Kubona kashe y'ibiribwa byihuse (SNAP) na Medicaid mugihe udafite inzu¶

Guhura no kutagira aho uba, kuba mu modoka, kuguma mu buhungiro bwihutirwa, cyangwa kuryama ku buriri by'agateganyo ntibikubuza kubona ubufasha bw'imirire rusange, ubwishingizi bw'ubuzima, cyangwa amafaranga yihutirwa. Imwe mu migani ikunze kugaragara kandi iteje akaga kumuhanda nuko ugomba kuba ufite ubukode bwamazu, fagitire yingirakamaro, cyangwa agasanduku k'iposita kumubiri mbere yuko ibiro bishinzwe imibereho myiza yintara bikwemerera gusaba gahunda yinyongera ifasha imirire (SNAP, ahahoze ari kashe y'ibiribwa), Medicaid, cyangwa Ubufasha rusange (GA). Mu mategeko ya leta zunze ubumwe z’Amerika, kimwe n’amategeko agenga imibereho myiza y’abaturage muri Kanada, Ubwongereza, n’Umuryango w’ubumwe bw’ibihugu by’Uburayi, ibigo bishinzwe inyungu rusange birabujijwe mu buryo bwemewe n'amategeko kwanga icyifuzo cyawe kubera gusa ko udafite aho uba nijoro.

Mugihe ufite zeru zeru, munsi y $ 100 mumafaranga yamazi, kandi nta gisenge gihamye hejuru yumutwe wawe, gutegereza iminsi 30 kugeza 45 kugirango bureaucracy itunganyirize ibiryo cyangwa gusaba ubuvuzi nikibazo gikomeye cyo kubaho. Amabwiriza ya federasiyo ashyiraho byumwihariko inzira yihutirwa izwi nka ** Iminsi 7 Yihuta SNAP **, hamwe na ** Presumptive Eligibility ** na ** 90-90-ya Retroactive Coverage ** ya Medicaid, yagenewe gushyira ikarita ikora ya elegitoroniki Yunguka (EBT) kandi ikora ibikorwa byubuvuzi mumaboko yawe muminsi mike, cyangwa no kumunsi wa nyuma ya saa sita, kabone niyo waba wabuze ikotomoni yawe. Aka gatabo kagendagenda ku ntambwe ku yindi binyuze mu gutanga urupapuro rumwe rukurura imbarutso, ukirengagiza kwanga abanditsi mu buryo butemewe n'amategeko, gusaba kugabanywa amazu adafite aho kuba, kugura amafunguro ashyushye yateguwe binyuze muri gahunda yo kurya amaresitora (RMP), no kurinda amafaranga yawe ya EBT kwirinda ikarita ya elegitoroniki.

Kora ubu¶

1. ** Hagarika ikibazo icyo ari cyo cyose cy’ubuvuzi cyangwa inzara ako kanya.911 muri Amerika no muri Kanada, 112 hirya no hino mu muryango w’ubumwe bw’ibihugu by’Uburayi, 999 mu Bwongereza) dukoresheje ibyacu nimero yihutirwa ububiko. Muri Leta zunze ubumwe z’Amerika, EMTALA ishinzwe ubuvuzi bwihutirwa bwo kuvura no gutanga akazi (EMTALA), ishami ryihutirwa ry’ibitaro rigomba kugusuzuma no kuguhagarika utitaye ku bwishingizi cyangwa ubushobozi bwo kwishyura.
2. ** Tanga icyifuzo cya SNAP uyumunsi ufite izina ryawe, aderesi yawe (cyangwa "Utagira aho uba"), n'umukono wawe kugirango utangire isaha yiminsi 7 yemewe. umukono. Ntutegereze gukusanya impapuro mbere yo gutanga urupapuro rwa mbere.
3. ** Andika mu buryo bweruye "SERIVISI ZITANZWE ZISABWA - ZERO INCOME / URUGO" hejuru yukwisaba kwawe. Ikarita ya EBT muri ** iminsi 7 yingengabihe **.
4. ** Saba Kurenza-Counter (OTC) ububiko bwa EBT gutanga ikarita kubiro byintara aho kohereza ubutumwa.
5. ** Ntuzigere ureka ikigo gihakana SNAP yawe yiminsi 7 kuko watakaje indangamuntu yawe. uruhushya rwo gutwara cyangwa indangamuntu ya leta.
6. ** Saba kwagura Medicaid ku idirishya rimwe cyangwa unyuze mu kigo nderabuzima cyujuje ibyangombwa (FQHC).

