kallon kowane allo mai taɓawa na Point-of-Sale (POS) da mai karanta katin kiredit EMV a cikin gidan abinci, mashaya, kantin sayar da kayayyaki, layin kantin kayan abinci, ko wurin baƙi daskare tare da daskare. "Network Connection Lost / Payment Gateway Unreachable" Kuskure a tsakiyar garurwar cin abinci na daren juma'a ko kololuwar siyayyar hutun ranar Asabar babbar matsalar aiki ce da matsalar kudaden shiga. Tare da ƙasa da kashi 15 cikin ɗari na gidajen cin abinci da abokan cinikin dillalai suna ɗauke da isassun kuɗi na zahiri don biyan lissafin su, POS da ba a kula da su ba ko na'urar sarrafa kayan biya ta dakatar da buga tikitin dafa abinci, tana ba da layukan biya a cikin mintuna 5, tilasta baƙon cin abinci su fita ba tare da biyan kuɗi ba, kuma yana fallasa manajoji masu firgita ga kuskuren bala'i guda biyu: ko dai kunna katin kiredit mara iyaka - ba tare da fa'ida ba. dala (inda kashi 100 na ƙi, sata, ko ƙarewar katin alhaki ya koma kan ɗan kasuwa), ko rubuta lambobin katin kiredit na abokin ciniki ba bisa ka'ida ba da lambobin CVV masu lamba 3 akan pads na takarda wanda ya sabawa ** buƙatun PCI-DSS 3.2**.

Tsayar da kudaden shiga da ke gudana da kicin ko layukan dubawa suna motsawa yayin POS ko katsewar intanit yana buƙatar rabuwa kai tsaye na Local Network / ISP Failure daga ** Cloud POS / Payment Processor Outage**. Ta hanyar aiwatar da kayan aikin minti 3 da binciken gazawar wayar salula, daidaitawa ** Kayayyakin Kayayyakin Waje-da-Gabawa EMV iyaka ** tare da ƙayyadaddun iyaka na tikitin kowane-tikiti, canzawa zuwa wayar hannu ** Taɓa-da-Biya (SoftPOS) ko Tasha Mai Kyau *** Ajiyayyen akan bayanan 5G ta wayar hannu, mai sarrafa kayan abinci na takarda mai launi mai launi3-ply dupes) lokacin da firintocin gida suka gaza, kuma ba su taɓa adana bayanan masu riƙe katin PCI da aka haramta a kan takarda ko maƙunsar bayanai ba, za ku iya adana kashi 90 ko fiye na tallace-tallacenku na sa'o'i kololuwa ba tare da fuskantar caji mai lalacewa ko tarar PCI ba.

