Home Title Fraud, Forged Quitclaim Deeds, and Property Recording Alerts¶

Discovering that a stranger or criminal syndicate has recorded a forged Quitclaim Deed or Warranty Deed transferring ownership of your home, vacation house, or vacant land into their name, or has taken out a fraudulent 250,000 USD hard-money mortgage against your equity, is a terrifying financial emergency. Home title theft (also called Deed Fraud or Seller Impersonation Fraud) occurs when criminals pull public county land records, target properties with high equity or no active mortgage (especially homes owned by seniors, inherited estates, rental properties, and vacant lots), forge the homeowner's signature and a fake notary stamp on a deed, and record the forged document at the County Recorder's Office. Once the county clerk stamps the deed into the public index, the criminals either quickly take out a cash-out loan from a private lender and vanish, or list the property for a below-market cash sale to an unsuspecting buyer.

Here is the fundamental legal truth that every homeowner must understand first: under real property law in every US state and common-law jurisdiction, a forged deed is void ab initio (completely null and void from the moment of its creation) and can NEVER legally transfer ownership of your home, even to an innocent buyer or lender. However, because County Recorders are ministerial clerks who are legally required to record any properly formatted document without verifying whether the signature is real, clearing the cloud on your title and stopping a fraudulent foreclosure or sale requires immediate legal action. By filing an emergency Notice of Pendency of Action (Lis Pendens), initiating a Quiet Title Lawsuit, filing an Enhanced ALTA Homeowner's Title Insurance Claim, and enrolling in your County Recorder's free Property Recording Alert system, you can freeze the criminals' ability to profit and restore your clean chain of title.

Enza nunku mpindieu¶

1. Protect your physical safety and never confront squatters or buyers at the property alone. If someone has broken into your home, changed the locks, or is physically threatening you at the property, step back to a safe location and call your local emergency number (911 in the United States and Canada, 112 across the European Union, 999 in the United Kingdom, or see nomba ya tshimpitshimpi).
2. Pull a certified copy of the forged deed and any fraudulent mortgages from the County Recorder today. Go in person or online to your County Recorder / Register of Deeds / County Clerk's Land Records Index and download every document recorded under your name or Assessor's Parcel Number (APN) over the last 24 months. Look specifically at the Notary Acknowledgment block, the Return Recording Address, the Transfer Tax declaration, and the Commission Number of the Notary Public printed on the forged deed.
3. If your property is currently listed for sale on the MLS by an impostor, call the listing real estate broker and the Title/Escrow Company immediately. Scammers frequently impersonate owners of vacant land or seasonal homes over email/WhatsApp and hire a legitimate local real estate agent to list the property for a fast cash closing. If you see a "For Sale" sign on your lawn or a Zillow/Redfin listing for your property, call the Listing Broker of Record and the Closing Title/Escrow Officer immediately, state that you are the true owner and the seller is an impostor, and follow up with an email attaching your ID and property tax bill to stop the wire transfer before closing.
4. Record a Notice of Lis Pendens (Notice of Pendency of Action) and file a Quiet Title Action. Contact a real estate litigation attorney (or Legal Aid / Senior Law Project if you are a low-income or elderly homeowner) to file an emergency Action to Quiet Title and Cancel Void Instrument alongside a Temporary Restraining Order (TRO), and immediately record a Notice of Lis Pendens in the County Land Records. Recording a Lis Pendens puts the entire world, every title company, bank, and buyer, on constructive legal notice that the title is in litigation, making it 100 percent impossible for the scammer to sell or refinance the property.
5. Check your Owner's Title Insurance Policy (ALTA Homeowner's Policy covers POST-POLICY forgery). Pull the Owner's Policy of Title Insurance you received when you bought your home. If you have an ALTA Homeowner's Policy of Title Insurance (Enhanced Policy), it explicitly covers post-policy forgery, impersonation, and deed theft occurring after you bought the home, meaning the title insurance company will hire and pay for your real estate lawyer to prosecute the Quiet Title lawsuit free of charge.
6. File criminal reports with the County District Attorney's Real Estate Fraud Unit, the FBI (IC3.gov), and the State Secretary of State Notary Division. Report the felony deed forgery to your local police/sheriff White-Collar / Real Estate Fraud Unit, the District Attorney's Real Estate Fraud Prosecution Team, the FBI Internet Crime Complaint Center (ic3.gov), and your state's Secretary of State Notary Public Enforcement Unit (which investigates the stolen or complicit notary stamp used on the deed).