Kuzuza iminsi 7 yihuta SNAP (Ibiribwa byihutirwa)¶

Muri Reta zunzubumwe zamerika, Gahunda yinyongera ifasha imirire (SNAP) igengwa n amategeko agenga ibiribwa nimirire yo muri 2008 kandi ikayoborwa na ** Amerika. Ishami rishinzwe ubuhinzi (USDA) Serivisi ishinzwe ibiryo nimirire (FNS) **. Mugihe porogaramu isanzwe ya SNAP ishobora gufata iminsi 30 yingengabihe yo gutunganya, amategeko ya federasiyo ategeka ko byihutirwa ** 7-kalendari-umunsi ** ihinduka ryimiryango itishoboye.

Ibizamini bitatu byemewe n'amategeko kuminsi 7 yihuse SNAP (7 CFR § 273.2 (i) (1))¶

Urahita wuzuza iminsi 7 Yihuse yo gutunganya SNAP niba urugo rwawe rwujuje ** icyaricyo cyose ** mubintu bitatu bikurikira bikurikira byemewe mukwezi kwa kalendari usaba:

1. ** Ikizamini cya 1 (Amafaranga yinjiza make n’umutungo w’amazi): ** Urugo rwawe rufite ** munsi y $ 150 mumafaranga yinjiza buri kwezi ** KANDI umutungo wawe wamazi (amafaranga kumaboko, kugenzura konti, konti yo kuzigama, cyangwa amakarita yo kubitsa mbere) yose hamwe ** $ 100 cyangwa munsi ya **.
2. ** Ikizamini cya 2 (Ikiguzi cyikibanza kirenze ibyinjira n’amafaranga): ** Urugo rwawe rwinjije amafaranga yinjiza buri kwezi hamwe n’amafaranga y’amazi ari ** munsi y’ubukode bw’urugo rwawe buri kwezi cyangwa kwishyura inguzanyo hiyongereyeho amafaranga ya Leta asanzwe akoreshwa (SUA) **. (Ibi bikunze gukoreshwa kubantu babuze akazi cyangwa baba mucyumba cya motel igura amafaranga arenze amafaranga basigaye).
3. ** Ikizamini cya 3 (Destitute Migrant or Seasonal Workers Workers): ** Urugo rwawe rurimo abimukira cyangwa ibihe byigihembwe bafite umutungo wamazi ni amadorari 100 cyangwa arenga kandi amafaranga yinjiza aheruka guhinga mbere yarangiye.

Uburyo 7-kalendari-umunsi isaha yemewe ikora¶

• ** Umunsi 0 niwo munsi wo gutanga: ** Ibarura ryiminsi 7 ritangira umunsi ukurikira icyifuzo cyawe cyasinywe kigeze ku biro byintara (cyangwa umunsi wakazi utaha iyo watanzwe kumurongo muri wikendi).
• ** Igenzura ryasubitswe kugenzura (7 CFR § 273.2 (i) (4) (iii)): ** Iri ni ryo tegeko ryingenzi cyane kubasabye badafite amazu. Kugirango wuzuze iminsi 7, itegeko rya federasiyo risaba uwashinzwe umutekano gusubika ** gusubika (kureka by'agateganyo) ** ibisabwa byose byo kugenzura bisanzwe, nk'amabaruwa yahoze atandukanya umukoresha, impapuro za banki, kugenzura nimero yubwiteganyirize, cyangwa ibyemezo byo gutura, usibye ** Indangamuntu **. Indangamuntu yawe imaze kwemezwa, ikigo kigomba gutanga inyungu zukwezi kwa mbere SNAP mugihe cyiminsi 7 kandi iguha iminsi 30 yo gutanga ibyangombwa bisigaye mumezi akomeje.