Yi wannan yanzu¶

Kiyaye amincin taron jama'a, share wuraren wuta, da rage layukan takaici nan da nan. Lokacin da layukan biya ko ɗakin cin abinci ke fita daga gridlock yayin da tsarin ke ƙarewa, tabbatar da ƙofofin ƙaura na akalla mita 1.1 (inci 44) gaba ɗaya ba tare da toshewa ba kuma kada ku kulle kofofin fita ko tsare abokan ciniki ta hanyar da ba a biya ba; idan taron ya murkushe haɗari, gaggawar baƙar wutar lantarki, ko adawa mai tsanani ya taso, kira lambar gaggawa ta gida (911 a cikin Amurka da Kanada, 112 a cikin Tarayyar Turai, 999 a cikin United Kingdom, ko duba duka). lambobin gaggawa).
** Gano a cikin daƙiƙa 90 ko Intanet ɗin ku (ISP) ba ta ƙare KO Cloud POS/processor ya ƙare a duniya.** Cire wayar mai sarrafa ta Wi-Fi (don haka tana amfani da bayanan wayar salula na 4G/5G) kuma duba matsayin mai siyar da POS ɗin ku (misali, status.toasttab.com, issquareup.com, status.clover.com, status.shopify.com, status.lightspeedhq.com). Idan dandalin girgije kore ne, * * modem ɗin ISP na gida ko na'ura mai ba da hanya tsakanin hanyoyin sadarwa ** ya kasa; idan shafin matsayi na girgije ya nuna ƙarancin sarrafa biyan kuɗi na duniya, sake kunna tashoshi na gida ba zai gyara shi ba kuma ** na iya fitar da ku daga yanayin layi da aka ɓoye**.
KADA KA fita, cirewa, ko masana'anta-sake saita tashar POS na gajimare yayin katsewar gajimare na mai siyarwa. Lokacin da sabar POS ta tabbatar da gajimare ta faɗi a duniya, tashoshi waɗanda an riga sun shiga zasu iya ci gaba da ƙara abubuwa, bugawa zuwa firintocin dafa abinci na gida, da karɓar biyan kuɗi ta layi ta amfani da bayanan da aka adana na gida. Idan ka fita daga manhajar ko kuma ka sake shigar da shi a lokacin da gajimare ya katse, tashar za ta makale akan mataccen allon shiga har sai girgijen ya murmure.
Kada a taɓa rubuta lambobin katin kiredit na abokin ciniki 16 da lambobin tsaro na CVV mai lamba 3 akan takarda ko Excel. Karkashin ** Matsayin Tsaron Bayanan Masana'antu na Katin Biyan Kuɗi (PCI-DSS v4.0 Bukatun 3.2 da 3.3)**, adana lambobi 3 ko 4 lambobi ** CVV/CVC lambar tsaro na katin kiredit, tare da kowane nau'i na katunan tsaro na hannu. waya mai sarrafa, ko maƙunsar bayanai) bayan izini, ko adana Lambobin Asusu na Farko (PANs) waɗanda ba a ɓoye ba, babban cin zarafi ne na PCI wanda ke haifar da tikitin binciken bincike, $5,000 zuwa $100,000 na kowane wata, da ƙarewar asusun kasuwanci na nan take (duba daskare asusun dillanci da zamba).
