Amabati ya Banki hamwe na ATM Gukuramo Umudozi: Kugenzura Ahantu muri Parikingi¶

** Gufata amabanki ** nicyaha kibarwa, gikurikiranwa n’inyamaswa aho parike y’abakozi b’ubujura bw’abantu babiri kugeza kuri bane ahantu hagaragara cyane imbere muri parikingi ya banki icururizwamo ibicuruzwa, ihuriro ry’inguzanyo zitwara abagenzi, mu iduka ry’amafaranga, cyangwa mu kibanza cy’ubucuruzi cya ATM, bagategereza kumenya abakiriya bagenda bitwaje ibahasha ya banki yuzuye, agasanduku k'amafaranga. Bitandukanye no guswera bisanzwe kuri ATM, abakozi bo muri banki ntibakunze guhura nawe mumitungo ya banki aho kamera zumutekano zisobanutse cyane. Ahubwo, ** spotter ** imbere yijimye yijimye ya sedan cyangwa amaradiyo ya SUV ibisobanuro byimodoka yawe hamwe nicyapa cyawe kuri ** ikurikira imodoka (umurizo wumurizo) **, igutwikira mumihanda ya kilometero 3 kugeza kuri 25 (ibirometero 2 kugeza kuri 15) ** kugeza aho uhagarara cyane: aho imodoka zihagarara, parikingi, resitora, farumasi, cyangwa inzira yawe bwite. Ako kanya ufunga imodoka yawe hanyuma ukinjira mububiko (usize ibahasha y'amafaranga yihishe muri konsole yawe yo hagati cyangwa glovebox), cyangwa mugihe urimo usohoka mumuryango wumushoferi wawe amaboko yawe yuzuye, imodoka ikurikira iragukurura iruhande rwawe kugirango ** umenagure idirishya ryabagenzi hanyuma ukanyaga amafaranga mumasegonda 6 aringaniye ** cyangwa uhure nawe imbunda muri parikingi. Niba uvuye muri banki cyangwa ATM ugakeka ko imodoka ikurikirana inzira yawe, ** ntuzigere utwara urugo kandi ntuzigere ukurura parikingi irimo ubusa **: komeza inzugi zawe, guma mumihanda minini, hamagara aho utuye nimero yihutirwa ako kanya mugihe utwaye imodoka werekeza kuri sitasiyo ya polisi ikwegereye, hanyuma ukurikize protocole yo kwirwanaho muri twe gukurikiranwa n'amaguru cyangwa mubuyobozi bw'imodoka, iwacu gukumira imodoka no kuyobora, n'iyacu kwerekana gushimuta no guhatira ATM kubikuramo.

Nk’uko byatangajwe na FBI hamwe n’itsinda ry’ibikorwa by’ubujura bw’abapolisi bo muri Amerika y'Amajyaruguru, ngo amabanki yo muri banki yiyongera mu gihe cya ** 1 na 15 z'ukwezi (umushahara), ku wa gatanu nyuma ya saa sita (umushahara), igihe cyo gusubiza imisoro, n'ibyumweru byo kugura ibiruhuko mu Kuboza **. Kumenya uburyo ibibiriti bihitamo intego mumasegonda 10 yambere usohotse muri banki, kuki guhisha ibahasha y'amafaranga imbere muri konsole yawe ari ikosa riteye akaga, nuburyo bwo gukora igenzura ryincuro enye kugenzura-kugenzura bikuraho ingaruka zawe.