flowchart TD
    A["Idosiye yasinywe na SNAP Porogaramu (Mark 'Inzu idafite / Zero Yinjiza')"] --> B{"Wuzuze Ibipimo byiminsi 7 byihuse? (Amafaranga yinjiza <$ 150 & Cash <= $ 100)"}
    B -->|Yes| C["Isaha-Iminsi 7 Yemewe Iratangira Ako kanya"]
    B -->|No| D["Ibisanzwe-Iminsi 30 SNAP Gutunganya"]
    C --> E{"Ufite indangamuntu ya leta?"}
    E -->|Yes| F["Kugenzura Indangamuntu hamwe nindangamuntu cyangwa Idosiye ishaje"]
    E -->|No| G["Kugenzura Indangamuntu ukoresheje Guhuza Ingwate (7 CFR 273.2 (f))"]
    F --> H["Gusubika Ibindi Byagenzuwe"]
    G --> H
    H --> I["Tora Ikarita ifatika ya EBT Kurenza-Counter kumunsi wa 7"]
    I --> J{"Wiyandikishije muri Gahunda ya Restaurant ya Leta (RMP)?"}
    J -->|Yes (Unhoused / Elderly / Disabled)| K["Ikarita Yanditseho Ibiribwa Byombi hamwe nibiryo byateguwe bya resitora"]
    J -->|No| L["Ikarita Ikora kubiribwa bikonje, Imbuto, nibintu bikonje"]

Kunesha inzitizi "Nta Aderesi Ihamye" na "Nta ID Ifoto"¶

Abakarani b'imbere ku biro bishinzwe imibereho myiza y'intara rimwe na rimwe bahindura abantu badafite amazu basaba amasezerano y'ubukode, urupapuro, cyangwa uruhushya rwo gutwara ibinyabiziga rutararangira mbere yo gutanga ibyifuzo. Kumenya neza imirongo ya federasiyo ihagarika guhinduka bitemewe n'amategeko ako kanya.

1. Kugaragaza aho leta ituye idafite aderesi ihamye (7 CFR § 273.3)¶

Mu mategeko ya federasiyo ** 7 CFR § 273.3 (a) **, ibihugu birabujijwe rwose gusaba uwasabye kuba mu nzu ihoraho cyangwa kugira aderesi ya posita kugira ngo yemererwe na SNAP.

• ** Ibyo wandika kubisabwa: ** Mu gasanduku ka "Aderesi yo guturamo", andika ** "Utagira aho uba - utuye [Izina ry'Umujyi / Intara]" ** cyangwa usobanure aho uherereye hafi ya nijoro (urugero, *
• ** Nigute wakira amatangazo yikigo giteganijwe: ** Mugihe udakeneye aderesi yo guturamo, UKORA ukeneye inzira yizewe yo kwakira paki zivugurura hamwe namatangazo yo kumva kugirango inyungu zawe ntizigabanuke nyuma y amezi 6. Koresha bumwe muri ubwo buryo bune bwemewe n'amategeko:
• ** Gutanga muri rusange ku biro bikuru by'iposita: ** Umuntu uwo ari we wese ashobora kwakira amabaruwa abinyujije kuri ** USPS Itangwa rusange ** ku biro by'iposita byagenwe mu mujyi cyangwa umujyi uwo ari wo wose (ubarizwa: Your Full Legal Name, General Delivery, City, State, ZIP-9999).
• ** Ubuhungiro bwumunsi cyangwa ubutumwa bwohereza ubutumwa: ** Ibigo byinshi byumunsi byitaweho (CoC), ibice bya Mutagatifu Visenti wa Paul, imyanya yingabo z’agakiza, n’amavuriro y’ubuvuzi bwo mu muhanda bituma abakiriya badafite amazu bakira amabaruwa ya DSHS / DHS ku meza yabo.
• ** Ibiro bishinzwe imibereho myiza yintara "Fata Mail / Uzahamagara" Idirishya: ** Mu ntara hafi ya zose, Ishami ry’Imibereho Myiza y'Abaturage ryemerera abadahabwa amazu gukoresha aderesi ya ** y’ikigo cy’intara ** nk'aho babarizwa kandi bagatora amatangazo kuri lobby "Window Mail Window" rimwe mu kwezi.
• Paperless Electronic Portal & SMS Alerts: Enroll in your state's mobile benefits app (such as BenefitsCal in California, ACCESS HRA in New York City, Your Texas Benefits, or ACCESS Florida) and select Electronic Notices so every interview reminder and renewal notice arrives directly as a PDF on your phone or email.

