Patreon, Substack, GusaFans, cyangwa Ko-fi Umuremyi Yishyuwe Yahagaritswe cyangwa Konti Yerekanwe: Kohereza abiyandikisha imeri CSV hamwe na Stripe ihuza Portable¶

Kubyuka kuri imeri yabigenewe ivuga ko ** Patreon, Substack, Gumroad, Ko-fi, GusaFans, Fourthwall, cyangwa Kick / Twitch ya konte ya creator ** yahagaritse kwishyura, cyangwa yahagaritswe burundu kuberako bivugwa ko Yizeye & Umutekano cyangwa kurenga-gutunganya ibicuruzwa, ni ihungabana ryamafaranga rishobora kubaho kubwanditsi bwigenga, podcaster, uwashizeho amashusho, umuhanzi, cyangwa amashusho. Mugitondo kimwe, 100% byamafaranga winjiza buri kwezi (MRR) ishyirwa muminsi 90 kugeza 180-yo kuzigama, kandi niba urubuga ruhagarika ikibaho cyawe mbere yuko wohereza urutonde rwabakwumva, ubura ubushobozi bwo kuvugana nibihumbi byabashyigikiye bishyura bashaka kugukurikira. Niba umuyoboro wawe wahanze yarashimuswe na hacker yo hanze aho guhagarikwa na platifomu, hindura ako kanya iwacu umuyoboro wa creator yashimuswe na crypto livestream scam kugarura umuyobozi; niba ukoresha e-ubucuruzi bwibintu bifatika, jyana iki gitabo hamwe nicyacu Amaduka ya TikTok, Umugurisha wa Amazone, cyangwa Etsy guhagarika iduka hamwe na Gahunda yibikorwa na kwambura uburenganzira uburenganzira bwo kwamburwa uburenganzira bwa DMCA kuyobora, no kugisha inama isi yose nimero yihutirwa ububiko bwihutirwa.

Kurokoka umuremyi-ubukungu wishyuye guhagarika cyangwa gutesha agaciro biterwa nibintu bibiri bya tekiniki bitandukanya abaremye bagarura 90% yinjiza mugihe cyamasaha 72 nababuze ubucuruzi bwabo: ** (1) Gutunga umurongo wa interineti, Icyumweru cyohereza hanze abiyandikisha kuri imeri CSV (active + expired patrons) **, na ** (2) Gusobanukirwa niba urubuga rwawe rukoresha a Direct Stripe Connect ubwubatsi (nka Substack, Umuzimu, cyangwa Umunyamuryango, aho usanzwe ugenzura umurongo wimbere cus_... Umukiriya na pm_... Uburyo bwo Kwishura Uburyo) hamwe na a Merchant of Record / Aggregator ubwubatsi (nka Patreon, Gumroad, cyangwa GusaFans, aho kwimuka amakarita yinguzanyo asubiramo bisaba PCI yemewe na Stripe Data Portability PAN Kwimuka) **. Aka gatabo kanyuze mu byihutirwa byihutirwa, gukuramo abumva, guhatanira ibinyoma-byiza Icyizere & Umutekano na Stripe MCC amabendera, no kwimura abiyandikishije usubiramo utiriwe uhatira ibihumbi by'abakiriya kongera kwandikisha amakarita y'inguzanyo.

