Malu mimpe a EBT SNAP ne Skimmer Fraud Triage¶

Paudi ufika ku tshisalu tshia bintu bia kudia anu bua kumanya ne: makuta adi mu karte ka Electronic Benefit Transfer (EBT) bua Programe wa diambuluisha dia biakudia bia pa mutu (SNAP) anyi dia diambuluisha dia tshitupa tshîpi bua mêku adi mu dikenga (TANF) mmajike too ne ku zero, bidi bifikisha ku lutatu lua lukasa lua malu a biakudia ne a mfranga. Bua miliyo ya mêku adi ne makuta makese, bakulakaje, ne balema badi bapeta diambuluisha, diambuluisha dia biakudia dia ku ngondo yonso ke tshintu tshimuepele tshidi mua kudikuba ku nzala mikole ya mu nzubu. Bishilangane na karte ka mfranga anyi konte ya mfranga ya bungenda idi mikubibue kudi mikenji ya difila dia makuta ku Enternete ne kudi mukenji wa E, makuta a EBT adibu bibe avua ashiya bantu bavua bapeta makuta au kabayi ne mushindu wa kulonda mikenji to.

Bisumbu bia dishintakaja dia karte mbienze mudimu ne karte ka diambuluisha dia ku Enternete mu États-Unis mujima. Bishilangane na karte ka banke ka bungenda kadi ne tshiamu tshia ordinatere tshia EMV ne tshiamu tshia kufutshila natshi makuta tshidi katshiyi tshikuata, karte ka bungi ka EBT ka ditunga kadi ne tshiamu tshia magnétique tshidi katshiyi tshifunda, tshidi mua kupetebua ku diambuluisha dia biamu bia tshisokomenu bidibu bateka pa biamu bia dipanyishila bintu ne pa mashinyi adi afila makuta. Bua kupeta makuta a EBT adibu bibe, bidi bikengela kuimanyika diakamue karte, kufila luapolo lua buivi bilondeshile mikenji ya dipingaja dia bintu bia mbulamatadi, ne disumba dia biakudia bia lukasa bia muaba unudi bua kudisha bena mu nzubu muebe padi bibambalu bia mbulamatadi bienza mudimu ne dilomba diebe dia dipingaja dia bintu.

Enza nunku mpindieu¶

1. Shintulula nimero ya dimanyisha dia muntu (PIN) ya karte kebe ka EBT diakamue. Buela mu tshibuelelu tshia EBT tshia ditunga diebe, kangula programe wa dilombola dia telefone (bu mudi ebtEDGE anyi Propel), anyi ubikile nimero ya telefone ya diambuluisha dia bantu badi basumba bintu idi kunyima kua karte kebe.
   • Sungula PIN mupiamupia wa nomba inayi udi kayi ne dituku diebe dia diledibua, tshidimu tshiebe tshia diledibua, kode wa poste anyi nomba idi ipingana.
   • Kushintulula PIN kudi kujimija diakamue bukenji bua tshiamu tshia nzembu bua karte konso kadibu bafuanyikije kadi kadiyi dianji kuenza mudimu udi kayi muanji kuenza mudimu.
2. Umanyishe mudibu bibe karte kebe ne ulombe bua kumbusha karte kebe diakamue. Lomba muena mudimu udi utangila malu a bantu badi basumba bintu anyi tshiamu tshia dîyi tshidi tshienza mudimu nkayatshi bua kumbusha karte kebe bua kashidi ne kupingaja kakuabu.
   • Kushintuludi anu PIN pikala bitadi bidi kabiyi bianyishibue bimane kujika, bualu nomba wa karte ka mubidi ne malu a tshiamu tshia magnétique adi ashala mu njiwu.
   • Lomba difila dia lukasa dia karte anyi ukebe biro bia mudimu bia mu tshimenga bidi bifila dipatula dia karte dituku dimue dia tshianana.
3. Uangate ne ufunde malu ebe onso a dishintakaja dia bintu ku Enternete. Angata mikanda idi ileja bikondo bijalame, bungi bua bintu biudi musumbishe, bimanyinu bia nzubu ya dipanyishila bintu, ne adrese ya bangenda-mushinga bua dishima dionso dia dishima.
   • Dishima dia dishima dia makuta ditu dienzeka misangu yonso pa midi anyi mu minite mikese ya difila dia makuta a diambuluisha dia ngondo yonso.
   • Ufunde ne: malu a dishima avua menzeke mu miaba ya kilometre nkama anyi binunu ne nkama (mile) kule ne nzubu webe paudi ne karte ka mubidi.
4. Tuma mukanda wa tshijadiki wa makuta a EBT adibu bibe kudi tshibambalu tshia mu tshimenga tshienu. Fila dilomba dia makuta adibu bibe kudi tshibambalu tshia malu a bantu, tshibambalu tshia malu a bukola bua mubidi ne a bantu, anyi kudi mulombodi wa SNAP wa mu tshimenga tshienu.
   • Mikenji ya mbulamatadi idi ilomba bua kutuma dilomba diebe mu tshikondo tshikole tshia mikenji, pa tshibidilu matuku makumi asatu kubangila ku dituku dia dipeta.
   • Funda mukanda weba wa makuta ne mukanda mufunda muinshi mua tshibawu tshia dishima udi ujadika ne kuena muanyishe bua kukubanda to.
5. Funda luapolo lua mbulamatadi lua buivi bua karte ka ordinatere. Udi mua kubikila tshibambalu tshia bampulushi tshia muaba unudi anyi biro bia sheriff bua kufunda luapolo lua buivi bua bintu ne malu a tshinyangu tshia ku Enternete.
   • Nansha mudi bimue bibambalu bia mbulamatadi kabiyi bilomba luapolo lua bampulushi bua kupingaja diambuluisha, kuikala ne nomba wa luapolo lua bualu kampanda kudi kuenza bua dianyisha dia dilomba dia mbulamatadi dienzeke lukasa.
   • Pesha muena mudimu udi wenza makebulula miaba idi bangenda-mushinga ba dishima, bungi bua bintu bidibu bapana, ne malu adi atangila karte.
6. Ela bintu bia diambuluisha dia biakudia mu tshimpitshimpi bua kujikija dipanga dia diambuluisha. Ela 211 ku telefone webe anyi ndaku mu banke ya biakudia ya muaba unudi, mu nzubu ya dilamina bintu ya ditabuja, ne mu nzubu ya diabanya dia biakudia ya diambuluishangana diakamue.
   • Umanyishe bena mudimu ba mu nzubu wa tshilala benyi ne: makuta ebe a SNAP mmakuibe ku diambuluisha dia dibala dia bintu ku Enternete ne nzubu webe kena ne biakudia nansha bimue.
   • Ebeja pa bidi bitangila diabanya dia bibombi bia biakudia bia lukasa lukasa muinshi mua Programe wa diambuluisha dia biakudia bia lukasa lukasa (TEFAP) ne programe ya makuta a bintu bia kudia bia muaba unudi.