Deed theft and home title fraud triage decision tree¶

flowchart TD
    Root["Suspected Home Title Fraud, Forged Deed,<br/>or Impostor Property Listing"]
    Stage{"What stage of fraud have you discovered?"}
    ImpostorListing["Stage 1: Seller Impersonation Listing<br/>Your vacant land or house is listed 'For Sale'<br/>by an impostor BEFORE a deed is recorded"]
    ForgedRecorded["Stage 2: Forged Deed or Fake Mortgage Recorded<br/>County Recorder index shows a Quitclaim Deed<br/>or Deed of Trust you never signed"]
    ForeclosureEvict["Stage 3: Fraudulent Foreclosure or Eviction<br/>You receive a Notice of Default from a strange<br/>lender or an Eviction Notice in your own home"]

    StopEscrow["1. Call Listing Real Estate Broker immediately<br/>2. Call Closing Title / Escrow Company Compliance Officer<br/>3. Email notarized Owner Affidavit of Non-Sale<br/>4. Flag parcel with County Recorder & Tax Assessor"]

    PullCertified["1. Obtain Certified Copies of forged Deed & Mortgages<br/>2. Check Notary Commission # with Secretary of State<br/>3. Check if you hold an ALTA Homeowner's Title Policy"]
    FileQuietTitle["Hire Real Estate Counsel / Title Insurer Counsel to:<br/>1. File Quiet Title & Cancellation of Instrument Lawsuit<br/>2. Immediately record Notice of Lis Pendens at County Recorder<br/>3. Serve Fraudulent Grantee & Hard-Money Lender"]

    StopSaleTRO["1. File Ex Parte Application for Temporary Restraining<br/>Order (TRO) to halt Trustee / Foreclosure Sale<br/>2. Serve Fraudulent Lender's Title Insurer (Forged Deed = Void)<br/>3. File Motion to Stay / Consolidate any Unlawful Detainer"]

    Root --> Stage
    Stage -->|Listed by Impostor| ImpostorListing
    Stage -->|Forged Deed on Record| ForgedRecorded
    Stage -->|Foreclosure / Eviction Notice| ForeclosureEvict

    ImpostorListing --> StopEscrow
    ForgedRecorded --> PullCertified
    PullCertified --> FileQuietTitle
    ForeclosureEvict --> PullCertified
    ForeclosureEvict --> StopSaleTRO
    StopSaleTRO --> FileQuietTitle

How the 3 main types of Home Title Fraud work, and the law that defeats them¶

Understanding the legal distinction between a Forged Deed (Void Ab Initio) and a Deed Obtained by Fraud in the Inducement (Voidable) is the cornerstone of your legal defense:

Step-by-step: How to erase a forged deed and restore your title¶

Step 1: Why you CANNOT simply record a "Quitclaim Deed back to yourself"¶

When homeowners discover a thief recorded a forged Quitclaim Deed transferring their house to "XYZ Holdings LLC," many ask: "Why can't I just type up a new Quitclaim Deed or 'Affidavit of Forgery' transferring the property back to myself and pay 25 USD to record it?"

Here is why that does not work: - Once the County Recorder's Grantor/Grantee index shows "XYZ Holdings LLC" as the last recorded Grantee, a deed signed by you as Grantor sits outside the recorded chain of title ("a wild deed"). - Worse yet, if the thief already recorded a 200,000 USD fraudulent mortgage against the property under XYZ Holdings LLC, recording a new deed or affidavit does not erase that 200,000 USD mortgage lien, and no future title insurance company will ever insure a sale or refinance of your home until a Court Judgment (or an official statutory Corrective / Release Instrument signed by the adverse parties) formally cancels the forged deed and mortgage ab initio.