Kora ubu¶

1. ** Mbere yo gukanda buto iyo ari yo yose yo kujurira cyangwa gutongana ninkunga, ohereza abiyandikishije buzuye / Imeri ya imeri CSV (All Time: Active, Declined, Cancelled, and Free Followers) NUBU NONAHA. ** Niba ikibaho cyawe kiracyagerwaho ("Payouts Paused" cyangwa "Under Review" leta), kwinjira kwawe gushobora guhagarikwa burundu mumasaha iyo itike yo Kwizera & Umutekano ifunguye. Hita ukuramo abakwumva bose CSV kuri ** Patreon (Audience -> Relationship Manager -> CSV Export) **, ** Substack (Dashboard -> Subscribers -> Export -> All columns) **, ** Ko-fi (More -> Subscribers / Supporters -> Export CSV) **, cyangwa ** Gumroad (Sales -> Export -> CSV) ** hanyuma ubike kopi ebyiri kumurongo.
2. ** Menya niba gukonjesha kwaturutse mu itsinda rya Creator Platform's Trust & Safety team CYANGWA biturutse kuri Processor yo kwishyura (Stripe, PayPal, Payoneer, cyangwa Adyen). Ibendera ryibikoresho bya platifomu (nkubuyobozi bwa Patreon cyangwa Amabwiriza agenga Ibikubiyemo) bisaba ** Kwubahiriza Ibirimo & Kugabanya Ubujurire **, mugihe ** Stripe Risk / Kwishyuza / Ubucuruzi bwabujijwe (MCC.
3. ** Ntuzigere usaba abashyigikiye uburakari gutanga ikarita yinguzanyo kuri platifomu "kubahana" kubera kukubuza.0.75% to 1.0%** itera ** Visa / Mastercard (VDMP) na Stripe ** kurutonde rwumukara burundu izina ryanyu ryemewe, Indangamuntu (SSN/EIN), na konte ya banki kuri ** UMUKINO / Idosiye y'abacuruzi yarangiye (TMF. Ahubwo, tegeka urubuga (cyangwa ukoreshe ikibaho cyawe) gutanga kubushake ** Gusubiza Platform ** niba bikenewe.
4. ** Niba ukoresha Substack, Ghost, Memberful, Podia, cyangwa Ko-fi (Direct Stripe), Injira dashboard.stripe.com, Ikarita yawe yinguzanyo isubirwamo burigihe burigihe muri konte yawe ya Stripe. Kuberako Substack na Ghost bishyuza abiyandikishije imbere * * * ihuza Stripe Standard / Express konte, yawe cus_... Ibikoresho byabakiriya, pm_... Ikarita y'inguzanyo ibimenyetso, kandi sub_... gahunda yo kwishura inshuro nyinshi ikomeza kuba ntamakemwa muri konte yawe ya Stripe kandi irashobora gucomeka kurubuga rushya rwakiriwe na Ghost, WordPress, cyangwa Beehiiv mugihe cyamasaha 2 hamwe na ** zeru abiyandikisha **.
5. ** Niba ugenda Patreon, Gumroad, cyangwa urundi rubuga rwakiriwe hamwe 500+ kwishyura abafatabuguzi, ohereza "Stripe Data Portability / Gusubiramo Token Migration Gusaba" MBERE YO gusiba konte yawe. Komeza konti ishaje (cyangwa muburyo bwajuririwe / butagaragara) mugihe urubuga rwawe rushya rutangiza ibanga ** PCI-DSS Yatunganijwe-Kuri-Gutunganya Token Migration **.
6. ** Tanga icyifuzo kimwe, cyubatswe, kitarangwamo amarangamutima Kubyubahiriza & Risk Ubujurire mugihe cyamasaha 48. Kurikiza neza neza ibyiringiro ** Kwizera & Umutekano / Kwishura Impanuka zo Kwishura Inyandikorugero ** mugice cya 3 hepfo.

Igiti cyemezo: Gusuzuma no kurokoka uwashizeho umushahara wo guhagarika cyangwa guhagarika platform¶

Kurikiza iki cyemezo cyibikorwa kugirango ubone ububiko bwabafatabuguzi bawe, banza umenye igipimo nyacyo gifata amafaranga yawe, hanyuma ukore inzira nziza yo kugarura cyangwa kwimuka.

flowchart TD
    CrisisStart["Konti yumuremyi yahagaritswe cyangwa kwishyura byahagaritswe"] --> CanLogin{"Urashobora Kwinjira Mububiko bwawe bwa Dashboard?"
    CanLogin -->|"Yego: Konti muri 'Isubirwamo' cyangwa 'Amafaranga Yishyuwe Yahagaritswe' Leta"| ExportNow["INTAMBWE 1"]
    CanLogin -->|"Oya: Injira Byuzuye"| CheckStripe["INTAMBWE 1: Injira muburyo butaziguye."]
    ExportNow --> FreezeSource{"Ninde Wateje Gukonjesha cyangwa Guhagarikwa?"
    CheckStripe --> FreezeSource
    FreezeSource -->|"Inkomoko A: Kwizera Ihuriro & Umutekano (Ibirimo / Uburenganzira / Abakuze / Ibendera ryimyitwarire idahwitse)"| TSFrozen["UBUJURIRE BWA PATFORM T&S: Menya neza ibyapa byanditse / Akazi -> Tanga Guhindura ako kanya / Gukuraho -> Tanga ubujurire bwubatswe bwubatswe (Igice cya 3)"]
    FreezeSource -->|"Inkomoko B: Stripe / Kwishyura Gutunganya Ingaruka Zifata (Umuvuduko Utunguranye, KYC / ID ID idahuye, cyangwa MCC yabujijwe)"| StripeFrozen["UBUJURIRE BWO GUKORA INGARUKA: Indangamuntu Yuzuye / Kugenzura Imisoro -> Kuramo Impapuro zuzuzwa & Inkomoko y'umuhanda (Igice cya 3)"]
    FreezeSource -->|"Inkomoko C: Itangazo rya misa-Raporo / Igitero cyo Kuriganya Ikarita"| CardTesting["Ikarita-GUKORA IKIZAMINI: Erekana Ikipe Yunganira Spike yimihigo 1 ya Bot ivuye muri IP isangiwe -> Gusaba gusubizwa byinshi (Ntabwo byishyurwa) & Irembo rya CAPTCHA"]
    TSFrozen --> ArchitectureCheck{"Nigute Ikarita Yawe Yinguzanyo Yabitswe? (Reba Imbonerahamwe mu gice cya 2)"}
    StripeFrozen --> ArchitectureCheck
    CardTesting --> ArchitectureCheck
    ArchitectureCheck -->|"Guhuza Inzira itaziguye (Substack, Umuzimu, Umunyamuryango, Ko-fi Direct)"| ZeroChurn["ZERO-CHURN MIGRATION: Stripe yawe 'cus_' & 'pm_' Tokens Yicaye Konti Yawe Ya Stripe -> Subiza Umuzimu / WordPress / Beehiiv"]
    ArchitectureCheck -->|"Umucuruzi wa platform ya Record (Patreon, Gusa Abafana, Gumroad)"| CSVMigration["CSV + TOKEN MIGRATION: Imeri yoherejwe hanze CSV hamwe na 1-Kanda Kongera Gutanga Imihigo CYANGWA Gusaba Inzira Yemewe ya PAN Data Portability Transfer"]