Mishindu ya EBT skimming ne syndicates ya electronic cloning¶

Dikosa dia bintu ku Enternete i mushindu wa pa buende wa buivi bua ku Enternete budi bulongolola kudi bisumbu bia benzavi. Bua kumvua bua tshinyi karte ka EBT kadi ne njiwu ya bungi, muntu udi ne tshia kukonkonona mushindu wa kuenza mudimu ne biamu bia mudimu bia diabanya dia makuta a mbulamatadi.

flowchart TD
    A["Tshisumbu tshia bena tshinyangu tshidi tshiteka tshiamu tshia tshisokomenu pa tshiamu tshia POS tshia mu tshisalu tshia bintu bia kudia"] --> B["Mupeta wa bulelela udi ulenga karte ka magnetic Stripe"]
    B --> C["Skimmer Read Head udi wangata njila 1 ne njila 2 malu adi kaayi masokoka"]
    C --> D["Kamera ka Pinhole anyi Keypad Overlay udi ufunda PIN Keystrokes"]
    D --> E["Bena tshinyangu batu bapeta malu adibu balame ku diambuluisha dia Bluetooth anyi dia bintu bia ku mubidi"]
    E --> F["Syndicate udi ufila bintu biiba pa karte ka plastique ka tshiamu tshia mitaku"]
    F --> G["Ma script a batch adi alonda matuku a difila dia makuta a ngondo yonso"]
    G --> H["Makalata adibu bafuanyikije adi apatula makuta a mushinga mukole pa midi mu bimenga bia kule"]
    H --> I["Muntu udi upeta bintu biakane udi upeta makuta a zero ku tshisalu tshia makuta"]

Ma karte a mfranga ne a mfranga a bungenda adi afila kudi bibambalu bia mfranga adi mashintuluke ku EMV (Europay, Mastercard, ne Visa) microchips kukadi bidimu dikumi. Biamu bia EMV bidi bipatula kode wa pa buawu, wa musangu umua wa tshisokomenu bua tshintu tshionso tshidibu benza, bienza bua se malu adibu bibe kaayi ne mushinga bua kuenza nawu clone.

Mu dishilangana dinene, programe ya EBT ya ditunga mu États-Unis mmitungunuke ne kuenza mudimu ne mionji ya magnétique idi kayiyi misokoka. Padibu bafila karte ka EBT mu tshiamu tshia difuta natshi makuta, tshiamu tshia magnétique tshidi tshibala malu a Track 1 ne Track 2 adibu bafunde pa tshiamu tshia magnétique. Malu aa adi na nomba wa konte wa kumpala (PAN), dituku dia dijika dia karte, ne kode ya mudimu mu mifundu mipepele.

Biamu bia skimming bidi bienza mudimu ne butekete ebu pa kutuma mishindu ibidi ya kumpala ya biamu bia skimming bia mu musokoko.

• Overlay Skimmers: Ebi i nzubu ya plastique mienza bua kuela buludiludi pa tshilamba tshia ku tshiapu tshia biamu bia mudimu bia pa tshibidilu, nangananga biamu bia pa tshibidilu bu mudi biamu bia Verifone ne Ingenico bidibu benza nabi mudimu mu njila ya dipanyishila bintu. Tshilamba tshidi pa mutu tshidi ne tshiamu tshia kubala natshi tshia magnétique, micro-batterie, flash memory, ne tshiamu tshia Bluetooth. Tshiamu tshia pa mutu anyi tshiamu tshia foto tshikese tshidi pa mutu pa tshiamu tshia mashinyi tshidi tshifunda ngendu ya munu wa muntu padiye ubueja PIN wende wa nomba inayi.
• Deep-Insert Skimmers: Etshi ntshiamu tshia circuit tshitekete menemene, tshidi mua kushintuluka tshidibu babueja buludiludi munda mua tshibuelelu tshia tshiamu tshia kubala natshi karte. Biamu bia mudimu bia muinshi mua buloba kabitu bimueneka nansha kakese pambelu pa tshiamu to. Badi basomba anu munda mua tshina tshia karte, bakuata malu a magnétique padi karte kapita eku tshiamu tshia foto tshia pinhole tshikuata PIN.

Padi tshiamu tshia mudimu tshikuata nomba ya konte ne PIN nkama ne nkama, bisumbu bia benzavi bidi bikuata malu au ku diambuluisha dia Bluetooth kayiyi ipatula tshiamu atshi to. Malu adibu bapeta adi asangisha mu mabeji malongolola ne aabanya kudi bena mudimu ba mu bitupa bia ditunga.