2. Verifying identity without a driver's license or state ID (7 CFR § 273.2(f)(1)(vii))¶

If your wallet was stolen or lost during an encampment sweep, do not walk away from the benefits office. Federal regulation 7 CFR § 273.2(f)(1)(vii) explicitly states: "The State agency shall accept any documents which reasonably establish the applicant's identity, and no requirement for a specific type of document, such as a birth certificate, may be imposed."

If you have zero physical documents, the regulation mandates that the caseworker verify your identity through a Collateral Contact:

• How a Collateral Contact works: A collateral contact is an oral or written confirmation of your identity made by a third party outside your household who knows who you are.
• Who can serve as your Collateral Contact right now: Ask the caseworker to dial the phone number of a shelter intake coordinator, a soup kitchen director, a street outreach worker, a probation or parole officer, a hospital social worker, a clergy member, a former landlord, or even a friend or relative. Once that person answers the phone and states, "Yes, I know [Your Name] personally and can confirm their identity," the federal identity requirement for 7-day Expedited SNAP is 100 percent legally satisfied.
• Internal agency database match: If you ever received SNAP, Medicaid, TANF, or unemployment in that state in the past, even 10 years ago, ask the worker to check their historical MEDS / Client Index / DMV photo interface. An existing profile in the state's computer system satisfies identity verification without needing any new card.

Defining your "SNAP Household" when couch-surfing or in a shelter¶

A common mistake that ruins SNAP eligibility for unhoused people who are temporarily sleeping on a friend's couch, staying in a crowded motel room, or sharing a multi-person tent is listing everyone under that roof on the application.

The "Purchase and Prepare Food Together" rule (7 CFR § 273.1)¶

For SNAP purposes, a "household" is not defined by who lives under the same roof or shares a campsite; it is defined by who customarily purchases food and prepares meals together.

• If you are couch-surfing or staying temporarily with friends/relatives: As long as you buy, store, and prepare your own food separately from the people whose couch or floor you are sleeping on (and they are not your legal spouse, your child under age 22, or your parent if you are under age 22), you are a separate SNAP household of one (1).
• Why this matters: If you list your host's family as part of your household, the agency will demand all of your host's pay stubs and count their income against you, disqualifying you and potentially scaring your host into kicking you out. On the application, list the people staying at the address if asked, but check the box marked "No - We do NOT purchase and prepare food together" and carry a two-sentence note signed by your host stating: "[Your Name] is staying on my couch temporarily, pays $0 rent, and buys and prepares all food completely separately from my household."
• Emergency shelters and domestic violence safe houses: Residents of public or private non-profit homeless shelters or domestic violence shelters are always treated as separate individual households from other shelter residents. (Furthermore, if you fled an abuser whose household was already receiving SNAP with your name on their case, federal rule 7 CFR § 273.11(g) allows residents of domestic violence shelters to be removed from the abuser's SNAP unit immediately and certified for their own separate SNAP allotment in the same month).

Maximizing your monthly SNAP allotment: deductions and ABAWD exemptions¶

Even if you have a small amount of part-time, day-labor, panhandling, or disability income, claiming the right statutory deductions ensures you receive the maximum monthly EBT allotment.