Kora ubu¶

1. ** Hisha amafaranga imbere muri lobby ya banki kuri konti mbere yuko uhindukira cyangwa ngo ugende werekeza ku nzugi zisohoka mu kirahure. Mugihe ukiri uhagaze kumadirishya yababwira, saba umubwira ibahasha isanzwe yijimye cyangwa ujugunye ibahasha ya banki yera yuzuye, shyira ifaranga mu mufuka w ipantaro wimbere wimbere cyangwa umufuka wimbere wimbere ** mbere yo guhindukira uva kuri comptoir, hanyuma usohokane munzu ufite amaboko yuzuye ubusa.
2. ** Ntuzigere usiga amafaranga yakuweho, imifuka ya banki, cyangwa agasakoshi imbere yimodoka idaparitse, ndetse no mumasegonda 60. ** Mu bice birenga ** 70% by’imanza zavuzwe na polisi zivanga amabanki **, uwahohotewe ahagarara kuri sitasiyo ya lisansi, iduka ryorohereza, iduka ry’ikawa, isuku yumye, cyangwa resitora mu nzira ataha avuye muri banki, agashyira ibahasha y’amafaranga imbere y’intebe y’umushoferi, cyangwa agasanduku. Abakozi ba jugging bareba muri binokula kuva kuri metero 40 uvuye kukubona wegamiye guhisha ibahasha mbere yuko ukingura urugi; mu masegonda 10 winjiye mububiko, barakurura, bamenagura idirishya ryuruhande rwawe hamwe na tungsten yuzuye isoko, fata amafaranga muri konsole, hanyuma wihute.
3. ** Genda uhite uva muri banki ujye aho wanyuma wizewe utabanje gukora ibintu hagati. ** Iyo ukuyemo amafaranga akomeye (kugura imodoka, kwishyura amasezerano, gukodesha, cyangwa ikigega cyo guhindura ubucuruzi), kora banki yawe ** ihagarara ryanyuma ryurugendo ** cyangwa utware udahagarara ahantu hizewe aho amafaranga azafungirwa. Ntuzigere uhuza kubikuza amafaranga menshi hamwe no kugura ibiribwa, gusura siporo, cyangwa ifunguro rya resitora.
4. ** Suzuma aho parikingi ya banki igarukira kuri "Backed-In Spotter Vehicles" mbere yo gukoresha ATM yo gutwara imodoka cyangwa kwinjira muri lobby. Niba ubonye imodoka idakora irimo ibara ryijimye ireba inzira ya ATM, hagarika ibikorwa byawe hanyuma utware ishami ritandukanye cyangwa ujye imbere muri ATM iduka cyane.
5. ** Reba indorerwamo yawe yinyuma ukoresheje inzira eshatu zikurikiranye nyuma yo kuva muri parikingi ya banki. ** Witondere ikinyabiziga icyo aricyo cyose gisohoka muri parikingi ya banki, ahantu hacururizwa-hacururizwa, cyangwa kumuhanda kuruhande mugihe nyacyo usohotse munzira ya banki. Niba imodoka imwe ikomeje kuba ibinyabiziga bibiri cyangwa bitatu inyuma yawe nyuma yinshuro ebyiri, kora nkana ** bine-iburyo-iburyo bwo kugenzura ** cyangwa ufate umuhanda utunguranye utunguranye hanyuma uhite wongera kwinjira mumihanda.
6. ** Niba wemeje ko imodoka ikurigata nyuma yo kuva muri banki: NTUGENDE imodoka iwanyu, aho ukorera, cyangwa aho ujya. sitasiyo ya polisi cyangwa kuri sitasiyo **.

Igiti cyemezo: Gukurikirana-kugenzura no guhunga umurizo¶

Koresha iki cyemezo cyamayeri uhereye igihe ugeze kuri banki cyangwa ATM kugeza ugeze ahantu hizewe.

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Anatomy y'abakozi ba banki: Ukuntu abanyamurwango na ba rutahizamu bakora¶

Itsinda rishinzwe kubahiriza amategeko muri Houston, Dallas, Atlanta, Los Angeles, Chicago, Toronto, na Londres ryanditse ko impeta zateguwe zikora nk'itsinda rishinzwe kugenzura umwuga. Kumenya neza ibyiciro bine byikinamico bigufasha guca urunigi rwica mbere yuko rutangira.