Igice cya 1: Abafatabuguzi b'iminota 5 CSV Protokole yo gutabara (Ihuriro-ry-inzira-nyayo)¶

Ubucuruzi bwawe bwo kurema ntabwo ari URL yawe ya platform, ** ni umubano utaziguye nurutonde rwabantu bahembwa akazi kawe. ** Niba ugifite nubwo wasomwe byigihe gito gusa-winjira kumwanya wawe (cyangwa buri cyumweru nimugoroba nkisuku iteganijwe yo gukumira), kora intambwe nyazo zohereza hanze aha:

Kanda-Inzira nyayo yohereza ibicuruzwa byawe byishyurwa & Abumva kubuntu CSV¶

Igice cya 2: Gusobanukirwa Kwishyurwa Byatanzwe nyirubwite (Direct Stripe Connect v. Merchant of Record)¶

Iyo umuremyi ufite 2000 yishura abiyandikisha buri kwezi 10 / ukwezi (20.000 / ukwezi MRR) ishaka kuva kuri platifomu, cyangwa guhatirwa kurubuga, ubwoba bukomeye ni ** Ongera wiyandikishe Ubuvanganzo **: niba wohereje imeri isaba abantu 2000 gukuramo ikotomoni yabo hanyuma wandike ikarita yinguzanyo yimibare 16 kurubuga rushya, ** mubisanzwe 35% kugeza kuri 60% byabakoresha bitinda cyangwa bagahita bahita. **

Niba ushobora kwimura abafatabuguzi bawe basubiramo * utarinze * kongera kwandika amakarita yinguzanyo biterwa nuburyo bubiri bwo kwishyura urubuga rwawe rukoresha:

+-----------------------------------------------------------------------------+
|   ARCHITECTURE A: DIRECT STRIPE STANDARD / EXPRESS CONNECT                  |
|   (Substack, Ghost Pro, Memberful, Podia, Fourthwall, Ko-fi Direct Stripe)  |
+-----------------------------------------------------------------------------+
|  [Subscriber Card] ---> [YOUR Own Stripe Account (acct_...)]                |
|                            +-- Customer Object (cus_...)                    |
|                            +-- Card PaymentMethod (pm_... / card_...)       |
|                            +-- Subscription Schedule (sub_...)              |
|  * RESULT: You ALREADY own the credit card tokens. Even if Substack/Ghost   |
|    closes your site, the recurring subscriptions live inside YOUR Stripe    |
|    account. Connect your same Stripe account to a new platform = 0% Churn.  |
+-----------------------------------------------------------------------------+

+-----------------------------------------------------------------------------+
|   ARCHITECTURE B: PLATFORM MERCHANT OF RECORD / AGGREGATOR                  |
|   (Patreon, OnlyFans, Gumroad, Buy Me a Coffee, Twitch, Fanfix)             |
+-----------------------------------------------------------------------------+
|  [Subscriber Card] ---> [PLATFORM'S Master Vault (Patreon/OF/Gumroad)]      |
|                            |                                                |
|                            +---> Pays Out Net Balance to Your Bank/Stripe   |
|  * RESULT: The platform holds the card vault. Moving cards without fans     |
|    re-typing requires a formal PCI-DSS Processor-to-Processor Token         |
|    Portability Migration (or a High-Conversion CSV Re-Pledge Campaign).     |
+-----------------------------------------------------------------------------+