** Kunna "Yanayin Kan layi da Gaba" KAWAI tare da matsananciyar ma'amala ta dala (misali, $50 zuwa $100) da duba ID na gani.** Lokacin da tashar ku ta ɗauki kati a ** Yanayin Wajen Layi**, ba zai iya bincika bankin da ke bayarwa ko an sace katin, sama da iyakarsa, ko kuma rufe; **kai (dan kasuwa) yana shan kashi 100 na asarar akan kowane katin da ya ƙi lokacin da aka ɗora kayan aiki daga baya**, kuma idan baka sake haɗawa da intanit a cikin awanni 24 zuwa 72** ba, ɓoyayyen batch ɗin layi yana ƙarewa gaba ɗaya ($ 0 tattara).
** Canza tikitin babban dala ($ 100+) zuwa wayar hannu Tap-to-Pay / Virtual Terminal ko hanyar biyan kuɗi ta QR nan da nan.** Ga duk wani ma'amala sama da amintacciyar hanyar haɗarin layi ta layi, aiwatar da katin ** kan layi a ainihin lokacin* sama da bayanan wayar salula na 4G/5G ta amfani da app ɗin wayar mai siyar da POS ɗinku (** Matsa don Biya akan iPhone / Android Ajiye kyauta), ta hanyar saka idanu na iPhone / Android. Stripe, ko PayPal Zettle lissafi), ko ta hanyar yin rubutu/bayyana nan take QR Pay-by-Link wanda abokin ciniki ya kammala akan nasu wayar salula ta Apple Pay ko Google Pay.

Me yasa cire haɗin na'ura mai ba da hanya tsakanin hanyoyin sadarwa na POS yayin fita ya karya kicin ɗin ku da firintocin tikitin mashaya

A mafi yawan gidajen cin abinci na zamani da shagunan sayar da kayayyaki (ta amfani da Toast, Square, Clover, Aloha, Micros, ko Lightspeed), allon taɓawa na iPad ko POS yana sadarwa tare da firintocin tasirin zafi na dafa abinci da firintocin ku akan ** Local Area Network (LAN)** ta igiyoyin Ethernet da Wi-Fi na gida, koda lokacin haɗin intanet na waje daga Comcast, Spectrum, BT, ko Rogers ya mutu gaba ɗaya. Manajojin firgita galibi suna cire babban na'urar sadarwa ta POS lokacin da intanet ɗin ya ƙare, wanda nan take ke kashe cibiyar sadarwar cikin gida kuma ta dakatar da oda daga buga a cikin kicin. Kada ku taɓa cire haɗin hanyar sadarwar POS na ciki ko na'ura mai ba da hanya tsakanin hanyoyin sadarwa na POS Wi-Fi; maimakon haka, cire kebul ɗin WAN kawai daga matattun ISP modem kuma toshe shi a cikin shimfiɗar jariri na 4G/5G salula ko haɗa shi zuwa wurin mai sarrafa wayoyi.

POS, intanit, da biyan kuɗi tasha ta yanke yanke shawara¶

flowchart TD
    Start["POS Touchscreen, Fintocin kicin, ko Tashoshin Katin Kiredit Suna Dakatar da Aiki yayin Gush"] --> Diagnose["Mataki 1: Bincika Shafin Matsayin Mai siyarwa akan Wayar Hannu (A KASHE Wi-Fi) <br/>DA Duba Fitilar Modem ISP na gida"]

    Diagnose --> CauseType{"Menene tushen katsewar?"}

    CauseType -->|"1. Yanar Gizon Gida (ISP) Ya Kashe, Amma Mai Siyar da POS Cloud Ya Sama"| LocalFailover["Aiwatar da gazawar hanyar sadarwa ta cikin gida ta Minti 3:<br/>1. KAR a cire haɗin POS na ciki/LAN (yana sa firintocin kicin suna aiki) <br/>2. Canja POS Router WAN zuwa 4G/5G Cellular Failover Cradle KO Hotspot Wayar Waya<br/>3. Idan tasha suna da katunan SIM, juya daga Wi-Fi zuwa Bayanan salula"]