Step 2: Check whether your Owner's Title Insurance Policy pays for your lawyer¶

Before paying a real estate litigation attorney 5,000 to 15,000 USD out of pocket, pull the Owner's Policy of Title Insurance from your original home purchase closing binder (if you lost it, call the title company or escrow office that handled your purchase to request a duplicate policy):

1. Standard ALTA Owner's Policy (2006 / 2021 Standard Form): Covers defects, liens, and forgeries that occurred on or before the date you bought the property (Exclusion 3(d) generally excludes post-policy events occurring after your purchase date).
2. ALTA Homeowner's Policy of Title Insurance (Enhanced / Eagle / Gold Policy): In many states, residential buyers are issued the upgraded ALTA Homeowner's Policy by default (for only 10 percent more at closing). Look at Covered Risks 7 and 8 of the ALTA Homeowner's Policy: it explicitly insures you against post-policy forgery or impersonation after the Policy Date by which someone else claims to own an interest in your title or places a forged mortgage on your home. If you hold an Enhanced/Homeowner's policy, submit an immediate Notice of Title Claim to the underwriter (such as Fidelity National, First American, Old Republic, or Stewart Title), and they will appoint and pay 100 percent of the legal fees for a real estate litigation attorney to file your Quiet Title lawsuit and clear your deed.

Step 3: File a Quiet Title Lawsuit and record an immediate Lis Pendens¶

To legally expunge the forged deed and wipe out any fraudulent mortgages recorded by the thief, your attorney files a verified civil complaint in the county Superior/Circuit Court asserting: - Kubala 1: Tshienzedi bua kuikala ne tshiena bualu tshia ditalala; - Mukanda 2: Dishipa dia mukanda mufunda udi kauyi ne mushinga (muinshi mua mikenji ya ditunga bu mudi tshitupa tshia 3412 tshia mikenji ya ditunga ya mu Californie); - Tshilumbu 3: Dishima dia bumfumu ne dimanyisha dia disulakana; ne - Dilomba dia tshimpitshimpi dia mukenji wa tshitupa tshîpi (TRO) (bikala mufidi wa makuta wa dishima mulongolole bua kusumba bintu anyi muivi udi ukeba kukuipata).

Mu dinda dia muomumue, dilomba dia Quiet Title didi difidibua kudi mufundi wa kabadi, avocat webe udi ufunda mukanda mujadika Notice of Pendency of Action (Lis Pendens) ku biro bia bafundi ba mu tshimenga. Padi Lis Pendens mufunda ku nomba webe wa tshibuta, dikeba dionso dia bintu muaba wonso pa buloba nedileje tshilumbu tshidi tshienda tshienzeka, tshikanga dipana dionso didi diindila, dilama dia bintu anyi dipingaja dia makuta kudi bena tshinyangu badi mu njila yende.

Tshitupa 4: Mushindu kayi wa kuenza bua kumpanyi wa assurance wa bintu bia dishima alekele tshibawu tshiabu tshianana¶

Etshi ntshilele tshia mikenji tshia munda tshidi tshijikija bilumbu bia bungi bia dishima dia nzubu mu mbingu pamutu pa bidimu:

When the identity thief recorded the forged Quitclaim Deed into their fake LLC and then borrowed 250,000 USD from a hard-money lender, that lender almost certainly purchased a Lender's Title Insurance Policy at closing to insure the validity of their 250,000 USD mortgage. - Bualu mukanda wa dishima udi kayi ne mushinga ab initio, muivi kavua muanji kuikala ne lupangu ne kavua ne bukokeshi nansha bumue bua kufila tshibawu tshia nzubu to, nansha kudi mufidi wa makuta uvua kayi ne bualu uvua mufile makuta 250 000 USD. - Nunku, dîba diudi utuma kudi mufidi wa makuta ne mufidi wa makuta a tshishimbi tshijadiki tshidi katshiyi tshikokangana tshia se: mukanda uvua muinshi mua mukanda au uvua wa dishima (kuleja bimanyinu bia mukanda webe wa dipitshisha nawu mashinyi/mukanda wa diendesha mashinyi, tshijadiki tshia ne: uvua mu ditunga dikuabu pavuabu bamba ne: mukanda au uvua mujadikibue kudi notere, tshijadiki tshia Secrétaire d’État tshia ne: muena mudimu wa mbulamatadi uvua tshitampi, ne luapolo lua mpulushi uvua mujadike ne: Mufidi wa makuta udi umona ne udi ne zero defense legal mu tshilumbu tshieba tshia Quiet Title. - Pamutu pa kujimija makumi a binunu bia dolare bua kuluisha tshilumbu tshia dijimija, kumpanyi wa assurance wa nzubu wa mufidi wa makuta neafute dijimija dia mufidi wabu wa makuta ne neenze bua mufidi wa makuta afunde Dipingaja dia bintu bionso / Dilekela ne dishipa dia nzubu bua kujikija lupangu luebe.