Tshisumbu etshi tshidi tshifunda malu a konte adibu bibe pa karte ka tshiamu tshia magnétique (bu mudi karte ka hotele, karte ka dipa, anyi bintu bia PVC) ku diambuluisha dia biamu bia magnétique bia mushinga mukese. Bualu bua makuta a SNAP a mbulamatadi adi afila ku Enternete mu matuku adibu mua kumanyisha (pa tshibidilu pankatshi pa dia kumpala ne dia dikumi dia ngondo yonso bilondeshile nomba wa tshilumbu anyi dîna dia ndekelu dia muntu udibu bapesha makuta), tshisumbu tshia bena tshinyangu tshidi tshienza makebulula a bungi a makuta adibu bapeta.

Pa dîba 12:01 wa dinda pa poste wa diambuluisha, bena tshinyangu badi baya mu makazen, mu nzubu ya dipanyishila bintu, ne mu mashinyi a ATM, misangu ya bungi mutantshi wa kilometre nkama ne nkama mu bimenga bia kule. Badi batuta karte ka clone misangu ne misangu, basumba bintu bia mushinga mukole bidi kabiyi binyanguka (bu mudi: mabele a bana, maluvu adi afila bukole, anyi nyama ya bungi) bua kubisumbisha mu tshisalu tshia bantu bafiike, anyi bajimija makuta a TANF adi mashale mu mashinyi a bungenda. Mu minite makumi abidi, biakudia bionso bia ku ngondo bia dîku bidi bijika.

Mikenji ya dipingaja dia makuta ya mbulamatadi ne ya ditunga idi muinshi mua meyi a makuta adibu basangisha¶

Mu malu a kale, mikenji ya mbulamatadi ivua ikandika matunga bua kuenza mudimu ne makuta a mbulamatadi wa SNAP bua kupingaja bintu bia kudia bivuabu bibe ku diambuluisha dia dishima dia ku Enternete, dienza dia karte, anyi dishima dia dishima. Bikalabu bibe makuta mu tshibombi, anyi biakudia biiba mu frigo, Tshibambalu tshia madimi tshia mu États-Unis (USDA) tshia biakudia ne biakudia (FNS) tshidi tshikandika bua kutshipingaja.

Tshilumbu etshi tshibi tshia mikenji tshiakajika ndambu pavua tshipangu tshia ditunga dia États-Unis tshiangata mukenji wa Consolidated Appropriations Act wa 2023. Mu tshitupa tshia 501 tshia mukenji eu, tshipangu tshia ditunga tshiakapesha matunga bukenji bua kuenza mudimu ne makuta a mbulamatadi bua kupingaja makuta a biakudia a SNAP avuabu bibe ku diambuluisha dia dishima dia karte ka diambuluisha dia ku Enternete, dienza dia karte ka clone, ne mishindu mikuabu ya dishima.

flowchart TD
    A["Muena EBT udi upeta buivi bua bintu bia ku Enternete"] --> B["Tangila dituku dia dishima dia dishima"]
    B --> C["Udi mua kubikila tshibambalu tshia SNAP tshia ditunga mu tshikondo tshia matuku 30 tshia mikenji"]
    C --> D["Kukumbaja mukanda wa tshipungidi wa dianyisha dia SNAP muibe"]
    D --> E["Tuma mikanda ya malu a mfranga ne nomba ya tshilumbu tshia mpulushi"]
    E --> F["Muena mudimu wa mu tshimenga udi utangila konte wende ne tshilaminu tshia malu tshia Skimming"]
    F --> G{"Dilomba didiku dikumbaja malu adibu balomba kudi mbulamatadi ne kudi ditunga anyi?"}
    G -- "Bitabijibua" --> H["Tshibambalu tshidi tshibala mushinga wa bintu bia kupingaja: ngondo 2 ya diabanya dia pa tshibidilu"]
    H --> I["Makuta a kupingaja adibu bateka pa karte ka EBT kapia mu matuku 10 too ne ku 30"]
    G -- "Babenga" --> J["Muntu udi upeta mukanda udi upeta mukanda wa dibenga ne bukenji bua kuteleja malu makane"]
    J --> K["Fila dilomba dia mbulamatadi mu tshikondo tshia ndekelu tshia dilumbuluisha diakane dia ditunga"]

Ino, mikenji ya mbulamatadi idi itangila dipingaja dia bintu idi ne mikalu misunguluke idi nzubu yonso udi ne bualu ebu ne bua kumvua.

• Mishindu ya diambuluisha idi mikumbane: Makuta a diambuluisha dia mbulamatadi adi atangila anu diambuluisha dia biakudia dia SNAP. Shi diambuluisha dia makuta (TANF, diambuluisha dia bantu bonso, anyi makuta a bena tshimuangi) avua maiba pamue ne SNAP, dipingaja dia tshitupa tshia makuta didi dilondeshila anu mikenji ya ditunga, bualu mikenji ya mbulamatadi ya Consolidated Appropriations kayena ilomba dipingaja dia makuta to.
• Maximum Replacement Caps: Bilondeshile mikenji ya mbulamatadi, makuta a dipingaja adi ne mikalu mikese ya nomba ibidi: bungi bulelela bua makuta a SNAP adibu bibe, anyi bungi budi bufuanangane ne ngondo ibidi ya SNAP ya pa tshibidilu ya mu nzubu idi kumpala kua buivi. Shi diku dilame ngondo isatu anyi inayi ya makuta a diambuluisha dia tshimpitshimpi adibu bapeta mu karte kabu ne makuta onso adi mashale abujimijibue, mikenji ya mbulamatadi idi ikandika dipingaja dia makuta a ngondo ibidi ya makuta a diambuluisha.
• Mikenji ya misangu ya dipingaja dia bintu mu matuku onso a muoyo: Mikenji ya mbulamatadi idi yanyishila nzubu bua kupeta dilomba dia dipingaja dia bintu misangu ibidi ku tshidimu tshionso tshia makuta a mbulamatadi (kubangila mu dia 1 ngondo wa dikumi too ne mu dia matuku 30 ngondo wa tshitema).
• Bikondo bia difila dia mikanda: Bantu badi bapeta bintu badi ne tshia kumanyisha buivi ne kutuma dilomba diabu dia dipingaja dia bintu mu tshikondo tshidi mbulamatadi muanyishe, tshidi tshiteka mu ndongamu ya dipingaja dia bintu idi USDA muanyishe. Matunga a bungi adi alomba bua kufila luapolo mu matuku makumi asatu a kalandriye kubangila ku dituku didi muntu udi mupeta bintu mupeta dishima dia bintu.