    CauseType -->|"2. Cloud POS/Payment Processor Ya Rasa Duniya"| DoNotLogout["MUHIMMAN DOKA: Kada Ka Fita Ko Factory-Sake Saita Duk wani Tasha<br/>(Fita yayin da girgije ke kulle ku daga menus na gida)"]

    DoNotLogout --> TicketSize{"Menene girman dala na kowane abokin ciniki?"}

    TicketSize -->|"Ƙarƙashin Ƙarƙashin Haɗarin ku (misali, Ƙarƙashin $50 zuwa $75)"| OfflineEMV["Yi amfani da Rufaffen Yanayin 'Kayan Katin-da-Gabawa': <br/>1. Saita rufin ma'amala ta atomatik a cikin saitunan POS<br/>2. Fi son Saka Chip Chip EMV ko Swipe (kowane ka'idodin layi na mai siyarwa; Apple/Google Pay galibi ana toshe shi a layi) <br/>3. Tabbatar da ranar karewa & sake haɗa tashar zuwa intanit cikin awanni 24 don loda tsari"]

    TicketSize -->|"Sama da Haɗarin Ku (misali, $75 zuwa $500+ Shafuna)"| LiveBackup["Aiwatar da Izinin Kan layi na Gaskiya ta Hanyar Ajiyayyen Mai Zaman Kanta:<br/>1. Aikace-aikacen Mai sarrafa Sakandare na Jiran aiki akan Wayar Manajan 5G (Taɓa-don-Biya / SoftPOS) <br/>2. Abokin Ciniki Yana Binciken Lambar QR akan Rasit/Sa hannu don Biya ta Apple Pay / Google Pay akan Nasu 5G<br/>3. Biyan Kuɗi (Amfani da Harajin da Aka Buga Farko & Canza Shet ɗin yaudara)"]

    CauseType -->|"3. Bakin Wutar Lantarki na Gida KO Na'urar Firintocin Gida ta Mutu"| PaperProtocol["Canja zuwa Tikitin Takarda da Manual & Protocol na Gudu: <br/>1. Sanya 1 'Expediter' don sanya lambobin tsari na jeri (#101, #102) <br/>2. Yi amfani da Dupes maras Carbonless Server 3-Ply (Fara=Kitchen, Yellow=Bar/Expo, Pink=Cashier) <br/>3. Ajiye maɓalli na tsabar kudi na inji a rajista don yin canji"]

Mataki na 1: Binciken na mintuna 3 (Kashewar ISP na gida vs. Cloud POS / Outage Processor)¶

Kafin canza canjin aikin ku, kashe daƙiƙa 180 keɓe wanne ɓangaren tarin biyan kuɗi ya gaza. Yadudduka daban-daban suna buƙatar amsawar fasaha dabam dabam.

Kwatanta yanayin gazawar POS 4 da ainihin gyara ga kowane¶

Alama a Kasa	Abin da A zahiri ya kasa	Abin da Har yanzu ke Aiki Yanzu	Matakin Fasaha Nan take
1. Tashoshin katin suna cewa "Kan layi / Ba za a Iya isa Gateway," PC Office Manager bashi da intanet, Matsayin Mai siyarwa shine GREEN	ISP na gida (Cable / Fiber Internet) ya ragu.	Gidan yanar gizon ku na Internal Local Area Network (LAN) har yanzu yana aiki: Tashoshin POS har yanzu suna iya aika odar abinci zuwa firintocin dafa abinci/ mashaya, buɗe aljihunan kuɗaɗe, da adana ɓoyayyen ɓoyayyun katunan layi.	1. Bincika idan na'ura mai ba da hanya tsakanin hanyoyin sadarwa na POS yana da na'ura mai ba da hanya tsakanin hanyoyin sadarwa 4G/5G Cellular Failover Modem wanda aka saka cikin WAN2 (tabbatar yana da sigina). 2. Idan babu shimfiɗar jariri, haɗa tashoshi na hannu ko iPads zuwa Manajan Smartphone WPA2/WPA3 Hotspot na sirri (amfani da ainihin SSID/kalmar sirri don na'urorin biyan kuɗi kawai, ba Wi-Fi baƙo na jama'a ba).
2. Masu buga kicin sun daina buga tikiti, duk da cewa intanet na aiki akan wayoyi	Canja wurin hanyar sadarwa na gida, Kebul na Ethernet na Printer, ko Rikicin IP.	Har yanzu sarrafa katin kiredit na kan layi yana aiki akan tashoshi, kuma gajimare na KDS akan wayar salula yana aiki.	1. Duba tubalin wuta da kebul na Ethernet akan hanyar sadarwa ta hanyar sadarwa a bayan counter. 2. Kashe firintar kicin ɗin da abin ya shafa, riƙe `FEED` maballin don tabbatar da takarda/kanikanci suna aiki, kunna baya. 3. Mayar da firinta na ɗan lokaci a cikin saitunan POS zuwa Bar ko Fitar da Rasit (kuma mai gudu yana tafiya da tikitin mita 6/20 ƙafa zuwa layin kicin).
3. Gudanar da kati ya gaza akan ALL tashoshi (har ma akan wayar salula na 5G), Shafin Matsayin Mai siyarwa yayi JAN *	POS Cloud ko Ƙofar Biyan Kuɗi (misali, Toast, Square, Clover, Fiserv, Worldpay, Chase, Stripe).	Ring up menu na gida, bugun dafa abinci na gida, da aikin aljihun aljihu har yanzu suna aiki IDAN ba ku fita daga tashoshi ba.	1. Hana ma'aikata fita ko sake kunna tashoshi. 2. Kunna Yanayin Biyan Wajen Layi don ƙananan tikiti (<$50-$75). 3. Buɗe aikace-aikacen biyan kuɗi na biyu na Ajiyayyen ** (misali, filin jiran aiki kyauta ko asusu na Tap-to-Biyan a wayar mai sarrafa) don tikiti sama da $75.
4. Bakin Ƙarfin Mai Amfani a Ginin *	Babban Wutar Lantarki (`120V/240V`).	Tashoshin POS na hannu na batir da wayoyin hannu akan wayar salula na 5G har yanzu suna aiki; Ajiyayyen baturi na UPS yana kiyaye babban na'ura mai ba da hanya tsakanin hanyoyin sadarwa da rai na tsawon mintuna 20 zuwa 45.	1. Yi amfani da maɓallin override tagulla wanda aka saka a gaban ko ta ƙasan latch ɗin ɗiyar kuɗi don buɗe rajistar kuɗi. 2. Tsara katunan akan hanun wayar hannu mai ƙarfin baturi ko wayar hannu Taɓa-zuwa-Biya yayin rufe shafukan da ke cikin aminci.