1. Nigute Wokwimuka Na ZERO Churn Niba uri Substack, Ghost, Memberful, cyangwa Ko-fi (Direct)¶

Niba urubuga rwawe rwahujwe na konte yawe ** Stripe Standard ** ukoresheje OAuth: 1. Injira muri https://dashboard.stripe.com ukoresheje ibyangombwa byawe bwite byinjira. 2. Kanda ** Abakiriya ** na ** Kwiyandikisha ** kuruhande rwibumoso. Uzabona buri umwe mubakiriya bawe bishyuye banditse hano imbere muri konte yawe ya Stripe, yuzuye hamwe nibikorwa byabo byisubiramo (sub_...) no kuzigama amakarita y'inguzanyo (pm_...). 3. ** Niba wimutse uva kuri platifomu: ** - Fungura ** Igenamiterere rya Stripe -> Porogaramu zashyizweho / Porogaramu zemewe ** (dashboard.stripe.com/settings/apps) no kugenzura imiyoboro ya OAuth ihuza. - Iyo utumije Substack yawe / Abanyamuryango biyandikisha CSV (ikubiyemo buri mukoresha stripe_customer_id) muburyo bushya nka ** Umuzimu **, ** WordPress (WooCommerce Subscriptions / MemberPress) **, ** Outpost **, cyangwa ** Beehiiv **, uhuza gusa konti ya ** imwe ya Stripe imwe ** kurubuga rwawe rushya. - Ihuriro ryawe rishya ryerekana ikarita ya buri mukoresha kuri buriho cus_... na sub_... Indangamuntu imbere ya konte yawe. ** Abafatabuguzi bawe ntibagomba kongera kwinjira mu ikarita yabo y'inguzanyo, kandi ukwezi kwawe gutaha kuzenguruka neza. **

2. Nigute ushobora gusaba "Guhuza Stripe / PCI Data Portability PAN Kwimuka"¶

Byagenda bite niba abafatabuguzi bawe babitswe imbere ya konte nkuru ya platform, cyangwa ukeneye kwigana cus_... / card_... ibimenyetso biva kuri konte imwe ya Stripe (Source Account) ku yindi konte ya Stripe (Destination Account)? - Munsi ya ** Stripe yemewe ya Data Portability Politiki (stripe.com/docs/security/data-migrations/pan-copy) ** na PCI-DSS ibipimo nganda, imibare 16 yimibare Yibanze (PANs) ntishobora na rimwe kohererezwa imeri kuri urupapuro rwabigenewe, ** ariko zirashobora kwandukurwa muburyo butaziguye kuva muri Source Processor Vault kugeza kuri konte yawe ya konte ya konte yawe **: 1. ** Fungura konte yawe ya Stripe Konti ** (dashboard.stripe.com) no kugenzura neza ubucuruzi. 2. ** Tanga Stripe Data Kwimuka / Gusaba Kopi Gusaba ** ukoresheje Inkunga ya Stripe (support.stripe.com/contact) kwerekana ** Konti-Kuri-Konti ya Konti PAN Gukopera ** cyangwa ** Ibicuruzwa bitumizwa hanze (migrations@stripe.com) **. 3. ** Uruhushya rwa platform: ** Ihuriro ryisoko rigomba kwemerera kohereza hanze ikarita yerekana ikarita yabakiriya ijyanye nindangamuntu yawe. Mugihe Substack, Ghost, Kajabi, Umunyamuryango, na Patreon bashyigikiye token portable cyangwa gutandukana kwa konte mugihe cyo hanze, abaterankunga bafunze (nka OnlyFans cyangwa Twitch) ntibarekura ububiko bwamakarita, bigatuma ** imeri yawe yoherejwe hanze CSV + Discord / Umuyoboro wa Telegaramu ** ubuzima bwawe bwibanze.

Igice cya 3: Uburyo bwo Kurushanwa Kubeshya-Ibyiza byo Kwishura Gukonjesha cyangwa Kwizera & Guhagarika Umutekano (Kandi Kugarura Amafaranga Yakozwe)¶

Waba wahisemo kuguma kuri platifomu cyangwa ukagenda, ** ugomba kurwana kugirango ufungure amafaranga yose yishyuwe (1.000.000.000.000) wicaye imbere muri konte yawe.