7 "Kubona Amashusho" bigutera intego (nuburyo bwo kubikuraho)¶

Abakozi ba jugging bareba abakiriya benshi ba banki binjira kandi basohoka buri saha. Banyura hejuru ya 95 ku ijana byabakiriya binjiye kubitsa sheki, kuvugana na noteri, cyangwa kubaza ikibazo, no gufunga 5% bagaragaza kimwe muribi bimenyetso birindwi:

1¶

Ibahasha y'ifaranga yera cyangwa pastel ibahasha (9 cm x 17.5 cm. - ** Gukosora **: Bwira mu kinyabupfura umubitsi wa banki: * "Nta ibahasha, ndakwinginze." Niba ukuramo amatafari manini y'amafaranga (urugero, $ 5,000 kugeza 20.000 USD kugirango ugure imodoka yakoreshejwe cyangwa wishyure rwiyemezamirimo), saba umuyobozi w'ishami kukwemerera kwinjira mucyumba cy'inama cyihariye cya ** cyugarijwe cyangwa inzu yo kubitsa neza-kubitsa ** kugirango ugabanye amafaranga mumukandara w'amafaranga cyangwa mumufuka w'imbere utareba lobbi nkuru.

2. Kwicara mucyicaro cyumushoferi kumasegonda 30 Urebye Hasi Kuzenguruka¶

Nubwo waba uhishe ibahasha imbere yikoti yawe mugihe ugenda hejuru ya parikingi, niba winjiye mumodoka yawe, tangira moteri, hanyuma ** umara amasegonda 30 ureba hasi mukibero cyawe, ubara fagitire, cyangwa wegamiye kuruhande kugirango ufungure konsole yawe hagati cyangwa glovebox **, akantu ureba silhouette yawe mumadirishya yawe yinyuma cyangwa kuruhande uzi 100% ko washyize amafaranga mumabari. - ** Gukosora **: Gira urufunguzo rw'imodoka mu ntoki mbere yo kuva muri banki, winjire mu cyicaro cy'umushoferi, funga imiryango ako kanya (1 second), tangira moteri, hanyuma ukure mumwanya mugihe cya ** amasegonda 5 ** utarigeze ukora kumufuka, isakoshi, cyangwa konsole hagati.

3. Koresha Drive-Thru Pneumatic Tubes cyangwa Hanze yo Kuzamuka-ATM wenyine¶

Ku murongo wo gutwara ibinyabiziga cyangwa gutwara ATM, idirishya ry'umushoferi wawe rizunguruka kugeza hasi, ukuboko kwawe kw'ibumoso kurambuye hanze y'imodoka, kandi ecran ya ATM cyangwa silindari ya pneumatike ikora beep cyane kandi ivuza induru kuko itanga amafaranga imbere ya parikingi yose. - ** Gukosora **: Igihe cyose ukuyemo amafaranga arenga ** $ 100 kugeza $ 200 **, genda imbere muri lobby ya banki yuzuye yuzuye mumasaha yumunsi (cyangwa ukoreshe ATM iherereye imbere muri supermarket ihuze cyane cyangwa muri hoteri yi hoteri) aho kumanura idirishya ryawe kumurongo wa ATM.

4.¶

Abakozi bashinzwe gutegura amashyirahamwe bagabana cyane cyane amashami ya banki yubucuruzi kuri ** Ku wa gatanu mu gitondo na nyuma ya saa sita ** bashaka amakamyo atunganya ibibanza, imodoka zo mu bwubatsi, ba nyiri resitora bazana udusanduku twahindutse, hamwe n’abashoramari bato bakuramo umushahara w'amafaranga buri cyumweru kuri gahunda iteganijwe. - ** Gukosora **: Hindura umushahara kugirango ubone ububiko bwa elegitoronike cyangwa amakarita yo kwishyura. Niba ubucuruzi bwawe busaba amafaranga ya buri munsi cyangwa buri cyumweru kugabanuka cyangwa guhindura ibicuruzwa, ** hitamo umunsi wicyumweru, isaha yumunsi, aho ishami rya banki riherereye, hamwe n’imodoka yatwaye **, no gutwara amafaranga yubucuruzi mumasoko asanzwe y'ibiribwa bya opaque, igikapu cyimikino, cyangwa igikonjo cya sasita aho kuba igikapu cya banki ya vinyl cyangwa agasanduku k'igiceri.

5. Kureka agasakoshi, igikapu, cyangwa umufuka wa mudasobwa igendanwa ku ntebe y'abagenzi¶

Iyo usohotse muri banki yitwaje igikapu, igikapu cyambukiranya, cyangwa igikapu ukagishyira ku ntebe yimbere yabagenzi, uwibonye akeka ko kubikuza amafaranga biri muri ako gasakoshi. - ** Gukosora **: Bika amafaranga nyayo kumubiri wawe (mumufuka wimbere), utari mumufuka cyangwa igikapu gishobora kugukuramo urutugu cyangwa gufatwa mumadirishya yabagenzi yamenetse kumatara itukura.