Tshilejilu tshia dimanyisha dia mukanda wa dishima ne dilomba dia kuimanyika tshilaminu tshia makuta anyi kumbusha tshipungidi¶

Tuma dimanyisha edi ku diambuluisha dia Email, Overnight Courier, ne Certified Mail kudi kumpanyi yonso wa bintu, muena mudimu wa tshibutshilu, muena mudimu wa nzubu anyi mufidi wa makuta a nzubu udi umueneka pa mikanda ya dishima:

Tshiena bualu: DIMANYISHA DIA LUPILU DIA DISHIMA DIA MUKANDA WA BUALU BUA BUALU, MUANA WA MUSHINDU, NE DILOMBA DIA KUIMANYISHA ESCROW / RELEASE LIEN: Nzubu: [Insert Street Address & APN/Parcel Number]

Kudi mulombodi wa malu a dilonda dia mikenji, mulombodi wa midimu, ne mufidi wa mibelu munene:

KUANGATA LUMU LUA LUMU ne: meme, [Dîna diebe dijima dia mu mikenji], ndi muena nzubu umuepele mulelela ne wa mu mikenji udi mu [Ela adrese wa nzubu], nomba wa tshitupa tshia mufidi wa bintu [Ela APN], mumane kupeta mukanda wa lupangu **[Ela Granty] mufunda pa Dearant [Dituku dia disumba diebe dia bushuwa] bu No. wa tshiamu tshia mudimu [Ela nomba wa bushuwa wa difunda].

Ndi anu mupeta ne: mukanda wa dishima ne wa dishima [Mukanda wa dilekela dia dilomba / Mukanda wa tshijadiki / Mukanda wa ditabuja] udi wamba ne: udi ne tshiala tshianyi uvua mufunda pa [Dituku dia difunda dia dishima] bu tshiamu tshia mudimu No. [Bueja nomba wa difunda wa dishima] udi wamba ne: udi ufila/udi ufila dianyisha dia [dina dia tshipungidi ) Mufidi wa bintu anyi mufidi wa bintu] [ne/anyi ne: muena dishima mmufunde bintu bianyi bua kubisumbisha muinshi mua MLS #[Insert Number]].

Ndi ngamba mu dinyoka dia dishima ne: tshiena muanji kutua tshiala, kuanyishila anyi kumueneka kumpala kua Notaire Public [Dîna pa mukanda wa dishima] bua kukumbaja Nomba wa mukanda [Nomba wa dishima] to, ne tshiena muanji kufunda bintu bianyi bua kubisumbisha to. Tshia tshiala ne dianyisha dia notari pa mukanda au mbibi bia dishima. Muinshi mua mikenji ya bintu bia bushuwa, mukanda wa dishima udi kayi ne mushinga ab initio ne udi ufila bukenji nansha bumue bua mikenji anyi buakane, nansha kudi musumba wa bulelela udi ulonda anyi udi ufila bujitu bua mushinga.

Tshidi tshilamakaja, keba: 1. Mukanda wanyi wa tshipungidi tshia dishima ne bumfumu bulelela; 2. Kopi wa luapolo lua dishima dia nzubu ne madimi lua bampulushi / wa mu tshimenga #[Ela nomba wa luapolo]; ne 3. Tshijadiki tshia mudimu wa notere wa dishima/udi kayi ne mushinga ne tumanyinu tua tshilejilu tshianyi tshilelela.

DILOMBA DIDI DIENZEKA bua wewe diakamue: (1) kuimanyika ne kujikija dipana dionso didi diindila, tshilaminu tshia bintu, tshipungidi tshia assurance wa lupangu, anyi difuta dia mfranga idi itangila tshitupa etshi; (2) kulama mikanda yonso ya e-mail, mibelu ya ku Enternete, mikanda ya IP, nimero ya telefone, ne mikanda ya dimanyisha idi muena dishima mutume bilondeshile tshilumbu tshia lukasa; ne (3) kuenza mudimu wa dishipa dia budisuile/dilekela dia tshintu tshionso tshidibu bamba ne: tshidi tshikuata anyi tshifunda mu matuku 5 a mudimu bua kuepuka bua kuikala mufundibue mu tshilumbu tshia Quiet Title ne Slander of Title tshilonda kudi Lis Pendens mufunda.