Mukenji wa dipingaja dia malu a mbulamatadi ku kakese ku kakese¶

Kuendakana mu biro bia diambuluisha dia bantu mu tshimenga paudi utangila tshikuku tshia munda mutupu kudi kukolesha lungenyi. Kuenza mudimu wa difunda dia malu a mbulamatadi kudi kuenza bua dilomba diebe dia dipingaja dienzeke lukasa kakuyi dibenga dia mikenji.

flowchart TD
    A["Tshitupa 1: Dijika dia karte ka tshimpitshimpi ne dipingaja dia PIN"] --> B["Tshitupa 2: Angata bijadiki bia mudimu ku tshibuelelu anyi ku tshibutshilu"]
    B --> C["Tshitupa 3: Fila luapolo lua tshinyangu tshia ku Enternete kudi bampulushi bua nomba wa bualu"]
    C --> D["Tshitupa 4: Uja formilere wa tshijadiki tshia dikuatshisha dia bintu biiba bia ditunga"]
    D --> E["Tshitupa 5: Tuma dilomba ku mêsu, ku Enternete, anyi ku diambuluisha dia mukanda mujadika"]
    E --> F["Tshitupa 6: Lomba bua kupatula karte ka EBT ka dituku dimue dia lukasa"]
    F --> G["Tshitupa 7: Londa matuku a ndekelu a mudimu: matuku 10 a mudimu"]
    G --> H["Tshitupa 8: Tangila konte bua dipingaja dia bintu bia ku Enternete"]

Tshitupa 1: Dijika dia karte ka tshimpitshimpi ne dipingaja dia PIN¶

Kulekedi tshitupa etshi to. Bu mudi karte kadibu bashipe kashala kaenza mudimu, makuta onso adibu bafila (bu mudi makuta a mbulamatadi, makuta a diambuluisha dia mudimu, anyi makuta a diambuluisha dia bana) neapete kudi bena tshibawu.

Bikila nimero ya tshianana ya diambuluisha dia bakiliya idi mifunda pa karte kebe ka EBT. Sungula mushindu wa kufila luapolo lua karte kadi kajimija, kaiba anyi kanyangakaja. Amba patoke kudi muena mudimu anyi muleji mpala ne: bintu biebe bivua biiba ku diambuluisha dia dikosa dia karte ka ordinatere.

Lomba bua karte aka kajimijibue bua kashidi. Teka PIN mupiamupia wa nomba inayi bua konte webe wa karte ka kupingaja.

Tshitupa 2: Disangisha dia bijadiki ne difunda dia malu a dipana dia bintu¶

Kumpala kua kulama karte kebe, buela mu tshibuelelu tshia bena karte ka ditunga diebe (bu mudi ebtEDGE.com, ConnectEBT.com, anyi tshibuelelu tshia midimu ya nsombelu wa ditunga). Teleja anyi wangate tshimfuanyi tshia mukanda weba wa makuta onso a matuku makumi asambombo adi mapite.

Leja tshilumbu tshionso tshia dishima. Tangila bintu bidi bilonda ebi bua mudimu wonso:

• Dituku dilelela ne dîba dia basalayi dia difuta dia makuta.
• Dîna dia mudimu dia muena ngendu uvuabu benzele karte aka.
• Nomba ya dimanyisha dia tshipalu ne adrese wa mu njila wa tshisalu.
• Bungi bua dolare ya dipana ne ni uvua disumba dia biakudia ku SNAP anyi dipatula dia makuta ku ATM.

Fuanyikija muaba wa dishima ne muaba uudi musombele. Shi udi musombele mu Columbus, mu Ohio, ne bintu bia dishima bimane kujika mu tshisalu tshia mu Brooklyn, mu New York, pa dîba 12:04 wa dinda paudi mulale, leja bualu ebu budi kabuyi mua kuenzeka. Usangishe bijadiki bia dikalaku dia muaba unudi, bu mudi mikanda ya dipeta dia manga ya muaba unudi, mikanda ya dikumbula dia munganga, anyi tshitampi tshia karte ka mudimu ka dituku dimue dimue adi.

Tshitupa 3: Kumbaja mukanda wa tshijadiki tshia diambuluisha dia bantu badibu bibe¶

Ditunga dionso didi dienza mudimu ne mukanda wa pa buawu wa dilomba dia mbulamatadi bua kupingaja buivi bua ku Enternete: - Californie: Formilere EBT 2259 (Report of Electronic Theft of Benefits) udi ne tshia kuwuja ne kutuma kudi tshibambalu tshia malu a nsombelu wa bantu tshia mu tshimenga tshienu mu matuku makumi asatu a kalandriye ka buivi. - New York: Uja formilere LDSS-5215 (Dilomba dia dipingaja dia makuta a diambuluisha dia biakudia bia pa mutu) ne umutume ku tshibambalu tshia malu a bantu tshia muaba unudi anyi ku tshibambalu tshia malu a bantu (HRA) mu tshimenga tshia New York. - Texas: Fila formilere H1854 (Affidavit for Stolen Benefits) kudi Texas Health and Human Services Commission. - Florida: Funda mukanda wa buivi ku diambuluisha dia tshiamu tshia ACCESS tshia tshibambalu tshia bana ne mêku tshia mu Floride.