Protecting yourself from the ABAWD 3-month cutoff (Work Requirements)¶

Under federal SNAP rules, Able-Bodied Adults Without Dependents (ABAWDs) aged 18 through 54 are normally restricted to just 3 months of SNAP benefits in a 36-month period unless they work or participate in a qualifying training program for at least 80 hours per month (20 hours per week). However, you are legally exempt from the ABAWD time limit if you fall into any of these categories:

1. You are experiencing homelessness: Federal law explicitly exempts individuals who lack a fixed and regular nighttime residence (including anyone sleeping in a shelter, a warming center, a hallway, a vehicle, an encampment, or temporarily staying in another person's residence for no more than 90 days) from the ABAWD 3-month cutoff. Make sure your caseworker codes your case file with the "Homeless Exemption" flag so the automated computer system does not terminate your EBT card after 90 days.
2. You are a Military Veteran: Any person who served in the U.S. Armed Forces (including the Reserves or National Guard), regardless of discharge status in most guidance, is federally exempt from ABAWD time limits.
3. You are aged 24 or younger and were in foster care on your 18^th birthday.
4. Physical or Mental Unfitness for Employment: If you struggle with chronic pain, trench foot, untreated trauma, depression, PTSD, substance use recovery, or any physical or mental health barrier that makes working 20 hours a week difficult, you do not need to be receiving SSI/SSDI to be exempt. Under 7 CFR § 273.24©(2), a simple one-page medical exemption form signed by a clinic doctor, nurse practitioner, physician assistant, psychologist, social worker, or even direct visual observation by the eligibility worker permanently pauses the work requirement.

Using the Restaurant Meals Program (RMP) when you have no kitchen¶

Standard SNAP rules prohibit buying hot prepared food at grocery stores or restaurants because the program assumes recipients have a stove and refrigerator at home. However, under the SNAP Restaurant Meals Program (RMP), households where all members are homeless, elderly (age 60 or older), or disabled can swipe their EBT card at participating restaurants (such as Subway, El Pollo Loco, Jack in the Box, Burger King, Pizza Hut, and local diners) to purchase hot, cooked meals.

• States currently operating RMP (statewide or in major counties): California (statewide CalFresh RMP), Arizona, Illinois, Maryland, Massachusetts, Michigan, New York, Rhode Island, and Virginia.
• How to activate RMP: RMP is not turned on automatically unless your case file is coded as "Homeless" (or Elderly/Disabled). During your intake interview, explicitly ask the worker: "Please verify that my EBT card is coded for the Restaurant Meals Program (RMP) because I lack access to cooking and refrigeration facilities."

Getting full Medicaid coverage with zero income and no address¶

Having active health insurance while unhoused is life-saving: it pays for emergency room visits, inpatient hospitalization, antibiotics, wound care supplies, insulin, psychiatric medications, buprenorphine/methadone treatment, dental extractions, eyeglasses, and free non-emergency medical rides (NEMT) to clinics.

1. MAGI / Expansion Medicaid for Adults (19 to 64)¶

In the 40 US states plus Washington, D.C. that have adopted Medicaid Expansion under the Affordable Care Act (ACA), any citizen or qualifying immigrant aged 19 to 64 whose current monthly income is at or below 138 percent of the Federal Poverty Level (roughly \(1,732/month for a single individual, which includes **\)0.00/month**) qualifies for full Medicaid:

• Zero asset test: For MAGI Expansion Medicaid, the agency does not look at bank accounts or whether you live in a car.
• Point-in-time monthly income: Even if you earned too much money earlier in the year before losing your job and housing, Medicaid looks at your current monthly income ($0) right now.
• What if you are in one of the 10 Non-Expansion States? (Texas, Florida, Georgia, Tennessee, Alabama, Mississippi, South Carolina, Kansas, Wisconsin, Wyoming). In non-expansion states, childless adults who are not pregnant and not yet certified as disabled through SSI often fall into the "Medicaid coverage gap." If you are unhoused in a non-expansion state:
• Immediately visit a Federally Qualified Health Center (FQHC) or Health Care for the Homeless (HCH) clinic (find one via findahealthcenter.hrsa.gov or by dialing 211). FQHCs are federally funded under Section 330(h) of the Public Health Service Act to provide primary medical, dental, mental health, and pharmacy care to unhoused patients at $0 cost regardless of Medicaid status.
• Check whether your county operates an Indigent Health Care / County Medical Services Program (such as the * Gold Card / Harris Health Financial Assistance Program* in Houston, MAP in Austin, or Parkland Financial Assistance in Dallas), which covers hospital and clinic care for zero-income county residents.