1.Gusuzuma Imbarutso 4 Yukuri Yihishe inyuma yumuremyi wo kwishyura¶

2. Gukoporora-Paste Umuremyi Yishyuwe Kudakonjesha & Kwizera & Umutekano Ubujurire bw'icyitegererezo¶

Tanga ubu bujurire bwubatswe binyuze kumurongo wemewe wumutekano & Umutekano / Urubuga rusubiramo ibyago (cyangwa ukoresheje ** Stripe Dashboard -> Igenamiterere -> Kubahiriza / Kugenzura ** niba byahagaritswe na Stripe):

Subject: Formal Compliance & Payout Review - [Your Creator/Account URL] (Account Email: [you@domain.com])

Dear Trust & Safety and Payment Risk Review Team,

I am writing to provide complete verification documentation regarding the recent review/payout hold placed on my creator account ([Account URL], registered under [Full Legal Name / LLC Name]).

1. VERIFIED CREATOR IDENTITY & TRACK RECORD:
   - I am the sole creator of [Brand/Publication Name], producing original [podcasts / software / educational articles / illustration] since [Year].
   - My verified public social channels demonstrating authentic audience provenance are linked here: [Link 1 - YouTube/X/Instagram], [Link 2 - Website].
   - Attached are my government photo ID, [W-9 / W-8BEN / Business Registration], and a recent bank statement matching my payout account.

2. ROOT CAUSE & TRAFFIC PROVENANCE EXPLANATION:
   - [If frozen after a revenue spike:] The recent increase in subscriber volume between [Date] and [Date] was driven by a legitimate public release featured at [URL of Viral Post/Release]. Attached are analytics screenshots confirming organic referral traffic.
   - [If flagged for a content/wording issue:] Upon reviewing the [Platform] Community and Payment Guidelines, I identified that Post #[ID] ("[Title]") contained [mention of a giveaway / wording that triggered an automated filter]. I have permanently removed/updated that post and audited my entire archive to make sure 100% compliance with all platform and payment-processor rules.

3. FULFILLMENT & LOW-DISPUTE RECORD:
   - All digital tier benefits and posts have been delivered to subscribers on schedule, and my historical dispute/chargeback rate across [X] months is [0.0% / well below 0.5%].

Please review the attached verification documents and restore normal account standing and payout scheduling. I am happy to provide any additional verification needed.

Sincerely,
[Your Full Legal Name]
[Your Account Email & Phone Number]

Igice cya 4: Gukora ibyihutirwa byamasaha 48 Gusubiramo (Guhindura CSV yawe kuri 70% + Kugumana)¶

Niba Umucuruzi-wo-Kwandika (Patreon, Gumroad, OnlyFans, Buy Me a Coffee) ishyigikira ihagarikwa rihoraho kubera ko icyicaro cyawe (nkibirimo abantu bakuru, inyigisho zimbunda, ibisobanuro bya politiki, cyangwa ibikoresho byumutekano wa cyber) biguye hanze yumutunganyirize wishyurwa wibyifuzo byavuguruwe, ntugatakaze amezi urwana numuryango ufunze. Kora ** 48-Amasaha Yigenga Yongeyeho **:

1. Hitamo Ihuriro ryububiko aho utunze Byombi Imeri Urutonde na Domisiyo¶

1. ** Haguruka hub yawe nshya kuri domaine yawe bwite (support.yourname.com cyangwa yourname.com): **
2. ** Kubanditsi, Podcaster, & Abakora Video: ** Kwiyakira cyangwa kuyobora ** Umuzimu **, ** WordPress (MemberPress / Paid Memberships Pro / WooCommerce) **, ** Icya kane **, cyangwa ** Substack / Beehiiv ** (ihujwe na konte yawe bwite ya Stripe + indangarubuga).
3. ** Kubakora ibicuruzwa bya Digital: ** ** Indimu Squeezy **, ** Kwishura **, ** Fourthwall **, cyangwa ** WooCommerce ** kumurongo wawe bwite.
4. ** Impamvu Indangarugero Yumukoresha idashobora kuganirwaho: ** Iyo abiyandikishije yourname.com hanyuma wiyandikishe kuri RSS ibiryo kuri yourname.com/rss, urashobora guhinduranya inyuma ya CMS cyangwa gutunganya ubwishyu mugihe kizaza nta mufana numwe wigeze abona URL ihinduka.