Paudi ukumbaja mukanda wa ditshipa, funda patoke ne epuka malu adi kaayi umvuika bimpe. Leja ne: "Karte kanyi ka EBT kakashala mu bianza bianyi misangu yonso. Kalata aka kavua kanyanguke ku diambuluisha dia tshiamu tshia kutangila natshi bintu tshivua katshiyi tshianyishibue. Tshivua muleje PIN wanyi, muanyishile muntu mukuabu bua kusumba bintu bia kudia, anyi muenze mudimu mu malu adibu bafunde mu mukanda wa malu adibu benze to." Fila tshiala pa mukanda ne tshibawu tshia dishima.

Tshitupa 4: Difila ne dilonda dia lukasa dia tshibambalu tshia tshimenga¶

Tuma mukanda webe wa dilomba dijima ku diambuluisha dia mishindu ya bungi idi mua kujadika: - Difunda dia muntu nkayende: Fila mukanda buludiludi ku biro bia malu a bantu bia mu tshimenga tshienu. Lomba muena mudimu wa nzubu wa tshilala benyi bua kuela tshitampi pa tshikandakanda tshieba ne tshitampi tshia dituku ne dîba tshia dianyisha. Lomba mukanda wa dipeta dia mukanda. - Kuteka pa tshiibi tshia ku Enternete: Kuteka bintu bia mushinga mukole anyi mikanda ya PDF mimpe buludiludi ku tshibuelelu tshiebe tshia dilombola dia malu a mu ditunga. Lama nomba wa dijadika dia dituma ne wangate tshimfuanyi tshia mukanda wa dituma. - Mukanda mujadika: Shi udi ufunda ku mukanda, utume mukanda ku diambuluisha dia mukanda mujadika wa USPS ne dilomba dia mukanda wa dipingaja. Kalata ka tshiala ka vert kadi kafila tshijadiki tshia mu mikenji tshia difunda mu tshikondo tshia matuku makumi asatu.

Bibambalu bia mbulamatadi bidi bienza mudimu bilondeshile ndongamu mianyishibue kudi USDA bidi bilomba bua kuenza dipangadika dia kuikala ne bukenji ne kupatula makuta makuabu mu matuku dikumi a mudimu kunyima kua dipeta dia mukanda webe wa ditshipa, pikala dilomba dijadikibua.

Disungula dia biakudia bia lukasa lukasa mu tshikondo tshia dipanga dia dilongolola dia diambuluisha¶

Nansha mu tshikondo tshia lukasa tshia malu a mbulamatadi, kuindila matuku dikumi too ne makumi asatu bua kupeta makuta a SNAP adibu bapingaje kudi kushiya dîku kadiyi ne biakudia diakamue. Udi ne tshia kusangisha bena mudimu ba diambuluisha dia biakudia bua kujadika bidia bia mu nzubu muebe.

flowchart TD
    A["Dijimina dia lukasa dia biakudia bia mu nzubu ku EBT miiba"] --> B["Enza mudimu wa tshimpitshimpi wa biakudia bia mu tshisumbu"]
    B --> C["Tshitupa 1: Bikila 211 bua dituma dia biakudia bia tshimpitshimpi bidi ne geocode"]
    B --> D["Tshitupa 2: Programe wa diambuluisha dia lukasa dia biakudia TEFAP Commodities"]
    B --> E["Tshitupa 3: Ditabuja ne diambuluisha dia luse St. Vincent de Paul, Salvation Army"]
    B --> F["Tshitupa 4: Malongesha a tshimpitshimpi a tulasa tua mu tshimenga"]
    C --> G["Peta kazubu ka matuku 3 too ne ku 7 ka bintu bia kudia ne bintu bipiabipia"]
    D --> G
    E --> H["Lomba karte ka dipa ka mu tshisalu tshia bintu bia kudia ne mikanda ya formule"]
    F --> I["Funda bana mu tulasa tua tshianana, biakudia bia mu dinda, bia mu midi ne bia ku ndekelu kua lumingu"]

Kuendakana mu 211 ne mu banke ya biakudia ya mu tshijengu¶

Kubikila ku nimero 2-1-1 kudi kukusangisha ne mumanyi wa malu a bena musoko udi ulombodibua kudi United Way ne kudi malongolodi a diambuluisha dia bantu. Umanyishe mumanyi ne: makuta ebe a SNAP mmakuibe ku diambuluisha dia dikosa dia karte ka ordinatere ne ne: nzubu muebe mmujikije biakudia.

Mumanyi wa 211 neamanyishe: - Immediate-Access Food Pantries: Bibambalu bia mu tshisumbu bidi bifila bintu bia mushinga mukole bia matuku asatu too ne muanda mutekete bidi kabiyi binyanguka, mabele, mai, ne bintu bipiabipia kakuyi tshikondo tshia kuindila. - Diabanya dia biakudia ku mashinyi: Diabanya dia biakudia dia bungi didi dilombodibua kudi banke ya biakudia idi mimanyine pa Feeding America mu tulasa tua bikadilu tua muaba udibu basombele, mu miaba ya manaya ne mu miaba ya kutekela mashinyi ya ekeleziya. - Diambuluisha dia lukasa mu malu a biakudia: Bibambalu bidi bifila biakudia bia pa buabi bia luondapu, mabele a bana, biakudia bia bana, ne biakudia bia pa buabi kudi bena mu dîku bakulakaje.