2. Hospital Presumptive Eligibility (HPE) and 90-Day Retroactive Medicaid¶

Never walk out of an emergency room or avoid going to a hospital because you have not signed up for Medicaid yet:

1. Hospital Presumptive Eligibility (HPE) (42 CFR § 435.1110): Every Medicaid-participating hospital is authorized to determine Presumptive Eligibility on the spot based on your verbal self-attestation of zero income and state residency. Ask the hospital financial counselor or social worker for an HPE enrollment before you are discharged; this activates temporary full Medicaid immediately so you can walk across the street to a retail pharmacy and pick up your discharge prescriptions for $0 that same day.
2. 3-Month Retroactive Medicaid Coverage (42 U.S.C. § 1396a(a)(34)): When you submit a full Medicaid application, check the box asking: "Do you have unpaid medical bills from the last 3 months?" Federal law requires Medicaid to backdate your coverage up to 90 days prior to the month you applied (in states without a specific Section 1115 waiver) and pay off emergency ambulance, ER, and hospital bills incurred while you were uninsured.

3. Selecting a Managed Care Plan and keeping your primary doctor near your encampment or shelter¶

When your Medicaid is approved, the state will often auto-assign you within 30 days to a commercial Medicaid Managed Care Organization (MCO) (such as Molina, Centene, Anthem, UnitedHealthcare, or CareSource) and assign you a Primary Care Provider (PCP) based on the ZIP code of the social services office.

• Update your PCP immediately: Call the Member Services number on the back of your Medicaid card (or ask the clinic front desk at your local Health Care for the Homeless clinic) to switch your assigned Primary Care Provider to the street medicine clinic or FQHC you actually visit.
• Use free Non-Emergency Medical Transportation (NEMT): Every state Medicaid program is legally required under 42 CFR § 431.53 to provide free rides (via transit passes, Lyft/Uber health dispatches, or medical vans) to and from covered medical, dental, substance use, and pharmacy appointments. Call your Medicaid plan's transportation broker 48 to 72 hours before your appointment (or request an "Urgent/Same-Day Sick Ride" through your clinic nurse).

General Assistance (GA), Cash Aid, and SOAR disability advocacy¶

SNAP EBT cards can only buy food; they cannot buy soap, laundry detergent, bus fare, socks, tampons, toilet paper, or phone minutes. To get actual spendable cash on your EBT card, screen for these three programs simultaneously:

1. General Assistance (GA) / General Relief (GR) for single adults¶

Approximately 25 US states and many large counties operate a cash assistance safety net for indigent adults without dependent children who have zero income and are waiting for work or disability approval.

• Examples of state/county GA programs: California (County General Relief / General Assistance, paying ~$221 to $500+/month depending on the county), New York (Safety Net Assistance - SNA), Washington State (Aged, Blind, or Disabled - ABD Cash and Housing and Essential Needs - HEN), Pennsylvania, New Jersey, Minnesota (General Assistance), Connecticut (SAGA), Maryland (TDAP), and Oregon.
• How GA is loaded: When approved, General Assistance cash is deposited onto the Cash side of the exact same plastic EBT card you use for SNAP, allowing you to withdraw paper bills at ATMs (look for surcharge-free network ATMs or request cash back at grocery store registers to avoid $2.50 ATM fees) or purchase hygiene supplies and transit fares.

2. TANF (Temporary Assistance for Needy Families) and Diversion Payments¶

If you are unhoused and pregnant (in many states, starting in the first or second trimester) or caring for a minor child under age 18:

• Apply for TANF Cash Aid (such as CalWORKs in California, Family Assistance in New York, or TAFDC in Massachusetts).
• Homeless Assistance / Eviction & Motel Vouchers: Many state TANF programs include a special Homeless Assistance benefit (such as the CalWORKs Homeless Assistance Program, which provides up to 16 consecutive days of paid motel vouchers for unhoused families plus permanent housing security deposit grants).