Mataki na 2: Dokoki da tarko na "Kantin Katin-da-Gabawa" Yanayin Katin Kiredit¶

Kusan kowane babban tsarin POS na kasuwanci (Square, Toast, Clover, Shopify POS, Lightspeed, NCR Aloha, Oracle Micros) ya haɗa da fasalin ** Yanayin layi (Shagon-da-gaba) *** fasalin. Lokacin da aka kunna, tashar tashar ta ɓoye bayanan katin abokin ciniki a cikin ƙwaƙwalwar ajiyar kayan aikin sa mai jurewa kuma ta buga rasidi kai tsaye ba tare da tuntuɓar hanyar sadarwar katin ba, yana yin layi don aiwatarwa ta atomatik da zarar haɗin intanet ya dawo.

Koyaya, ** Yanayin Yanar Gizo yana ɗauke da tarkon kuɗi mai tsanani ** wanda kowane manaja dole ne ya sarrafa shi yayin fita:

Dokoki 5 na tilas don Amintaccen Tsarin Yanayin Wajen Layi¶

** Canjawar Alhaki na Kashi 100 zuwa Mai Kariya (Cikin Komawa ko Kariya)**:
Saboda tashar tashar layi ba zata iya tuntuɓar Visa, Mastercard, American Express, ko Ganowa a ainihin lokacin, ** duk katin da kuka goge ko tsoma cikin Yanayin Wasan Waje zai nuna "An yarda / Ajiye" akan allon, koda an sace katin, an soke, yana da ma'auni $ 0 akan katin kyauta da aka riga aka biya, ko kuma bashi da isassun kuɗi**.
Lokacin da intanit ɗin ku ta dawo bayan sa'o'i 4 daga baya kuma rukunin yana loda, ** 3 zuwa 8 bisa dari na ma'amaloli na kan layi yawanci suna ƙi**, kuma ɗan kasuwa ba shi da hanyar dawo da kuɗin da zarar abokin ciniki ya fita daga kofa.
** Saita Tsayayyen Tattalin Arziki na Dala ($50 to $100 Max***:
A cikin Dashboard Manager na POS ɗinku a yanzu, saita ** Iyakar Ma'amalar Wajen Layi** zuwa $50, $75, ko $100 (ya danganta da matsakaicin girman tikitinku da ribar riba).
Kada ka ƙyale ma'aikata su ɗauki shafin cin abinci na rukuni na $450 ko siyan dillalan $600 a cikin Yanayin Kasuwanci da Gabatarwa. Duk wani tikitin da ke sama da hular layinku dole ne a biya shi ta hanyar na'ura mai sarrafa wayar salula, hanyar haɗin QR, ko tsabar kuɗi.
** Sanin Waɗanne nau'ikan Katin Aiki a Yanayin Wajen Waya (Magstripe Swipe vs. EMV Chip vs. NFC mara waya)**:
Daban-daban gine-ginen kayan aikin POS daban-daban suna ɗaukar ɓoyayyen layi daban-daban:
- ** Biyan Layin Layi na Square : Yana goyan bayan ** Magstripe (Swipe), EMV Chip Insert, da ** Mara lamba (Apple Pay / Google Pay / Tap)* akan Rijistar Square na yanzu, Terminal, Tsaya, da kayan aikin Karatu, ** amma sosai baya goyan bayan lambobin katin da aka saka da hannu, * Bayanin Gift Cards, ko Katunan Kyauta na layi, ko Katunan layi
- **Tsarin Fayil ɗin Toast / Yanayin Waya ***: Yana goyan bayan ** EMV Chip da Magstripe Swipe ** har zuwa ƙayyadaddun bayanan bayananku, ** amma yana toshe katunan maɓalli da katunan kyaututtuka da hannu lokacin layi, kuma yayi kashedin cewa wasu guntu EMV ko saitunan mara waya na iya buƙatar fadowa zuwa maɓallin magstripe idan guntu yana buƙatar tabbatarwa ta kan layi.
- **Biyan Biyan Layi na Clover ***: Yana ba da damar karɓar biyan kuɗi ta layi har zuwa kwanaki 7, dangane da ƙayyadaddun ma'amalar ku da jimlar adadin dalar kan layi.
** Doka ta Aiki ***: Idan abokin ciniki yayi ƙoƙari ya taɓa Apple Pay ko tsoma ƙaƙƙarfan kan layi-kawai zare kudi / katin EMV wanda aka rigaya ya biya a lokacin kashewa ta layi kuma tashar ta ƙi shi, cikin ladabi ka tambayi abokin ciniki don ** share majigin katin zahiri ** ko bincika hanyar haɗin biyan kuɗi ta wayar salula ta QR.
** Bincika Katin Jiki a gani don Katunan Kyauta da aka riga aka biya da kwanakin ƙarewa**:
Horar da masu cashiers da sabobin a lokacin da ba a layi ba don kallon katin: ** ƙin katunan kyauta na Visa/Mastercard wanda ba za'a iya sakawa ba a Yanayin Wuta na Waje** (abokan ciniki akai-akai suna ba da katin kyautar $1.12 da aka riga aka biya kafin lokaci tare da sanin rajistar ba ta layi ba), tabbatar da ranar karewa ba ta wuce ba, kuma ta dace da ƙwaƙƙwaran / bugu a kan matsakaicin sunan mai hoto.
*Agogon Ƙarfafawa na Sa'o'i 24 zuwa Sa'o'i 72:
Rufaffen alamun biyan kuɗi na layi da aka adana a cikin tashar POS ko iPad ** baya dawwama har abada**.
Misali, ** Kuɗin layi na square yana ƙare har abada idan takamaiman iPad, wayowin komai da ruwan da aka biya ba a sake haɗa su da intanet cikin sa'o'i 24** (akan tsofaffin nau'ikan software) zuwa ** awanni 72 na biyan kuɗin layi na farko, kuma kawai lokacin da ** POS app ya kasance a buɗe a gaba.
Kafin manajan rufe ku ya koma gida yau da daddare: Idan ISP ginin ku ya mutu a lokacin rufewa, ** kunna hotspot na wayar hannu kuma haɗa kowane tashoshi na hannu da tasha zuwa wannan hotspot na mintuna 15** tare da buɗe POS app har sai "Biyan Layi na kan layi: 0" jerin gwano gaba ɗaya ya faɗo kuma ya loda zuwa mai sarrafawa.

Mataki na 3: Dokokin Biyayyar Gaggawa na PCI-DSS (Me yasa "Masu Fitar da Takarda" da Lissafin Rubutu sun mutu)¶

A lokacin da aka tsawaita lokacin aiki, babu makawa wani a cikin ma’aikatan ku zai ba da shawarar: “Bari mu rubuta lambar katin kiredit mai lamba 16 na kowane abokin ciniki, kwanan watan ƙarewa, da lambar CVV mai lamba 3 a bayan rasidin su kuma a buga su duka a cikin tashar gobe da safe.”

Hana wannan al'ada nan da nan. Yin haka yana fallasa kasuwancin ku ga bala'i na kuɗi da da'awar zamba:

Abin da PCI-DSS v4.0 Ya Hana Tsaye da Me Shari'a¶

Ajiye lambar CVV/CVC2 mai lamba 3 ko 4 Digit Ba Ba bisa Ka'ida ba A Duk Wani Hali (PCI-DSS Req. 3.2):
Karkashin Ka'idodin Tsaro na Bayanan Masana'antu na Katin Biyan Kuɗi, ** Bayanan Tabbatar da Gaskiya (SAD)**, musamman CVV mai lamba 3 a bayan Visa/Mastercard/Discover da CID mai lamba 4 a gaban American Express, ** ba za a taɓa adana shi ta kowane tsari (dijital ko takarda) da zarar an kama ma'amala ko izini ***, koda na mintuna 10.
Bugu da ƙari, rubuta cikakken lambobi 16 na Primary Account Numbers (PANs) akan pads ɗin da ba a ɓoye ba zaune a kan mashaya ko uwargidan tsayawa akai-akai yana kaiwa ga ma'aikaci marar gaskiya ko mai kallo yana ɗaukar takarda tare da wayar hannu, wanda ke haifar da tuhume-tuhume da yawa akan katunan abokan cinikin ku, ** Common Point of Purchase (CPP), zamba na $ 5, Visa/Master $ 5. bincike na PFI na forensic, da kuma jeri na dindindin a cikin jerin baƙaƙen Fayil ɗin Kasuwanci (TMF)***.
** Me yasa Tsohuwar Injiniyan "Knuckle-Buster" Carbon Imprinters Ba Su Da Aiki ***:
Kusan duk katunan kuɗi na zamani da katunan zare kudi da aka bayar bayan 2020 (ciki har da Katin Apple, Chase, Capital One, Amex, da katunan Turai / UK / Kanada) sune ** katunan Laser da aka buga tare da sifili waɗanda aka ɗaga lambobi **, ma'ana injin na'ura mai ɗaukar hoto yana samar da zamewar carbon ɗin gaba ɗaya, kuma na'urori masu sarrafawa ba su ƙara karɓar ragi na bugu na hannu ba tare da ba da izini ba.
**Hanyar Amintacciya, Hanyar Yarda da PCI don Gudanar da Mahimman Shafukan Mahimmanci yayin Jimillar Kashewa ***:
** Zabin A, Mai sarrafa Na biyu "Taɓa-don-Biya akan iPhone / Android" (Hanya mafi kyau) **: Kowane kasuwanci yakamata ya kula da asusun ajiyar kuɗi na kowane wata ** (misali, idan babban POS ɗin ku shine Toast ko Clover, kiyaye asusun Square ko Stripe wanda aka sanya akan babban manajan wayar hannu). Domin iPhones (iPhone XS and newer) da wayoyin Android na zamani sun gina kwakwalwan NFC a ciki waɗanda ke tallafawa ** Matsa don Biya akan iPhone / Android ** tare da dongle na waje na waje da ake buƙata, manajan ku na iya tafiya zuwa kowane tebur ko yin rijista kuma danna katin abokin ciniki ko Apple Pay kai tsaye akan wayar mai sarrafa kan bayanan salula na 5G a cikin daƙiƙa 10.
** Zabin B, Binciken Kai na Abokin Ciniki ta hanyar QR Code Bugawa ("Biyan-da-Haɗin kai") ***: Ƙirƙirar sake amfani da ** Lambobin QR na Biyan kuɗi ** daga Stripe, Square, PayPal, ko Venmo don gaban dashboard ɗin Kasuwanci kuma buga kwafi 5 da aka buga zuwa tantunan tebur na filastik a rajistar. Abokin ciniki yana duba lambar QR ta amfani da ** kyamarar wayar ta nasu akan bayanan salula nasu **, suna nau'ikan a cikin ainihin dala na karɓar kuɗinsu (tare da tip), kuma suna buga ** Biya tare da Apple Pay / Google Pay yayin nuna mai siyar da allon tabbatarwa kore.
** Zabin C, Tabbatar da Invoice na Abokin Ciniki na yau da kullun / Sanannen Abokan Hulɗa (B2B, Likita, Salon, Sabis, ko Abincin Abinci mai Ƙarshe): Don amintattun abokan ciniki waɗanda ba su da kuɗi ko walat ta hannu yayin jimlar wayar hannu / duhu, rikodin ** kawai *** abokin ciniki ** Cikakken Suna, Lambar Wayar hannu, Adireshin Imel, Tabbataccen Ma'auni na Hoto, da samun daidaitattun dala da aka sanya hannu. bashi ***, kuma aika musu da rufaffen Rubutu-zuwa-Biya/Haɗin daftarin imel lokacin da tsarin ya dawo.

Mataki na 4: Gudun ƙasa a kan takarda ("Katin Crash" don Kitchens, Bars, da Retail Retail)¶

Lokacin da hanyar sadarwar gida ta sauya fries ko kuma kashe wutar lantarki ta kashe allon nunin Kitchen Nuni (KDS) da firintocin zafi, hargitsi ya barke a cikin dafa abinci a cikin mintuna 3 sai dai idan kun canza nan da nan zuwa ingantaccen Tikitin Tikitin Takarda & Katin Kuɗi**.

1. Kushin Sabar Carbonless 3-Ply ("Tsarin Dupe") don Gidajen Abinci da Bars¶

Ajiye tari na ** lambobi 3-kashi na carbonless check pads ** (Fara / rawaya / ruwan hoda) a cikin ** Akwatin Crash POS na gaggawa** a ƙarƙashin tsayawar mai watsa shiri: - ** Farar Babban Kwafi (Layin Kitchen): Wanda aka keɓance ** Mai Rundunan Tikitin ya isar da shi ga Mai Bayar da Abinci, wanda ya zana shi zuwa titin tikitin cikin tsayayyen tsari. - ** Kwafi na tsakiya na Yellow (Bar / Tashar Abin Sha): An jefar a mashaya sabis don abubuwan sha. - ** Kwafin Hard Hard (Zai tsaya a Tebur / Cashier): Ana amfani da shi don ƙididdige jimlar baƙo, harajin tallace-tallace, da biyan kuɗi a ƙarshen abincin. - ** Dokokin Gajarta Madaidaici *: Faɗa wa sabobin su rubuta a sarari a cikin manyan manyan toshe ta amfani da lambobin wurin zama (S1, S2, S3, S4) kuma rubuta ainihin tamburan lokaci na mintuna 5 a saman dama na kowane tikitin don haka shugaba ya san tsarin tikitin.