Programe wa diambuluisha dia biakudia mu tshimpitshimpi (TEFAP)¶

TEFAP i programe wa mbulamatadi udi ukumbaja biakudia bia bena Amerika badi ne makuta makese pa kufila diambuluisha dia lukasa dia biakudia ne dia bidia bia mubidi kakuyi difutu. TEFAP udi ulombodibua ku diambuluisha dia banke ya biakudia ya muaba udibu basombele ne bibambalu bia mudimu wa bena musoko, udi ufila bintu bidi ne proteyine ya bungi bu mudi: nyama ya mu bibombi, manteka a nkunde, nkunde miume, mabele adi mua kuikala mu tshitekelu, ntete ya ntete mijima, ne mishipa ya mu bibombi.

Bishilangane na SNAP, udi ulomba karte ka ordinatere kadi kaenza mudimu, dianyisha dia TEFAP didi dimanyine pa makuta adibu bapeta anyi pa dibuela mu SNAP. Kuena ne tshia kuindila bua kupeta karte ka EBT bua kupeta biakudia bia TEFAP to; kuleja mukanda webe wa ditunga ne tshijadiki tshia difunda dia SNAP kudi kukumbaja nzubu webe bua kupeta bintu bia lukasa lukasa.

Milongo ya diambuluisha idi mimanyine pa ditabuja ne idi kayiyi ya dipeta dia makuta¶

Malongolodi a bungi a diambuluishangana a mu ditunga adi ne bitupa bia mudimu bia muaba udibu basombele bidi ne bintu bia kuenza nabi mudimu bua kufila diambuluisha dia lukasa dia makuta ne dia bintu bia kudia: - Société de St. Vincent de Paul: Bisangilu bia parwase bia muaba udibu basombele bidi bifila dikumbula dia ku nzubu ne mikanda ya dipana dia bintu bia kudia, bienza bua mêku ikale mua kusumba nyama mipiamipia, bintu bia kudia ne mabele a bana mu nzubu ya dipanyishila bintu ya muaba udibu basombele. - Tshiluilu tshia lupandu: Bibambalu bia mudimu bia mu bitupa bia matunga bidi ne nzubu ya dilamina biakudia ne bidi bifila makuta a tshimpitshimpi kudi mêku adi apeta ntatu ya tshimpitshimpi. - Bisumbu bia diambuluisha dia bena Katolike ne midimu ya dîku dia bena Yuda: Kufila mudimu wa diambuluisha dia lukasa, nzubu ya dilamina biakudia, ne diambuluisha dia pa mutu dia bintu bia kudia nansha wewe ne tshitendelelu kayi.

Programe ya tulasa ne ya bidia bia bana¶

Shi udi na bana ba mu kalasa, yukila ne muena mudimu wa mu tshilongelu tshieba anyi muena mudimu wa malu a bantu diakamue. Muinshi mua mikenji ya diambuluisha dia bantu badi kabayi ne nzubu ya McKinney-Vento ne mikenji ya National School Lunch Program, bana badi mu lutatu lua dipanga dia biakudia anyi lutatu lua makuta mu nzubu badi mua kupeta programe ya lukasa, ya tshianana ya biakudia bia mu dinda ne bia mu midi kakuyi dipanga dia mikanda.

Bijengu bia bungi bia tulasa bidi kabidi ne programe ya biakudia bia ku ndekelu kua lumingu, batuma bana kumbelu mu Ditanu mu mapingaja ne bisaka biuwule tente ne biakudia bia bana, bidi mua kuikala bitekeshibue bua kulama nzubu ku ndekelu kua lumingu.

Difuanyikija dia mikenji ya dipingaja dia EBT ya ditunga ne malu a bukubi¶

Dilombola dia mbulamatadi dia programe ya difila dia diambuluisha dia ku Enternete didi dishilangane bikole pa bidi bitangila mêba a dipingaja, dipingaja dia makuta a diambuluisha, ne biamu bia mudimu bia lelu bia dikuba dia dishima dia ku Enternete. Difuanyikija didi dilonda edi didi dileja mikenji ya mbulamatadi mu matunga manene.

Dikuba dia malu a tshinyangu ne dikonkonona dia terminal¶

Paudi muindile bua kupingaja karte kebe ne bintu biudi mua kupeta, udi ne bua kuikala ne bibidilu bia dikuba dia nzubu webe ku malu adibu mua kukuenzela misangu ne misangu. Bena tshinyangu batu bapingana pa tshibidilu mu nzubu ya dipanyishila bintu ya muomumue kunyima kua matuku makumi asatu anyi makumi asambombo.

flowchart TD
    A["Kusemena pabuipi ne muaba wa dipanyishila bintu bua kufuta ne EBT"] --> B["Enza tshikebelu tshia 5-Second tshia tshikebelu tshia ku ndekelu"]
    B --> C["Tangila 1: Kuata tshitupa tshia karte ne koka bikole: Tangila bikalaku tshintu tshidi katshiyi tshibuikila"]
    B --> D["Tangila 2: Tangila dilongolola dia tshiamu tshia kufunda natshi, miaba mibandile, ne mushindu udi tshiamu tshia nzembu tshienza"]
    B --> E["Tangila 3: Keba biamu bia foto bisokoka pa mutu pa tshiamu tshia nzembu"]
    C --> F{"Kudi tshintu tshidi tshienda, tshishadile tshia glue, anyi tshintu tshidi katshiyi tshimueneka anyi?"}
    D --> F
    E --> F
    F -- "Eyowa: Dipangadika didi diela meji" --> G["Kukoki: Imanyika mudimu ne umanyishe mulombodi wa tshisalu"]
    F -- "Tòo: Terminal udi umueneka mu bukubi" --> H["Buikila tshiamu tshia nzembu tshijima ne tshianza paudi ubueja PIN"]
    H --> I["Buela mu ebtEDGE App diakamue kunyima kua disumba ne ukanga karte"]