2.¶

Ntuzigere ujugunya abantu 10,000 boherejwe na Patreon CSV kuri konte nshya ya Gmail hanyuma ukande "Kohereza Byose", Gmail izahagarika konte yawe nyuma ya imeri 100. 1. ** Kuzana CSV mumuremyi-Nshuti ya imeri itanga serivise (ESP) cyangwa Ihuriro ry'amakuru ** (nka Ghost, Beehiiv, Kit / ConvertKit, Buttondown, cyangwa Amazone SES hamwe SPF/DKIM/DMARC Kugaragara kuri domaine yawe yihariye). 2. ** Shyira hanze CSV yawe yoherejwe mumatsinda abiri mbere yo kohereza imeri: ** - ** Itsinda A: Abafatabuguzi bishyura neza (Who just had their billing interrupted by the platform ban). ** - ** Itsinda B: Abahoze / Bahagaritse Kwishura Abiyandikisha + Abakurikira Ubuntu. ** 3. ** Ohereza Itsinda A "Gutanga Ikiraro Cyabanyamuryango": ** - Babwire mu mucyo no mu mutuzo mu bika 4 bigufi: * (1) Konti yacu ya kera ya platform yarafunzwe / yimutse bityo twimukiye munzu yacu yigenga ihoraho kuri [YourDomain.com],. - Gutanga ** Kwishura Apple, Kwishura Google, na Stripe Ihuza (1-Click SMS Autofill) ** kurupapuro rwawe rushya rwo gukuraho bikuraho abakunzi gutembera munzu kugirango babone ikotomoni yumubiri, bizamura igipimo cyo kwimuka kwimuka kuva 35% Kuri 70%+.

Imibare yihutirwa yo mukarere hamwe ninzego zizamura imari / kugenzura¶

Niba urubuga rwabashinzwe gukora cyangwa gutunganya ibicuruzwa byabujije amafaranga yishyuwe kurenza idirishya ryabigenewe (mubisanzwe iminsi 90 kugeza 180) nta cyemezo cyurukiko cyangwa uburyozwe bwo kwishyura, byiyongera binyuze muriyi nzira yemewe n’umuvunyi mukuru:

• ** Amerika: ** Tanga ikirego cyubuyobozi bushinzwe kwishyura (PayPal, Stripe, Block / Square) hamwe na Biro ishinzwe kurengera umutungo w’abaguzi (consumerfinance.gov/complaint) ** na ** Ishami rya Californiya rishinzwe kurengera imari no guhanga udushya (dfpi.ca.gov) ** (aho Patreon, Substack, Gumroad, na Stripe ifite icyicaro). Hamagara ** 911 ** kubintu byose byihutirwa byumubiri.
• ** Ubwongereza: ** Abatunganya ubwishyu bakorera mu Bwongereza (Stripe Payments UK Ltd, PayPal UK Ltd) bagengwa n’ibigo bya elegitoroniki (EMIs). Niba umutunganya ananiwe gukemura ikibazo cyawe cyanyuma cyo gusubiza, uzamure kubusa kuri serivisi y’umuvunyi mukuru w’Ubwongereza ** (financial-ombudsman.org.uk, 0800 023 4567) **. Ibihe byihutirwa: ** 999 **.
• ** Umuryango w’ubumwe bw’ibihugu by’i Burayi: ** Munsi ya ** Ingingo ya 4 y’ubumwe bw’ibihugu by’Uburayi (P2B) Amabwiriza (Regulation (EU) 2019/1150) ** hamwe na ** Itegeko rya serivisi ya Digital (DSA) **, urubuga rugomba guha abakoresha ubucuruzi inyandiko yihariye yimpamvu no kubona ibyemezo byemewe ** Inzego zishinzwe gukemura amakimbirane hanze yurukiko **. Escalate PayPal Uburayi bufite kuri ** Luxembourg CSSF (cssf.lu) ** na Stripe Europe ifatiye kuri Irlande ya ** Serivise yimari na pansiyo Umuvunyi mukuru (fspo.ie) **. Ibihe byihutirwa: ** 112 **.
• ** Kanada.obsi.ca) **, hamwe na ** Ikigo gishinzwe abaguzi b'imari muri Kanada (fcac-acfc.gc.ca) **. Ibihe byihutirwa: ** 911 **.
• ** Australiya na Nouvelle-Zélande: ** Muri Ositaraliya (** 000 **), tanga impaka zishingiye ku buntu hamwe n’ikigo cya ** gishinzwe kurega imari muri Ositaraliya (afca.org.au, 1800 931 678) ** na ** Umuvunyi Mukuru w’ubucuruzi (asbfeo.gov.au) . Muri Nouvelle-Zélande ( 111 **), hamagara ** Serivisi ishinzwe Imari Ibirego Ltd (fscl.org.nz) **.
• ** Aziya-Pasifika: ** Muri Singapuru (** 999 **), hamagara ** FIDReC (fidrec.com.sg) ; mu Buhinde ( 112 **), dosiye ukoresheje ** Umuvunyi Mukuru wa RBI (cms.rbi.org.in) **. Reba ububiko bwuzuye kuri nimero yihutirwa.