2. The Laminated "Sales Tax & Quick-Math Cheat Sheet"¶

Lokacin da aka tilasta masu cashiers da mashaya yin ƙididdige yawan adadin harajin tallace-tallace na gida (misali, 8.25% ko 8.875% ko 13% HST ko 20% VAT) da hannu akan na'ura mai ƙididdigewa yayin da abokan ciniki 30 ke jira a layi, kurakuran lissafi suna jinkirin dubawa da kashi 400. - Tafe wani Gidajen Lissafin Haraji na Tallace-tallacen da aka riga aka ƙididdige *** kusa da aljihun aljihun kuɗi (jera kuɗin harajin da ya gabata daga $1 zuwa $100 da ainihin adadin harajin da ya haɗa da jimlar) ko canza allon menu na gaggawa na ɗan lokaci zuwa ** Farashin Dala na Haɗa Haraji (misali, zagayawa $9.20 + harajin da aka haɗa zuwa ko da. masu cashiers kawai suna buƙatar $1, $5, $10, da $20 takardar kudi da tsabar tsabar sifili).

3. Yin Sulhuwa Tsakanin Cash Drawer da Batch Batch Bayan Farfaɗo¶

Da zarar POS da intanet ɗin ku sun dawo kan layi: 1. **Rushe Batches Katin Layi Na Farko ***: Tabbatar da cewa kowane tasha yana nuna 0 Ma'amalolin Wajen Layi na jiran aiki kafin a rufe Ƙarshen Ranar ku (EOD). 2. ** Ring A Tikitin Kuɗi na Takarda Zuwa "Sautun Waje" Buɗe Abu ***: Don haka raguwar kayan ku, biyan harajin tallace-tallace, da rahoton sabar uwar garken sun kasance daidai da 100 bisa 100 ga mai lissafin ku da hukumomin haraji, ku ringa riƙe kwafin ruwan hoda na duk ** Cash *** da ** Sakandare-App (Square/Stripe ckup) ta amfanda maballin maɓalli na musamman) mai lakabi External Backup Processor / Outage Cash.

Mataki na 5: Alamar abokin ciniki a zahiri da rubutun ma'aikata yayin fita¶

Rubutun 1: Ƙofar Gaba & Alamar Tsayar da Mai watsa shiri (Hana Walkouts da Mamakin Fushi a Rijistar)¶

Kada ku jira har sai bayan abokin ciniki ya ci abinci ko ya kwashe mintuna 30 yana cika motar sayayya don gaya musu tsarin katin kiredit ɗin ku ya ƙare. Sanya alamar haske, kwanciyar hankali a ƙofar kuma yi rajista nan da nan:

** Sanarwa Ɗaukaka TSARI na wucin gadi
"Cibiyar hanyar biyan kuɗin mu ta farko tana fuskantar ɗan taƙaitaccen ƙarewar yanki gabaɗaya, amma * MUNA BUDE KUA MUNA HIDIMAR CIKAKKEN MENU / KYAUTATAWA.
A halin yanzu muna karba:
- *** Cash *** * (ATM dake a [wuri, mita 50 / nisan ƙafa 160])
- *** Katunan Taɓa-don-Biya mara Lambobi *** * (har zuwa $[75] akan rajista, ko kowane adadin ta tashar Manajan Wayar mu)
- *** Apple Pay, Google Pay, & Venmo/PayPal QR Scan *** * daidai daga wayarka
Na gode da hakurin ku da goyon bayan da kuke bamu a yau."

Rubutun 2: Rubutun De-Escalation Server/Mai Kuɗi a Tebura ko Ƙididdigar Dubawa¶

*"Kafin mu rufe cak ɗinku a yau, ina so in sanar da ku babban mai samar da intanet ɗinmu yana ɗan ɗan gajeren lokaci a kan toshe, don haka allon kwamfutar mu yana gudana a hankali fiye da yadda aka saba. Idan jimlar ku ta kasa da $ [75], zan iya danna ko swipe katin jikin ku a nan cikin yanayin layi, ko kuma kowane adadin zan iya kawo kan wayar mu ta wayar salula ko ba ku damar bincika lambar wayar mu mai sauri ta Apple Pay akan Google Pay?

Rubutun 3: Abin da Za A Fadi Idan Abokin Ciniki Ya riga ya Ci (ko Tushen Man Fetur / Karɓi Sabis) kuma Yana da Hanyar Biyan Kuɗi kawai.¶

"Na fahimci gaba daya cewa kun kawo [Digital Corporate Card / App] ne kawai a yau kuma matsalar sadarwar mu ta kasance kashi 100 akan tsarinmu, ba akan ku ba. Ba kwa buƙatar jira a kusa ko damuwa, idan zaku iya rubuta sunan ku, lambar wayarku, da adireshin imel ɗinku a bayan wannan rasit ɗin da aka ƙera kuma ku nuna mini ID ɗin ku don in tabbatar da sunan ku, za mu dawo muku da safiya ta hanyar yanar gizo sau ɗaya a kan layi. daga gida."