6. Guhagarara kuri sitasiyo ya lisansi, Kawa Drive-Thru, cyangwa Strip Mall muminota 10 yo kuva muri banki¶

Abakozi ba jugging bazi kuburambe ko hafi ya buri mukoresha-yiruka ahuza urugendo rwa banki hamwe no guhagarara byihuse gaze, ibiryo byihuse, ibiribwa, cyangwa ipikipiki ya farumasi mubirometero 3 uvuye kuri banki. - ** Gukosora **: Fata amafaranga mumufuka wawe woherejwe nintwaro yoherejwe: ** Ingingo A (Banki) igana kuri point B (Umutekano Vault / Umutekano) ** hamwe na zeru zihagarara hagati. Kora ibiribwa byawe, lisansi, nibisabwa ** mbere yuko ** ujya muri banki, ntanarimwe.

7. Gukurura mumuhanda utuye utiriwe ugenzura umuhanda uri inyuma yawe¶

Niba utwaye urugo ruvuye muri banki utagenzuye indorerwamo zawe, imodoka ikurikira izahagarara kumuhanda inyuma yumuhanda wawe hanyuma ukihutira mumasegonda 6 hagati yo gufungura umuryango wimodoka no gukingura urugi rwimbere (mugihe amaboko yawe arimo urufunguzo numufuka). - ** Gukosora **: Mugihe uhindukiye kumuhanda utuyemo, reba indorerwamo yawe. Niba imodoka iyo ari yo yose itamenyerewe ihindukiye kumuhanda wawe inyuma yawe, ** ntukure mumihanda yawe cyangwa garage **. Twara inyuma yinzu yawe, uzenguruke, hanyuma urebe niba imodoka igumye inyuma yawe.

Nigute ushobora gukora igenzura-kugenzura no guhunga imodoka idoda¶

Niba ubonye ikinyabiziga gisize banki inyuma yawe cyangwa gihuye nimpinduka ebyiri zumuhanda wawe, ntugahagarike umutima cyangwa umuvuduko utitaye kumodoka. Kora iyi myitozo ine ituje, yabigize umwuga yo kurwanya-kugenzura ikoreshwa nabashoferi bashinzwe kurinda:

1. "Ubujyakuzimu bw'imodoka eshatu" Gusikana Indorerwamo¶

Abakunzi bareba gusa grille yimodoka inyuma yinyuma yinyuma. Imirizo yabigize umwuga yemerera nkana kwemerera ** imodoka imwe cyangwa ebyiri zinzirakarengane zitwara abagenzi ("imodoka za buffer") ** kugirango zinjire hagati ya bamperi yawe yinyuma na bamperi yimbere imbere kumuhanda unyuze munzira nyabagendwa, cyangwa bakagukurikirana uhereye kumurongo uherekeza ibumoso cyangwa iburyo inyuma gato yumwanya wawe uhumye. - Sikana ** ibinyabiziga bitatu kugeza kuri bine bisubire inyuma ** unyuze mumihanda yose burigihe uhagaze kubimenyetso byumuhanda cyangwa witegura guhindukira. Reba itara rya ** amatara LED umukono, igisenge hejuru, idirishya ryijimye, hamwe na bamperi y'imbere ** (kubura icyapa cyimbere muri plaque ebyiri ni ibendera ritukura rya kera).

2. Ibice bine-Iburyo-Guhindura Igenzura Agasanduku (Cyangwa Ibumoso butatu)¶

Nta mushoferi usanzwe kwisi ukora impinduka enye zikurikiranye kuri dogere 90 zikurikiranye muruziga rwa dogere 360 ​​yuzuye kuzenguruka umujyi kugirango ugaruke kumuhanda nyine batangiye. - Shira ikimenyetso neza hanyuma ukore ** inshuro enye zikurikiranye iburyo ** (cyangwa ibumoso butatu) kuzenguruka kumurongo wubucuruzi ucanwa neza udahagarara. - Niba ikinyabiziga gikekwa kigukurikiranye unyuze mucyiciro cya gatatu n'icya kane (cyangwa gitunguranye kikagera kuri kaburimbo kigahagarara nyuma yigihe cyawe cya kabiri kugirango utegereze ko ugaruka), ** wemeje 100 ku ijana byemeza umurizo ukora **.