Ibibazo bikunze kubazwa¶

Urubuga rwabashinzwe gukora rushobora kugumya amafaranga yo kwishyura igihe cyose nibabuza konti yanjye?¶

Oya. Keretse niba amafaranga yawe yarahagaritswe hashingiwe ku cyemezo cya leta cyo gufatira ibyemezo amategeko cyangwa ibihano bya OFAC byafashwe, nta rubuga rw’abashinzwe kurema cyangwa gutunganya ibicuruzwa (Stripe, PayPal) byemewe n'amategeko kunyaga burundu amafaranga yinjije burundu nk '"ihazabu." Mugihe cyamasezerano yabo yubucuruzi, mugihe konti ihagaritswe kubera politiki cyangwa kurenga ku ngaruka, uwatunganije ashyira amafaranga yawe asigaye muri ** 90-kugeza-180-ya Rolling Reserve Hold ** kugirango yishyure amakarita yinguzanyo yabakiriya (kuva Visa na Mastercard biha abafite amakarita iminsi 120 kugeza 180 kugirango batongane). Iyo idirishya ryo kwishyuza iminsi 90 kugeza 180 rirangiye, amafaranga asigaye agomba gutangwa kuri konte yawe ya banki cyangwa agasubizwa abafite amakarita yambere.

Ni ukubera iki biteye ubwoba kubwira abafana banjye gutanga ikarita yinguzanyo nyuma yuko Patreon cyangwa konte yabashizeho bibujijwe?¶

Gutegeka abakunzi bawe gutangiza kwishyurwa na banki byangiza ubushobozi bwawe bwo kugaruza amafaranga yishyuwe kandi birashobora kugukurikirana burundu muri sisitemu ya banki ya interineti. Ubwa mbere, buri kwishyuza gukubita konte yawe yahagaritswe hamwe na automatique ** 15.00 idasubizwa amafaranga yamakimbirane y'urusobe ** hejuru yimihigo yasubijwe. Icya kabiri, niba konte yawe yamakimbirane arenze ** 0,75% kugeza 1.0% ** yubucuruzi bwose, Visa, Mastercard, na Stripe shyira izina ryawe ryemewe, Indangamuntu (`SSN`/`EIN`), na konte ya banki kwisi yose ** UMUKINO / Idosiye yabacuruzi yarangiye (`TMF`) ** urutonde rwumukara kumyaka 5, rukubuza gufungura Stripe nshya, Guhindura, cyangwa konte ya kare ahandi.

Niba mvuye muri Substack cyangwa Ghost, abiyandikishije bishyura bagomba kongera kwinjiza amakarita yinguzanyo kurubuga rwanjye rushya?¶

Oya Kuberako Substack, Ghost, Abanyamuryango, na Podia bakoresha ** Direct Stripe Standard / Express Connect **, ikarita yinguzanyo yabakiriya bawe (`pm_...`), Imyirondoro yabakiriya (`cus_...`), hamwe na gahunda yo kwishura inshuro nyinshi (`sub_...`) gutura imbere muri ** konte yawe ya Stripe ** (`dashboard.stripe.com`), ntabwo biri mububiko busangiwe. Iyo wohereje abiyandikisha CSV hanyuma ugahuza iyo konte imwe ya Stripe kurubuga rushya rwa Ghost, WordPress, cyangwa Beehiiv, abiyandikishije bahembwa bakomeza kwishyuza mu buryo bwikora nta mufatabuguzi numwe ukeneye kongera kwinjira mu ikarita yabo.

Kuki Stripe cyangwa Patreon bahagaritse kwishyura nkimara kugira ukwezi kwanjye gutangira?¶

Imashini yishyurwa yimodoka (`Stripe Radar`, `PayPal Risk`) gukurikirana konti yabaremye kugirango itandukane ryimibare itunguranye uhereye kumateka yayo. Niba konte isanzwe yinjiza 1.500 mukwezi itunguranye 20.000 mumasaha 48 nyuma ya virusi cyangwa itangijwe, itegeko ryihuta ryihuta rihagarika kwishyura kugirango hamenyekane ko konti itashimuswe kugirango ikoreshe amakarita yinguzanyo yibwe cyangwa kugurisha ibicuruzwa bitabaho. Urashobora gusiba umuvuduko ukabije mugihe cyamasaha 24 kugeza kuri 72 utanga itike ituje ikubiyemo amahuza kurubuga rwa interineti rushyira ahagaragara imbuga nkoranyambaga, amashusho yisesengura ryurubuga, ibimenyetso byerekana ibihembo bya digitale, hamwe nindangamuntu ya leta.