Sincerely, [Your Signature, Printed Name, Address, Phone Number, and Attorney Contact]

Checking your County Tax Assessor Mailing Address (The Silent Warning Sign)¶

How do deed thieves record a forged deed and take out a loan without the homeowner finding out for six months? Right after recording the forged Quitclaim Deed, the thief submits a Change of Mailing Address Form to the County Tax Assessor / Property Appraiser, redirecting your annual property tax bills and legal assessment notices to a P.O. Box or vacant address controlled by the thief. In addition, in many states, recording a deed transfers the property out of your Homestead / Senior / Prop 13 Property Tax Exemption, causing your property tax assessment to skyrocket.

Take these two administrative steps with your County Tax Assessor today: 1. Verify and restore your Mailing Address of Record: Look up your property on the County Tax Assessor / Treasurer website and verify that the Owner Name and Tax Bill Mailing Address match your real address. 2. Lama dilekedibua dia bitadi bia nzubu ne dia bantu bakulumpe: Padi dilumbuluisha diebe dia Quiet Title anyi mukanda wa dilongolola dimane kufidibua, utume kopi kudi tshibambalu tshia dilekedibua dia bitadi tshia mu tshimenga bua kupingaja dilekela dia bitadi diebe ne kumbusha dipingaja dia bitadi dionso didi dienzeke bua dishima dia dishima.

Mushindu wa kukuba bintu biebe bua kashidi tshianana (County & Global Alerts)¶

Pamutu pa kufuta muena mudimu wa "Title Lock" 180 too ne ku 240 USD ku tshidimu, enza 100% Free Government Property Recording Alerts ne malu a bukubi mu minite 10:

1. Difundisha mu program wa tshianana wa "Property Fraud Alert / Recording Notification" (États-Unis): Matunga mapite pa 85 pa lukama a mu États-Unis adi ne tshiamu tshia dimanyisha dia tshianana tshia e-mail/SMS (tshitu misangu ya bungi tshienzedibua kudi portails mienza kudi tshimenga bu mudi PropertyFraudAlert.com, EASE anyi mikanda ya mu tshimenga) udi ukutumina e-mail mu mêba 24 dîba dionso didi mukanda kampanda (mukanda, tshipungidi tshia nzubu, tshipungidi, anyi dilekedibua) mufunda muinshi mua Dîna diebe dia kumpala/dia ndekelu, dina dia tshibutshilu/dîna dia LLC, anyi nomba wa tshibutshilu (APN). Tshikebelu "[Your County Name] County Recorder Property Fraud Alert" on an official .gov website and register every spelling variation of your name, your spouse's name, and your parcel number.
2. Check if your State offers a "Notice of Owner-Occupied / Non-Sale" or Mandatory Mail Confirmation: Several states and major counties (such as Los Angeles County, New York City's ACRIS Notice of Recorded Document Program, Cook County Illinois, and Florida's statewide Property Fraud Alert portal across all 67 counties) automatically mail a physical postcard to the property address and the prior owner whenever a Quitclaim Deed or mortgage is recorded.
3. For Vacant Land or Unencumbered Second Homes: Record a Revocable Trust, Modest HELOC, or Right of First Refusal: Why do scammers overwhelmingly target free-and-clear (no mortgage) vacant lots and vacation homes? Because when a property has zero mortgage liens, the scammer's title company doesn't have to contact an existing bank to request a Mortgage Payoff Statement before closing. Opening a 0-balance Home Equity Line of Credit (HELOC) with your credit union (which records a Deed of Trust lien on the property even if you never borrow a dollar) or recording a Memorandum of Right of First Refusal / Option in favor of a trusted adult child or family LLC means no title company can ever close a sale without contacting your bank or family member for a formal payoff/release first.
4. United Kingdom (HM Land Registry Free "Property Alert" & Form LL Restriction): In England and Wales, HM Land Registry provides two of the strongest free anti-fraud tools in the world:
5. Free HM Land Registry Property Alert (gov.uk/guidance/property-alert): Anyone can register up to 10 properties for 100% free to receive immediate email alerts whenever someone applies for an official search or submits an application to change the register (giving you time to stop a fraudulent transfer before HM Land Registry completes the registration).
6. Form LL Counter-Fraud Restriction (The True Legal "Title Lock"): Unlike the US, in the UK you can actually file Form LL (Application for a Restriction by Owner not Living at the Property) (free of charge if you do not live at the property, or 40 GBP if you live there). Once a Form LL restriction is entered on your title register, HM Land Registry legally refuses to register any sale, transfer, or mortgage unless a solicitor or conveyancer personally certifies in writing that they have verified your identity and confirmed that you are the exact person who signed the deed.
7. Canada (Provincial Land Titles Act Fraud Protection & Title Insurance): Under Canadian Torrens Land Titles systems (such as Ontario's Land Titles Act, British Columbia's Land Title Act, and Alberta), a confirmed victim of title fraud can apply to the provincial Director of Titles / Land Titles Assurance Fund to have the register rectified and fraudulent instruments deleted, and nearly all standard Canadian residential Owner's Title Insurance Policies (FCT, Stewart, Chicago Title, LawyerDoneDeal) include lifetime coverage for post-policy title fraud and mortgage forgery at no extra annual cost.
8. Australie (Mandatory PEXA Verification of Identity / VOI & State Caveats): Mu Australie mujima, mikanda ya bumpianyi ya pa mabeji mmipingajibue bikole kudi difila dia bintu ku Enternete (PEXA), didi dilomba Dijadika dia bumuntu (VOI) dia mpala ne mpala kudi mufidi wa bintu udi ne bukenji anyi kudi avocat kumpala kua kufila tshintu tshionso. Shi udi wela meji ne udi ukeba kuenza mudimu wa dishima, muena tshilumbu udi mua kufila diakamue Didimuija ku Torrens Title Register (NSW Land Registry Services, Land Use Victoria, Titles Queensland) bua kuimanyika malu onso adi atangila mukanda.