3. Umuhanda Utari Ramp "Hejuru-Hejuru" Ikizamini¶

Niba uri munzira igabanijwe cyangwa umuhanda munini: - Himura munzira iburyo yo gusohoka mugihe cyanyuma cyumutekano hanyuma ufate inzira yo gusohoka ifite ** igororotse-yambukiranya ikiraro cya ** igana inyuma kuri gari ya moshi kumuhanda umwe. - Twara hejuru yo gusohoka, wambukiranya umuhanda unyuze imbere uterekeje kumuhanda wo hejuru, kandi wihute usubire kumuhanda. Ikinyabiziga icyo ari cyo cyose gisohoka inyuma yawe, cyambukiranya umuhanda udahindukiye, kandi gisubira inyuma kumuhanda umwe kiragukurikirana.

4. Umwanya wo kwirwanaho kumatara yumutuku (Kurinda "Pin-na-Box")¶

Niba urimo umurizo hamwe nabakozi bahuza kandi wegera ikimenyetso cyumuhanda utukura: - ** Ntuzigere ufata inzira yimbere yimbere ** aho umuhanda uri iburyo bwawe indi modoka iri ibumoso bwawe; fata inzira ya ** rwagati cyangwa hanze yimbere ** iguha impande ebyiri zo guhunga. - ** Hagarara hakiri kare kugirango ubashe kubona neza amapine yinyuma yimodoka imbere yawe ukora kuri asfalt ** (hafi ** metero 4 kugeza kuri 5 / metero 13 kugeza 16 metero ** yumwanya wa buffer). Icyo cyuho kigufasha guhindura ibizunguruka ibumoso cyangwa iburyo hanyuma ukagenda uzenguruka imodoka imbere yawe niba umuntu avuye mumodoka inyuma yawe. - Komeza kwanduza muri DRIVE, inzugi ** zifunze **, na windows yazunguye ** inzira yose UP ** (niyo idirishya rya santimetero 3/1-idirishya ryamadirishya ryemerera uwagabye igitero gufata inkombe yo hejuru yikirahure cyaka kandi akamenagura imbere n'amaboko yambaye ubusa).

Porotokole idasanzwe yo kugurisha amafaranga menshi ($ 2000 + USD / EUR / GBP)¶

Mugihe ukoresha amafaranga menshi yumubiri (nko kugura cyangwa kugurisha imodoka cyangwa ubwato bwakoreshejwe, gufata imitako, cyangwa kubitsa mubucuruzi), kura ubwikorezi bwamafaranga kumubiri igihe cyose bishoboka:

1. ** Funga Igiciro Cyinshi Kugurisha Abikorera Imbere muri Banki Lobby **:
2. Mugihe uguze imodoka cyangwa ibikoresho kumugurisha wigenga kumadorari 3000 kugeza 25.000, ** ntuzigere ukuramo amafaranga muri banki yawe hanyuma utware mumujyi guhura numuntu utazi **.
3. Ahubwo, hura nugurisha ** imbere muri lobby yishami rya banki yawe **. Kugenzura ibinyabiziga n'umutwe munsi ya kamera ya banki, genda imbere hamwe, hanyuma usabe umubitsi gutanga cheque ya ** Cashier ** cyangwa utange amafaranga hejuru ya comptoire imbere muri lobby itekanye kugirango utazigera ugenda hanze ufashe amafaranga.
4. ** Saba Ushinzwe Umutekano wa Banki Guherekeza Ikinyabiziga cyawe **:
5. Niba ugomba kuva mu ishami ufite amafaranga menshi, saba umuyobozi cyangwa ushinzwe umutekano wa lobby ** kugendana nawe kumuryango wimodoka hanyuma urebe uko usohoka **. Amajerekani yikuramo akuramo inda iyo babonye umupolisi wambaye imyenda aherekeza umukiriya kandi akanerekana ibyapa.
6. ** Kurinda ATM Keypad Kurwanya Ibitugu-Gutera **:
7. Hagarara hafi ya ATM kugirango umubiri wawe uhagarike ecran, upfundike ukuboko kwa keypad ukoresheje ukuboko kwawe kugirango kamera ndende ya lens cyangwa ikibiriti ntishobora gusoma PIN yawe, hanyuma ufate inyemezabwishyu kugirango umushitsi adashobora kugenzura umunzani wawe umaze kugenda.