3. Using a SOAR specialist to fast-track SSI / SSDI disability cash ($943+/month)¶

When unhoused individuals apply for federal Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) on their own, initial denial rates exceed 85 percent because Social Security cannot reach the applicant by mail and clinical records are scattered across dozens of emergency rooms.

Protecting your EBT card from theft, skimming, and loss¶

While living on the street or in congregate shelters, your EBT card is your lifeline. Losing the physical card or having your balance drained electronically on the 1^st of the month creates an immediate food emergency.

Kurengera ikarita ya EBT ya elegitoronike gusimbuka no gukoroniza¶

Abagizi ba nabi basanzwe bashiraho ibyuma birenga cyane bya Bluetooth hamwe na kamera za pinhole zihishe aho bagurisha ku maduka mato mato, bodega, na sitasiyo ya lisansi mu duce twinjiza amafaranga make. Bafashe numero yawe ya karita 16 ya EBT na PIN yimibare 4 mugihe uguze ikinyobwa, hanyuma uhindure ikarita yawe hanyuma ukureho 100 ku ijana bya buri kwezi SNAP na Cash wagabanijwe saa 12:01 AM mugitondo nyacyo leta yawe ibitsa inyungu zawe.

1. ** Kuramo porogaramu yemewe na EBT yemewe na leta (* ebtEDGE * cyangwa * ConnectEBT *) hanyuma ukoreshe "Freeze / Lock Card" toggle: ** Hafi ya buri gihugu cya EBT itunganya (FIS * ebtEDGE * cyangwa Conduent * ConnectEBT *) ubu itanga uburyo bwa porogaramu ya terefone yubuntu iguha uburenganzira bwo ** Gufunga / Guhagarika ikarita yawe ya EBT ahantu hose ** cyangwa ** Guhagarika Ibikorwa bya Leta kuri ** Bika ikarita yawe muri ** "Ikonje / Ifunze" ** amasaha 24 kumunsi; kuyihindura kuri "Ntakonje" kumasegonda 30 mugihe uhagaze kumurongo wo kugenzura ibiribwa, hindura ikarita yawe, hanyuma uhite uyisubiza kuri "Frozen." Ikarita yahagaritswe ntishobora gutwarwa na clim skimmer.
2. ** Hindura PIN yawe yimibare 4 kumunsi wanyuma wa buri kwezi: ** Umunsi ubanziriza ko SNAP yo kubitsa buri kwezi igabanuka, hamagara numero ya serivisi itangirwa serivisi kubakiriya itishyurwa inyuma yikarita yawe ya EBT (cyangwa ukoreshe porogaramu ya leta) hanyuma uhindure PIN yawe yimibare 4. Nubwo ikarita yawe yasimbuwe mu iduka ryimfuruka ibyumweru bibiri mbere, guhindura PIN mbere yo gusubiramo ijoro bituma amakuru yibwe yibwe ntacyo amaze.
3. ** Kugenzura abasoma amakarita kandi ukingire ikiganza cyawe: ** Kwegera kumubiri wa plastike yumusomyi wikarita yububiko mbere yo koga kugirango urebe niba skimmers zirekuye, kandi buri gihe utwikire kanda kanda ukoresheje ukuboko kwawe igihe wandika PIN yawe.

Gusimbuza ikarita yatakaye, yibwe, cyangwa yasimbutse ikarita ya EBT idafite aderesi¶