Nkonko itubu bela misangu ya bungi¶

Miaba mifumina¶

• Tshibambalu tshia malu a bungenda tshia mbulamatadi (FTC, États-Unis): Didimuija dia basumbishi: Assurance ya tshiibi tshia nzubu anyi? Kakuena tshiibi nansha tshimue (Dishima dia Titre Lock Marketing vs. Free County Recording Alerts).
• Tshisumbu tshia bena Amerike tshia bumfumu bua maloba (ALTA, mu États-Unis): Dishima dia dishima dia mupanyi, mikanda ya dishima idi kayiyi ne mikenji ya Ab Initio, ne ALTA Mukenji wa muena nzubu wa assurance wa bumpianyi panyima pa dishima (Njiwu mibuikila 7 ne 8).
• Biro bia dikonkonona dia malu (FBI, États-Unis): PSA pa bidi bitangila dishima dia mukanda wa dilekela dia mudimu, dishima dia dishima dia bapanyi ba maloba adi kaayi ne tshintu, ne nzubu wa difunda dia malu a tshinyangu a ku Enternete (ic3.gov) Mikenji ya difila dia luapolo.
• Tshibambalu tshia nzubu ne madimi tshia mu Californie ne tshisumbu tshia bafundi ba mu tshimenga: Programe wa dimanyisha dia muena nzubu, mukanda wa ditalala ne dishipa dia mikenji ya bintu (Cal. Civ. Code Section 3412), ne Notary Thumbprint Journal Rules (Cal. Gov. Code Section 8206).
• HM Land Registry (GOV.UK, United Kingdom): Lama buloba buebe ne bintu biebe ku malu a tshinyangu: Mudimu wa dimanyisha dia bintu bia tshianana ne Form LL Counter-Fraud Restrictions.
• Tshibambalu tshia malu a mfranga tshia mu Ontario (FSRA) ne Société wa mikenji wa mu Ontario (Canada): Dishima dia mikanda ya nzubu ne madimi, mishindu ya kulongolola mikenji ya mikanda ya buloba, ne dikuba dia nzubu.
• NSW Land Registry Services & Australian Registrars' National Electronic Conveyancing Council (ARNECC, Australia): Verification of Identity (VOI) Standards and Lodging a Caveat Against Iproper Dealings.

Malu adi apetangana¶

• Dimanyisha dia dikuata dia nzubu, dianyisha dia nzubu, ne dipepeja dia dijimija
• Dikengesha dia mfranga ne dikengeshibua
• Uvua muenze mudimu ne tshilumbu tshia bena ditunga
• Dipatuka mu nzubu ne dikanga dia nzubu mu mushindu udi kauyi mu diumvuangana ne mikenji