Inomero zihutirwa zo mukarere hamwe na protocole yikigo¶

Ijambo ryubahiriza amategeko, imirongo yihutirwa, hamwe n’ahantu hacururizwa umutekano biratandukanye ku rwego mpuzamahanga:

• ** Amerika na Kanada **:
• ** Kohereza byihutirwa **: Hamagara ** 911 ** mugihe utwaye imodoka niba ikomoka kuri banki cyangwa ATM. Saba uwagutumye kuguma kumurongo mugihe utwaye imodoka igana ku biro bya polisi bikwegereye cyangwa uhura n'imodoka irinda umutekano.
• ** Amagambo yo kubahiriza amategeko **: Koresha imvugo ** "Navuye muri banki / ATM kandi nkurikirwa n’imodoka ikekwaho gutwara imodoka" ** ubwo yavuganaga na 911; amacakubiri yubujura ashyira imbere umurizo ufatika nkintwaro-ubujura-mu-guhamagarwa.
• ** Ahantu ho guhanahana umutekano **: Amajana y’amashami ya polisi yo muri Amerika na Kanada akomeza ** 24/7 yafashwe amajwi "Zone Guhana amakuru" ** kuri sitasiyo ya polisi kubucuruzi bwagaciro.
• ** Ubwongereza **:
• ** Kohereza abapolisi byihutirwa **: Hamagara ** 999 ** (cyangwa ** 112 **) iyo bikurikiranye nyuma yo kuva muri banki cyangwa kuri cash (ATM). Kubinyabiziga bidasanzwe byihutirwa bikekwa hafi ya cash point, hamagara ** 101 **.
• ** Ubujura bwo Kurangaza Cashpoint mu Bwongereza **: Kuruhande rw'imodoka ikurikirana, abapolisi bo mu Bwongereza baraburira kwirinda ** amakipe abiri yo kurangaza abantu amafaranga ** bafata amashusho ya PIN hanyuma bagatera inoti £ 5 cyangwa bagakanda ku rutugu mugihe icyitso cyanyereje ikarita yawe n'amafaranga. Menyesha ibyaha byamakarita muri banki yawe ukoresheje kode ngufi ya ** 159 **.
• ** Umuryango w’ubumwe bw’ibihugu by’i Burayi **:
• ** Kohereza byihutirwa **: Hamagara ** 112 ** mubihugu byose bigize Umuryango w’ubumwe bw’ibihugu by’Uburayi (cyangwa ** 17 ** kuri Polisi mu Bufaransa, ** 110 ** mu Budage).
• ** Ubudozi bwa ATM yo mu Burayi (Sortie de banque. Funga imifuka yose mumitiba (boot) mbere yo kugenda.
• ** Ositaraliya na Nouvelle-Zélande **:
• ** Kohereza byihutirwa : Hamagara ** 000 ** muri Ositaraliya cyangwa ** 111 ** muri Nouvelle-Zélande. Ku binyabiziga bidakekwa byihutirwa hanze ya banki, hamagara ** Umufasha wa Polisi kuri 131 444 (Ositaraliya) cyangwa 105 (Nouvelle-Zélande).
• ** Ubuhinde na Aziya-Pasifika **:
• ** Imibare yihutirwa **: Hamagara ** 112 ** (cyangwa ** 100 ** kubapolisi) mubuhinde; ** 110 ** mu Buyapani; ** 112 ** muri Koreya y'Epfo; ** 999 ** muri Singapuru na Maleziya.
• ** Amayeri yo Kwitondera-Gutandukanya **: Hirya no hino mubuhinde no mu majyepfo yuburasirazuba bwa Aziya, udutsiko tw’amapikipiki (Bawaria abakozi) bagabana lobbi za banki kandi ** gutobora ipine yuwahohotewe muri banki, gusiga amavuta kuri kode, cyangwa guta inoti yamafaranga 10 kuruhande rwidirishya ryumushoferi **, gukomanga ikirahuri kugirango ushuke umushoferi ngo asohoke mugihe icyitso cyanyaga igikapu cyamafaranga. ** Ntuzigere ukingura urugi rwawe cyangwa ngo usohoke ku muntu utazi werekana amapine, amavuta, cyangwa fagitire nyuma yo kuva muri banki. **