Dikonkonona dia ndekelu dia sekonde itanu¶

Kumpala kua kubueja anyi kuela karte kebe muaba kayi wonso wa dipanyishila bintu, enza dikonkonona dia lukasa: 1. Kuata ne kunyungisha tshilamba tshia karte: Kuata tshilamba tshia plastike anyi tshilamba tshia karte muaba udibu babueja anyi bambula karte. Utshikoke bikole. Bintu bia kufutshila nabi makuta bia mu tshiapu mbienza bimpa ne bibueja mu tshiamu tshia mashinyi. Bintu bya Skimmer bidi bikuata na bande wa nseke ibidi, glue wa silicone, nansha bipese bia friction; nebiteketa, nebikuluke, anyi nebipatuke mu tshianza tshiebe wewe mubikoke. 2. Tangila bunene bua tshiamu tshia nzembu: Tangila tshiamu tshia kufunda natshi nomba. Shi tshiamu tshia kufunda natshi tshimueneka tshibandishibue pa mutu pa tshiamu tshia mudimu tshidi tshinyunguluke, anyi bikala tshiamu tshia kufunda natshi tshimueneka tshitekete, tshia tshiponji anyi tshikole menemene padibu batshifina, tshiamu tshia kufunda natshi tshidi mua kuikala tshisombe pa mutu pa buto bulelela bua kufunda malu audi utua. 3. Scan for Pinhole Cameras: Tangila buludiludi pa mutu pa tshiamu tshia kufunda natshi, utangila bimanu bia plastike ne bitekelu bia mikanda bidi pabuipi. Bena mudimu ba tshikebelu batu basokoka biamu bia foto bia muinshi mua buloba munda mua nzubu ya butoke ya plastique ya dishima, mu bipese bia kuela nabi butoke, anyi mu biamu bia kuela nabi butoke bia pa mutu bidi bitangile ku minu yebe. 4. Fuanyikija bibambalu bia difuta nabi makuta bidi pabuipi: Tangila bibambalu bia difuta nabi makuta bidi mu njila idi pabuipi. Shi tshiamu tshia mashinyi tshidi mu njila wenu tshimueneka tshishilangane mu dikala, tshileja tshimanyinu tshikuabu, anyi katshiyi ne bimanyinu bia muenji bidi pa mashinyi adi pabuipi, buela mu njila mukuabu wa difuta.

Kuenza mudimu ne biamu bia bukubi bia ebtEDGE¶

Shi program wa EBT wa mu ditunga dienu wenza mudimu ne tshiamu tshia ebtEDGE tshia dilombola dia bena karte (tshidi tshienzedibua kudi tshiamu tshia difuta natshi FIS), wangate programe wa ebtEDGE wa ku telefone webe wa bianza ne wenze mudimu ne bintu biende bia dikuba dia ku Enternete: - Tshintu tshia kukanga anyi kupatula karte: Lama karte kebe ka EBT kashidi. Padibu bamane kuimanyika, tshiamu etshi tshidi tshibenga nkayatshi tshintu tshionso tshidibu bafuta, nansha biobi bikuata ku terminal anyi bibueje ku Enternete. Paudi muimane mu mulongo ku tshisalu ne bintu biebe ku mukaba, kangula programe, ushintulule karte ku unfrozen, enza difuta diebe, ne diakamue upingaje ku frozen kumpala kua kupatuka mu nzubu wa difunda dia mêna. - Kandika malu a pambelu pa ditunga: Teka tshiamu tshia mudimu tshia pambelu pa ditunga. Dilongolola edi didi dibenga diakamue dishintakaja dia bintu dionso didibu bateta pambelu pa ditunga diebe. Bualu bua bungi bua biamu bia skimming bidi bienza karte ka clone ne bienza mudimu wa dipatula makuta mu bimenga bia kule, tshintu tshimue etshi tshidi tshipangisha pabuipi ne malu onso adibu kabayi banyishile bua kuenza. - Kandika bintu bia kusumba ku Enternete ne ku Enternete: Wewe kuyi wenza mudimu ne karte kebe ka EBT bua kufila bintu ku Enternete (bu mudi difila dia bintu ku Walmart anyi ku Amazon SNAP), enza mudimu ne dikanga dia bintu ku Enternete bua kupangisha bena tshinyangu ba ku Enternete bua kupitshisha makuta ebe ku diambuluisha dia njila ya dipanyishila bintu ku Enternete.

Mikenji ya dienza dia PIN¶

Kuikala ne nimero wa muntu nkayende wa nomba inayi kashidi to. Misangu ya bungi batu balama malu adibu bapeta mu mbingu anyi ngondo kumpala kua tshisumbu tshia benzavi kuenza mudimu wa dipatula makuta a bungi munkatshi mua butuku.

Angata programe wa dienza dia PIN. Buela mu tshibuelelu tshia ditunga anyi mu tshiamu tshia telefone ne ushintulule PIN webe mêba makumi asatu ne asambombo too ne makumi anayi ne muanda mukulu kumpala kua dituku diudi mulongolole bua kufila makuta a diambuluisha dia ngondo yonso.

Nansha shi bintu bya mu karte kebe byapeta kudi tshiamu tshia mudimu ku mbangilu kua ngondu, kushintulula PIN webe kumpala kua kutuma makuta mapiamapia kudi kuenza bua malu adibu bibe ikale a tshianana padi bena tshinyangu bateta bua kupatula makuta ebe. Kuena ne tshia kuenza mudimu ne nomba idi ilondangana (bu mudi 1234), nomba idi milondangana (bu mudi 5555), anyi matuku adi amueneka patoke.