Tambayoyin da ake yawan yi¶

If I accept credit cards in Offline Mode during an internet outage and some of the cards decline when the internet comes back on, will my POS company reimburse me?

No. Every POS and payment processor agreement (including Toast, Square, Clover, Shopify, and Lightspeed) explicitly states that when a merchant enables **Offline Mode (Store-and-Forward)**, the **merchant assumes 100 percent of the financial liability** for any card that is later declined for insufficient funds, expired dates, frozen accounts, or chargeback fraud when the offline batch is uploaded. Furthermore, if you fail to reconnect the specific terminal that took the offline payments back to the internet within the processor expiration window (24 to 72 hours depending on the platform), the encrypted tokens expire permanently and cannot be charged at all. Always set a per-transaction dollar limit (such as $50 to $100) in your offline settings and use a live cellular backup app for larger tabs.

Why can't my staff just take a photo of a customer's credit card or write the 16 digits and CVV on a sticky note until the internet comes back up?

Writing down or photographing credit card numbers and 3-digit CVV security codes violates **PCI-DSS Requirement 3.2 and 3.3**, which strictly prohibits storing Sensitive Authentication Data (CVV/CVC) in any form after authorization or storing unencrypted card numbers. In practice, paper lists of credit card numbers sitting at a busy counter are a primary source of internal theft and data breaches; if even three customers whose cards were written on your paper pad report fraudulent charges the next week, card brands can flag your business as a **Common Point of Purchase (CPP) breach**, fine your business tens of thousands of dollars, and terminate your ability to accept credit cards entirely.

Why did Apple Pay and Google Pay stop working when my terminal switched into Offline Mode?

Depending on your POS hardware and how the customer's issuing bank configured their card cryptogram rules, many **EMV Contactless (NFC Tap)** and mobile wallet transactions (Apple Pay / Google Pay) require an **online real-time cryptographic authorization (`ARQC`)** from the issuing bank over the internet and will refuse to complete in offline mode. When your terminal is operating in Offline Store-and-Forward mode, instruct cashiers to ask the customer for a **physical credit card** to insert (EMV chip) or swipe (magstripe), or have the customer scan a **QR Payment Link** on their own smartphone using their phone's cellular data.

How can I permanently prevent my POS and kitchen printers from going down the next time our internet provider has an outage?

Build a **$150 two-layer POS resilience kit** before your next rush: First, plug your POS network router, main network switch, and kitchen receipt printers into a **1500VA Uninterruptible Power Supply (UPS) battery backup** ($140) so power flickers never reboot your router (which takes 5 minutes to re-sync). Second, add a **$10 to $25/month 4G/5G LTE Cellular Failover Modem** (such as a Cradlepoint, Peplink, or your POS vendor's managed cellular backup stick) into the secondary WAN port of your POS router so local internet outages switch to cellular data automatically in 3 seconds. Third, install a **free secondary payment app** (like Square or Stripe Tap-to-Pay) on the manager smartphone so you have an independent processor if your primary POS cloud ever goes down nationwide.

Jagora masu alaƙa¶

An duba tushe¶

Majalisar Matsayin Tsaron Masana'antu na Biyan Kuɗi (PCI SSC): *PCI Data Security Standard (PCI-DSS) v4.0, Bukatun 3.2 (Hani kan Adana Bayanan Tabbatar da Mahimmanci / CVV2 / CVC2 / CID Bayan Izini) da Buƙatun 3.3 (Masking da Kariya na Lambobin Asusu na Farko, da Pari Offer) Matsalolin Katin-Yanzu.
EMVCo: * EMV Haɗin Katin Keɓaɓɓen Katin don Tsarin Biyan Kuɗi, Tabbacin Bayanan Wajen Layi (SDA, DDA, CDA), Iyakokin Tasha, da Cryptogram-Online kawai (ARQCvs. Yarda da Kan layiTC) Dokoki*.
Manyan Takaddun Tsarin Kasuwancin POS Platform na Kasuwanci: * Ka'idar Biyan Kuɗi ta Wajen Layi (Karewawar Sa'o'i 24 zuwa-72 da Sharuɗɗan Lamuni), Yanayin Wajen Lantarki na POS / Tsarin Bayan Fage & Kayan Kayan Kayan Abinci na LAN Architecture, Ƙayyadaddun Bayanan Biyan Layi na Clover, da Sayayyar Matsayin POS.
Ƙungiyar Kariyar Wuta ta Ƙasa (NFPA): * NFPA 101 Lambar Tsaro ta Rayuwa (Rayuwar 1.1-Mita / 44-inch Egress Corridors da Hasken Gaggawa a Lokacin Kasuwanci / Taro da Ƙarfin Tsarin) *.