Bigenda bite kurutonde rwabiyandikishije kuri imeri niba Patreon cyangwa Ko-fi babujije konti yanjye mbere yuko nsohora CSV?¶

Niba konte yawe yinjira yarahagaritswe rwose mbere yo kohereza CSV, banza urebe konte imeri ihuza urubuga rwawe: shakisha inbox yawe `"New patron"`, `"New subscriber"`, cyangwa `"New supporter"` imenyesha imeri kandi ukoreshe igikoresho cya imeri-yubusa (cyangwa Inkuba yaho `.mbox` kohereza hanze hamwe na regex yoroheje) gukuramo amazina na imeri ya adresse yabashyigikiye kuri imeri yawe imenyesha. Icya kabiri, niba uherereye mubwongereza, EU, cyangwa Californiya, urashobora gutanga ** Ikintu cyemewe / Ubucuruzi bw'abakoresha amakuru yoherejwe hanze ** (`GDPR` / `EU P2B Regulation Art. 4 & 9` / `CCPA`) gusaba kohereza hanze inyandiko zumubano wabakiriya zakozwe nubucuruzi bwawe mbere yo guhagarika.

Ni ukubera iki konti yanjye yo kurema yabonye ibendera ryo gukora buri kwezi "Patron-Gusa Raffle" cyangwa gutanga?¶

Hirya no hino muri Amerika, Kanada, Ubwongereza, Umuryango w’ubumwe bw’ibihugu by’Uburayi, na Visa / Mastercard / Stripe Yemewe Gukoresha Politiki, Impano iyo ari yo yose isaba abitabiriye kwishyura amafaranga (harimo n’ayishyuwe 5 / ukwezi kwa Patreon, Substack, cyangwa Ko-fi tier) kugira ngo binjire mu gishushanyo mbonera cya tombora ** (**).`Prize + Chance + Consideration`). Amahuriro akoresha ibyuma byabigenewe byanditse kugirango ashyire ahagaragara amagambo `"raffle"`, `"lottery"`, na `"ticket drawing"`, guhagarika ubwishyu ako kanya. Buri gihe wubake patron perks nkinyungu zemewe kurwego rwabanyamuryango bose kururwo rwego aho gushushanya-amahirwe.

Kuyobora¶

• Amaduka ya TikTok, Umugurisha wa Amazone, cyangwa Etsy iduka ryahagaritswe gitunguranye, amafaranga yo kwishyura yahagaritswe, hamwe na gahunda yibikorwa
• Youtube, Twitch, cyangwa umuyoboro wa TikTok yashimuswe na crypto livestream scam recovery
• Instagram, TikTok, cyangwa YouTube yambuye uburenganzira bwo kwambura uburenganzira, DMCA yibinyoma, hamwe no kurokoka
• Meta Business Suite cyangwa Konti Yamamaza ya Facebook yibwe: Rogue admin ikoresha imiyoboro hamwe namakarita yinguzanyo
• Kurega virusi yibinyoma, guhagarika agatsiko, burigade y'abakoresha, no gufunga digitale
• Inomero zihutirwa

Inkomoko nubuyobozi¶

• ** Stripe Inyandiko zemewe (docs.stripe.com): ** * Kwishura Data Portability hamwe na PAN Kwimuka (docs.stripe.com/security/data-migrations/pan-copy), Gusobanukirwa Stripe Guhuza Konti Kubika hamwe no Kwishura, hamwe nubucuruzi bwabujijwe kandi bugabanijwe (MCC Urutonde rw'ingaruka) *.
• ** Patreon & Substack Umuremyi Ufasha Ibigo (support.patreon.com / support.substack.com): *
• ** Amabwiriza y’ubumwe bw’ibihugu by’i Burayi (EU) 2019/1150 (Ihuriro-Kuri-Ubucuruzi P2B Amabwiriza): ** * Ingingo ya 4 Itangazo ritegekwa ryimpamvu nigihe cyo kumenyesha kubuza cyangwa guhagarika konti zabakoresha ubucuruzi *.
• ** Serivisi ishinzwe Umuvunyi Mukuru mu Bwongereza (financial-ombudsman.org.uk) & Ikigo gishinzwe kurengera umutungo w’abaguzi muri Amerika (consumerfinance.gov): ** * Kwiyongera kw'ikigo cya elegitoroniki cyamafaranga kidakemutse (EMI) hamwe no Kwishura gutunganya ibicuruzwa bifata *.
• ** Komisiyo ishinzwe ubucuruzi (FTC) & Komisiyo yo gukina urusimbi mu Bwongereza: ** * Itandukaniro ryemewe hagati ya tombora yishyuwe mu buryo butemewe / Raffles (Raffles (Prize + Chance + Consideration) hamwe no Kwamamaza byemewe n'amategeko *.