• ** Niba ikarita yawe ya EBT yatakaye cyangwa yibwe: ** Hita hamagara umurongo wa telefone ya 24/7 ya EBT ya serivisi ya Customer Service (urugero, 1-877-328-9677 muri Californiya, 1-888-328-6399 i New York, 1-800-777-7328 muri Texas, cyangwa urebe ububiko bwa leta bwa USDA FNS) kugirango ** ikureho ikarita yatakaye ** kuburyo ntamuntu uyibonye kandi ukeka ko umwaka wamavuko PIN ushobora gukoresha amafaranga yawe.
• ** Icyangombwa: ** Kora ** ntukareke ** reka sisitemu ya terefone yikora yohereze ikarita isimbuza aderesi ishaje aho utakiba. Ahubwo, jya mu biro by’ibikorwa by’imibereho by’intara byaho bukeye bwaho hanyuma usabe ** Kurenza-Counter (OTC) Ikarita yo Gusimbuza EBT Ikarita **. Ibiribwa byawe bihari byimura ako kanya ikarita nshya kumadirishya.
• ** Niba inyungu zawe zaribwe hakoreshejwe uburyo bwa elegitoronike ukoresheje skimming: ** Menyesha ibicuruzwa bitemewe kubiro bishinzwe imibereho myiza yintara yawe (mugihe cyiminsi 30 uhereye igihe wavumbuye ubujura), saba ikarita yo gusimbuza OTC hamwe na PIN nshya, hanyuma utange ** Ikirego gisaba gusimbuza inyungu yibwe hakoreshejwe ikoranabuhanga ** kugirango urebe niba leta yawe yishyuye amafaranga yatanzwe muri pisine cyangwa leta.

Ibingana mpuzamahanga: Ubwongereza, Kanada, Ositaraliya, na EU¶

Niba udafite inzu hanze ya Reta zunzubumwe za Amerika, amategeko yihutirwa ateganijwe abuza ibiro byunguka kwanga ibiryo, amafaranga, hamwe nubuvuzi bwawe kubera kubura aderesi ihamye:

Ibibazo bikunze kubazwa¶

Kuyobora¶

• Gusimbuza indangamuntu byihutirwa no kohereza aderesi idafite urugo
• Inzu itunguranye: amasaha 48 yambere hamwe nubutabazi bwihutirwa
• Isuku itekanye, kumesa, kwiyuhagira, no kuvura amenyo mugihe udafite inzu
• Ubuvuzi bwo mumuhanda: ikirenge, kuvura ibikomere, nubuzima bwubuhungiro
• Kuryama mumodoka yawe neza kandi wibye parikingi
• Inomero zihutirwa

Inkomoko yagenzuwe¶

• ** Amerika. Ishami rishinzwe ubuhinzi, ibiribwa nimirire (USDA FNS, Reta zunzubumwe zamerika): ** * Kode y Amabwiriza ya Reta Umutwe 7 (7 CFR § 273.2 (i) Serivise yihuse, 7 CFR § 273.3 Gutura, 7 CFR § 273.2 (f) (1) (vii) Kugenzura indangamuntu no Guhuza ingwate, 7 CFR § 273.9 (d) ABAWD Basonewe) *.
• ** Ibigo bishinzwe ubuvuzi na Medicaid (CMS, Amerika): ** * Kode y’amabwiriza agenga Umutwe Umutwe wa 42 (42 CFR § 435.119 Itsinda ryagutse ry’abakuze MAGI, 42 CFR § 435.1110 Ibitaro byujuje ibisabwa, na 42 USC § 1396a (a) (34) Abemerewe kwivuza).
• ** Ubuyobozi bushinzwe serivisi zita ku buzima bwo mu mutwe (SAMHSA, Amerika): ** * SOAR (SSI / SSDI Kwegera, Kubona, no Kugarura) Ikigo Gufasha Tekinike Ikigo Cyiza Gufasha Ababuranyi badafite amazu *.
• ** Ubuyobozi bushinzwe umutungo n’ubuzima (HRSA, Amerika): ** * Itegeko rigenga serivisi z’ubuzima rusange Icyiciro 330 (h) Ubuvuzi bw’abatagira aho baba (HCH) n’ikigo nderabuzima cyujuje ibyangombwa (FQHC) Manda ya gahunda yo kugabanya amafaranga yo kugabanya *.
• ** Ishami ry’Ubwongereza rishinzwe imirimo na pansiyo (DWP) na NHS Ubwongereza (Ubwongereza): ** * Inguzanyo rusange ku bantu badafite amabwiriza ahamye adasanzwe * na * NHS Politiki y’ubuvuzi bwibanze n’ubuyobozi (PGM): Kwiyandikisha ku barwayi bafite ibibazo byo kutagira aho baba *.