Ibibazo bikunze kubazwa¶

Ijambo "guhuza banki" mubyukuri risobanura iki kandi ijambo ryaturutse he?¶

Abashinzwe kubahiriza amategeko batangije ijambo "jugging" muri Texas (cyane cyane Houston na Dallas-Fort Worth mu ntangiriro ya za 2000) mbere yuko riba FBI n’ubujura bw’abapolisi mu gihugu hose. Iri jambo riva mu mvugo yo mu muhanda yerekeza ku gikapu cyo kubitsa muri banki, ku giceri cy'ibiceri, cyangwa ku bubiko bw'amafaranga nk '"inkongoro", isobanura amayeri aho abagizi ba nabi bagabana ishami rya banki, bakareba uwahohotewe asohoka afite kontineri y'amafaranga, hanyuma agakurikira ("jug") uwahohotewe aho azajya kwiba imodoka yabo cyangwa kubambura.

Nigute abagizi ba nabi ba banki bamenya imodoka mumodoka ihagarara ahacururizwamo ibiribwa ifite amafaranga yihishe imbere muri konsole?¶

Abakozi ba jugging ntibigera bakeka kubusa muri parikingi yububiko; bari bahagaze kuri banki iminota 15 mbere bareba ko ukuramo amafaranga. Ikibanza kiri muri banki cyerekana ibahasha yera yo mu ntoki cyangwa isaha yegamiye kugirango ufungure konsole yawe hagati mbere yo kugenda, hanyuma ukurikira imodoka yawe ugana mu iduka. Nubwo babuze aho wahishe ibahasha kuri banki, bahagarika inzira ebyiri kure yububiko hanyuma bakareba mu kirahure cyawe mugihe winjije ibahasha muri glovebox mbere yuko usohoka.

Niba nzi ko imodoka irankurikira nyuma yo kuva muri banki, kuki ntagomba gukurura gusa muri sitasiyo ya lisansi cyangwa muri supermarket?¶

Kuvana muri sitasiyo ya lisansi cyangwa muri parikingi ya supermarket ni ikosa nyaryo abakozi ba banki bahuza bagutegereza gukora. Mu buryo butandukanye n’umushoferi wenyine ufite umujinya mwinshi wabujijwe n’abatangabuhamya, itsinda ryateguwe rikorana n’ibyapa byibwe cyangwa impapuro, masike, n’umushoferi winjira mu bikoresho; basanzwe bakurura inyuma yabahohotewe kuri pompe ya gaz yuzuye kumanywa cyangwa ahantu ho guhunika, kumenagura idirishya cyangwa gushushanya imbunda mumasegonda 5, kandi byihuta mumuhanda mbere yuko abari bahari babyitwaramo. Komeza ugende mumihanda minini, hamagara 911 kuri terefone, hanyuma utware neza kuri sitasiyo ya polisi.

Bite ho mugihe umuntu atazi akomanze ku idirishya ryimodoka nkimara kuva muri banki mvuga ko mfite ipine iringaniye, amavuta yamenetse, cyangwa amafaranga yataye hasi?¶

Ntukingure umuryango wawe, umanure idirishya, cyangwa ngo uve mu modoka yawe. Gutobora ipine muri banki, gusiga amavuta kuri grille yawe, cyangwa guta fagitire ntoya kuruhande rwa bamperi yawe ni uburyo bwa kera bwo kurangaza abantu: mugihe usohotse kugirango ugenzure ipine yawe yinyuma cyangwa ufate fagitire yamadorari 5, icyitso cya kabiri gifungura umuryango wabagenzi udafunze, ufata igikapu cyamafaranga kuntebe cyangwa kuri konsole, hanyuma arahunga. Komeza inzugi zifunge hanyuma utware kuri sitasiyo ya polisi cyangwa urumuri rwa serivisi rwaka mbere yo gusuzuma imodoka yawe.