Nkonko itubu bela misangu ya bungi¶

Mbulamatadi neapingaje bintu bia kudia bia SNAP bivuabu bibe pikala karte kanyi ka EBT kanyangakaja anyi?¶

Eyowa, bibambalu bia mbulamatadi bidi ne bukokeshi mu tshitupa tshia 501 tshia mikenji ya mbulamatadi ya Consolidated Appropriations bua kupingana pa muaba wa diambuluisha dia biakudia dia SNAP divuabu bibe ku diambuluisha dia dishima dia karte ka ordinatere, dienza dia karte ka clone anyi dishima dia dishima. Udi ne tshia kufila mukanda wa tshijadiki tshia diambuluisha dia bintu biiba kudi tshibambalu tshia malu a bantu tshia mu tshimenga tshienu mu tshikondo tshia ndekelu tshia mikenji ya ditunga dienu, tshidi pa tshibidilu matuku makumi asatu kubangila ku dituku diudi mupeta dishima, ne difutu didi mua kufika too ne ku ngondo ibidi ya biakudia biudi upeta ku ngondo yonso.

Mbulamatadi wa ditunga udiku upingana pa muaba wa diambuluisha dia makuta a TANF adibu bibe ku karte ka EBT anyi?¶

Tòo, mikenji ya mbulamatadi idi muinshi mua Consolidated Appropriations Act idi ilombola bikole dipingaja dia makuta a biakudia a SNAP ne kayena ilomba anyi ifila makuta bua kupingaja diambuluisha dia makuta dia Temporary Assistance for Needy Families (TANF) diiba to. Ino, matanda mavule, kubadila'mo ne Californie ne New York, adi afila mikenji idi ifila makuta kudi ditunga idi ipingaja makuta adibu bibe; udi ne tshia kuebeja muena mudimu wa mu tshimenga tshienu bua kumanya ni ditunga diebe didi difila diambuluisha dia makuta bua kupingaja bintu.

Bidi bilomba dîba bungi kayi bua biro bia midimu ya bantu bia mu tshimenga kupatula makuta makuabu a EBT?¶

Muinshi mua mikenji ya USDA Food and Nutrition Service, bibambalu bia mbulamatadi bidi bienza mudimu ne ndongamu ya buivi ya ku Enternete idi mianyishibue idi ne tshia kukontonona dilomba diebe, kujadika malu a dishima adibu benze mu biamu bia ordinatere, ne kupatula makuta makuabu mu matuku dikumi a mudimu kunyima kua wewe mumane kupeta mukanda webe wa tshipungidi muwule tente ne mufunda. Shi dilomba diebe dilomba dianyisha dikole dia malu a mikenji anyi pikala mikanda yebe kayiyi mikumbane, dienza dia mudimu didi mua kufika too ne matuku makumi asatu, mu tshikondo atshi udi ne tshia kuya ku nzubu ya dilamina biakudia bia lukasa ne ku programe ya TEFAP.

Ntshinyi tshiudi ne tshia kuenza pikala tshibambalu tshia ditunga tshiebe tshibenga dilomba diebe dia dipingaja dia makuta a EBT adibu bibe?¶

Shi tshibambalu tshia mudimu wa bantu tshia mu ditunga anyi tshia mu tshimenga tshienu tshibenga dilomba diebe dia dipingaja dia makuta adibu bibe, badi ne tshia kufila mukanda wa dimanyisha dia mudimu udi uleja bualu bulelela budi bufikisha ku dibenga ne udi umvuija bukenji buebe bua dilomba dia dilumbuluisha dia mbulamatadi. Udi ne bukenji bua kulomba dilumbuluisha diakane kumpala kua mulumbuluishi wa mikenji ya mbulamatadi mu tshikondo tshia dilomba dia mikenji ya ditunga diebe (pa tshibidilu matuku makumi asambombo too ne makumi asambombo kubangila ku dituku dia dimanyisha), ne udi mua kukeba diambuluisha dia tshianana kudi tshisumbu tshia diambuluisha dia mikenji tshia mu tshitupa tshienu anyi kudi bulongolodi bua malu a nsombelu wa bantu.

Mmunyi muudi mua kumanya ni tshiamu tshia kubala natshi karte ka tshisalu tshia bintu bia kudia tshidi ne tshiamu tshia skimmer?¶

Ubwanya kujingulula muntu udi mua kuikala muena tshinyangu tshia karte pa kutangila ne kukoka bitekete bitekete pa tshitekelu tshia karte kumpala kua kuela karte kebe, bualu bintu bia kuela nabi karte bidi bilamakaja ne tshilamba tshia tshitupa tshîpi anyi biamu bia kukanga nabi ne nebinyanguke anyi bipatuke padibu babikuate bikole. Tangila kabidi tshiamu tshia nzembu tshia nomba bua kumona ni tshidi tshimueneka tshikole, tshikole, anyi tshibandishibue pa mutu pa tshiamu tshia mashinyi, keba tu-mashinyi tukese tua tshiamu tshia foto tudi tusokome pa biamu bia kuulu anyi pa biamu bia kulama nabi bintu, ne fuanyikija tshimuenekelu tshia tshiamu etshi ne tshiamu tshia kufutshila natshi makuta tshidi mu njila ya difuta idi pabuipi.

Malu adi apetangana¶

• Dikenga dia tshimpitshimpi dia malu a mfranga dia tshimpitshimpi
• Dimanyisha dia dikanga dia nzembu ne dikuba dia dishipa dia nzembu mu tshimpitshimpi
• Nzubu wa bintu, mfranga ya bumfumu, ne disungula dia difutu dia difutu
• ATM uvua mumina karte ka debit anyi kayi mufile tshijadiki tshia njiwu
• Tshibuta tshia makuta tshijimija ne tshijadiki tshiiba