ATM zo gutwara ibinyabiziga zifite umutekano kuruta kugendagenda kuri ATM kugirango wirinde guhuza banki?¶

ATM ya Drive-thru irakurinda ibyuma byogukoresha ibirenge mugihe uri kuri mashini, ariko raporo za polisi zerekana ko ATM zo gutwara ibinyabiziga hamwe nigituba cya pneumatike ari cyo kibanza cyo guhiga cy’ibinyabiziga bishingiye ku binyabiziga. Kubera ko imodoka yawe yicaye ihagaze idirishya ryawe hepfo, ikibanza gihagaze kuri metero 25 (80) gifite iminota 2 kugeza kuri 3 yo kugenzura isahani yawe, kureba amafaranga yatanzwe, urebe niba uri wenyine, kandi urebe aho ushyira ibahasha imbere yinzu yawe mbere yo gukuramo inyuma.

Nigute nshobora gutwara neza $ 5,000 kugeza 15,000 $ mugihe ngomba kubikuramo kugirango ngure byihutirwa?¶

Ubwa mbere, baza niba ibikorwa bishobora kurangirira mumashami ya banki ukoresheje sheki ya kashi cyangwa kohereza insinga kugirango utazigera ugenda ufite amafaranga yumubiri. Niba ugomba kuvana amafaranga muri banki, wambare ikoti ifite umufuka wimbere wimbere cyangwa umukandara wamafaranga utambaye ishati, wange ibahasha ya banki yera kumadirishya yabaguzi, ugabanye ifaranga mumigozi iringaniye umubiri wawe imbere mubiro bya banki yigenga, genda mumodoka yawe n'amaboko yubusa, uhite ufunga imiryango yawe uhita uhagarara aho zeru zihagarara.

Kuyobora¶

• Gukurikiranwa n'amaguru cyangwa mumodoka: kurwanya-kugenzura no guhunga
• Kwirinda gutwara imodoka, gutoroka mu modoka, no guhisha ubuzima
• Gushimuta byihuse, gukuramo ATM ku gahato, no gushimuta de-escalation
• Ubujura bwa banki hamwe na heist kurokoka imbere yishami
• Ububiko bwihutirwa

Inkomoko nubuyobozi¶

• ** Ibiro bishinzwe iperereza (FBI) & Task Force ishinzwe ubujura bw’amategeko (Houston PD, Dallas PD, Atlanta PD, LAPD): ** * Amatangazo y’umutekano rusange ku buryo bwo kugenzura amabanki, Kudoda amafaranga kuri ATM, no gukumira ubujura bw’imishahara mu bucuruzi *.
• ** Ishyirahamwe ry’amabanki y'Abanyamerika (ABA) & Serivisi ishinzwe Imari Amakuru yo Gusangira no Gusesengura Ikigo (FS-ISAC): ** * Umutekano wa ATM ku mubiri, Umutekano wo gufata neza abakiriya, hamwe n’amabwiriza agenga ibyaha by’ishami *.
• ** Inama y’abayobozi bakuru b’igipolisi cy’Ubwongereza (NPCC) & Serivisi ishinzwe igipolisi cya Metropolitan: ** * Umutekano bwite kuri Cashpoints, Gukumira Ubujura bwo Kurangara, hamwe n’inama z’ubudozi zifite agaciro gakomeye *.
• ** Minisiteri y’imbere mu Gihugu cy’Ubufaransa (Ministère de l'Intérieur - Igipolisi Nationale): ** * Prévention des vols à la sortie de banque et des vols à la portière (Kurwanya Ubudozi Bwakuweho Nyuma yo Kwirukana no Kwambura Imodoka).
• ** Guhagarika Ibyaha Mpuzamahanga & Igihugu gishinzwe gukumira ibyaha (NCPC): ** * Kumenyekanisha uko ibintu bimeze ku mashini zikoresha imashini zikoresha na Porotokole yo gutwara ibinyabiziga *.